Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Written by Chelsey Tucker
Insurance Expert Chelsey Tucker

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jun 28, 2022

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Company Details
President: Keith Melnick
Address: 1801 E 6th Street, Suite 200
City: Austin
State: TX
ZIP Code: 78702
Phone Number: No Phone Number Known
Toll Free: ((888)) 255-4364
Year Founded: 2012

The Zebra was founded in 2012 with the goal of simplifying insurance and making it easier for consumers to find the types of insurance that they need while having a complete understanding of what they are paying for. The Zebra started out by selling only auto insurance but has since also started selling homeowners insurance. It plans to sell other types of insurance in the future.

Have you seen a Zebra insurance commercial or an ad for the company online? If you’re curious about Zebra, we’re here to tell you everything you need to know.

Our Zebra insurance review below discusses how The Zebra provides quotes, how much you might pay to buy insurance from The Zebra, and more.

Enter your ZIP code into our free quote comparison tool below to find quotes similar to The Zebra insurance policies.

What types of auto insurance does The Zebra offer?

The Zebra offers just about any auto insurance coverage you can think of. However, this is because The Zebra does not underwrite policies. Instead, it is partnered with over 100 reputable insurance companies, such as Farmers, Liberty Mutual, The General, and more. The Zebra simply provides quotes from these companies based on your information.

Therefore, the product offerings from The Zebra are actually the product offerings from the partner insurance companies. With so many different companies, you’re bound to find whatever kind of policy you need with the optional coverages you’d like to customize your policy with, including Zebra insurance for commercial needs.

The Zebra will categorize different types and levels of coverage into four groups—Minimum, Basic, Better, and Best. With this setup, you can see your Zebra insurance quotes based on the least to most coverage, and you can also view the details of the policy to see which types of coverage are included.

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How much is auto insurance from The Zebra?

The Zebra auto insurance rates will depend on the rates from individual companies. To give you an idea of what you might pay for auto insurance from The Zebra, let’s take a look at the average auto insurance rates by coverage level in each state:

Average Annual Auto Insurance Rates by State
StatesAverage Annual
Comprehensive
Auto Insurance Rates
Average Annual
Collision Auto
Insurance Rates
Average Annual Liability Auto
Insurance Rates
Average Annual Full Coverage Auto
Insurance Rates
Alabama$156.31$317.96$372.57$868.48
Alaska$137.26$350.81$547.34$1,027.75
Arizona$186.12$277.96$488.59$972.85
Arkansas$190.41$321.80$381.14$906.34
California$100.54$396.55$462.95$986.75
Colorado$174.61$287.00$477.10$981.64
Connecticut$131.62$368.51$633.95$1,151.07
Delaware$122.49$318.77$776.50$1,240.57
District of Columbia$233.24$468.67$628.09$1,330.73
Florida$159.18$331.83$845.05$1,048.40
Georgia$101.56$313.17$490.64$873.28
Hawaii$116.55$219.05$458.49$679.89
Idaho$128.13$309.71$337.17$884.56
Illinois$122.06$250.29$430.54$755.03
Indiana$183.53$219.75$372.44$702.46
Iowa$267.91$263.33$293.34$862.93
Kansas$141.39$267.91$342.33$938.51
Kentucky$215.17$414.36$518.91$1,405.36
Louisiana$104.98$259.98$727.15$703.82
Maine$152.72$353.99$333.92$1,116.45
Maryland$134.96$388.28$599.48$1,129.29
Massachusetts$154.85$413.83$587.75$1,364.00
Michigan$184.27$234.40$722.04$875.49
Minnesota$210.33$323.22$439.58$994.05
Mississippi$181.27$275.28$437.38$872.43
Missouri$211.91$265.32$399.41$863.52
Montana$229.25$237.13$387.77$831.02
Nebraska$117.63$303.86$349.07$1,103.05
Nevada$110.77$307.42$647.07$818.75
New Hampshire$131.35$381.86$393.24$1,382.79
New Jersey$172.57$276.98$865.55$937.59
New Mexico$171.12$385.02$462.21$1,360.66
New York$136.08$293.59$784.98$789.09
North Carolina$231.04$244.09$357.59$773.30
North Dakota$121.61$269.84$282.55$788.56
Ohio$225.84$318.47$376.16$1,005.32
Oklahoma$93.87$226.83$441.57$904.83
Oregon$144.21$327.24$553.43$970.51
Pennsylvania$132.19$411.51$495.02$1,303.50
Rhode Island$180.94$265.07$720.06$973.10
South Carolina$258.11$208.58$497.50$766.91
South Dakota$116.53$282.96$289.04$1,257.13
Tennessee$148.45$309.07$397.73$871.43
Texas$206.42$374.49$498.44$1,109.66
Utah$109.50$265.90$471.26$872.93
Vermont$125.48$295.42$340.98$764.02
Virginia$136.54$280.52$413.12$842.67
Washington$106.38$265.74$568.92$968.80
West Virginia$204.28$329.67$501.44$1,025.78
Wisconsin$136.81$226.00$359.84$737.18
Wyoming$247.57$278.83$323.38$847.44
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Now, let’s look at some average rates by age and company:

Average Annual Auto Insurance Rates by Age and by Company
Companies25-Year-Old Female Average Annual Auto Insurance Rates25-Year-Old Male Average Annual Auto Insurance Rates17-Year-Old Female Average Annual Auto Insurance Rates17-Year-Old Male Average Annual Auto Insurance Rates
Allstate$2,634.08$2,651.64$8,143.81$8,806.48
GEICO$1,300.20$1,343.49$3,117.06$4,626.18
Liberty Mutual$3,352.61$3,555.43$6,539.36$10,590.69
Nationwide$2,041.39$2,598.18$3,658.40$5,429.57
Progressive$2,312.48$2,252.56$6,328.80$7,052.67
State Farm$2,175.80$2,314.49$5,968.84$7,696.70
Travelers$2,969.28$3,071.81$6,706.02$7,979.01
USAA$1,951.95$2,148.67$6,245.86$7,414.71
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After you receive Zebra auto insurance quotes, you can access them again in the future. However, price updates occur constantly, so the prices could change once you initiate further contact with a company to purchase a policy.

The Zebra acts as an independent agent in most states, so this means that the company receives a commission or one-time fee from the insurance company for every policy that it sells. While using The Zebra is supposed to be free for policyholders, many reviews have cited that the rates you receive through its service seem to be higher than you would pay if you received a quote directly from an insurance company.

How does the Zebra work?

Zebra provides quotes from multiple companies at once. In order to receive quotes, you will need to provide personal information, such as your location, driving record information, vehicle information, occupation and education level, credit record, and demographics.

When you are done filling out the quote forms, you will be presented with prices from multiple companies at once. You have the option of adjusting the coverage details to see how it affects pricing. When you choose a policy, you will be sent to the insurance company’s website, which will be pre-populated with the information you entered on the Zebra website.

Keep in mind that some prices may change once you reach the company’s website.

What do customers have to say about The Zebra insurance?

The Zebra has a BBB rating of A with a 4.4 out of 5-star rating with 115 customer reviews. Most of the reviews tell stories of great customer service and helpful agents. However, there are some complaints about receiving spam and junk mail after filling out quotes with The Zebra. The Zebra claims that they do not sell any information, but be wary of third-party sites that may.

Plenty of other reviews across multiple platforms state that customers received fast and competent help from agents in purchasing a policy. Some of them also claim that The Zebra saved them money compared to what they were paying for insurance with a previous company. However, there are also many reviews that express frustration about the quote process and receiving spam soon after filling out forms.

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How can I contact The Zebra?

If you need to talk with a Zebra customer service representative, you can call the Zebra insurance phone number at (888) 255-4364. You can also email The Zebra at [email protected]

The Zebra headquarters is located at 1801 E 6th Street, Suite 200, Austin, TX 78702.

Should I buy Zebra auto insurance?

Using the Zebra auto insurance company to obtain quotes from multiple companies is similar to using any other auto insurance comparison website. Websites that allow you to compare quotes from many different insurance companies at one time (such as InsuranceProviders.com) make it easy to get the cheapest auto insurance possible.

While The Zebra has had some success finding affordable insurance for some of its customers, it seems to have some issues with its quote system and communicating to customers when their information is no longer protected by The Zebra’s privacy standards. If you decide to use The Zebra, you may end up having to enter your information multiple times, and you could receive spam calls and emails afterward.

Some professional reviews also provide sample quotes that seem to be higher than quotes from other sites. Therefore, you may be able to get better rates by using another comparison website or shopping with insurance companies directly.

If you’re unable to find affordable Zebra auto insurance, enter your ZIP code into our free quote comparison tool below to compare rates from companies in your area.

The Zebra Auto Insurance Review (2022) Additional Information

The Zebra Auto Insurance Review [2022] is a company that was incorporated in 2012. The Zebra Auto Insurance Review [2022] is a insurance company and has assets of , capital of $, and net surplus of $.

The president of The Zebra Auto Insurance Review [2022] is Keith Melnick, the treasurer is , and the secretary is . The Zebra Auto Insurance Review [2022] insurance plans include
.

The Zebra Auto Insurance Review [2022] is located in Austin, TX and the phone number for The Zebra Auto Insurance Review [2022] claims, customer, service, and additional information is .

The Zebra Auto Insurance Review [2022] Insurance Quotes

If you already have The Zebra Auto Insurance Review [2022] insurance quotes then be sure that you compare your quoted The Zebra Auto Insurance Review [2022] insurance plans with insurance quotes from many other top insurance companies so that you can find the very best insurance plan for your needs. Enter your zip code in for free insurance quotes now!