Time Insurance Company: Customer Ratings & Reviews [2024]

Navigate confidently with Time Insurance Company, providing comprehensive and affordable car coverage paired with discounts and exceptional customer service.

UPDATED: Dec 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 26, 2023Fact Checked

Imani Francies

Insurance and Finance Writer

Imani Francies is a finance and insurance writer who has strong media and communication skills with a bachelor's degree from Georgia State University. She began her writing career freelancing with various blogs and internships while working full-time as an early childhood educator. She has significant experience in both print and online media as a writer, editor, and author. She works efficient...

Insurance and Finance Writer

Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...

Commercial Lines Coverage Specialist

UPDATED: Dec 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 26, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 26, 2023Fact Checked
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Time Insurance Company

Average monthly rate for good drivers:

$84

A.M. Best rating:

A- (Excellent)

Complaint level:

Low

Pros

  • Affordable car insurance coverage.
  • Long-standing history in the insurance industry.
  • Multiple discounts available.
  • 24/7 claims service.
  • Online resources for policy management and claims filing.

Cons

  • Limited availability in some states.
  • Average customer satisfaction ratings.
  • No specific customer service ratings available.
  • No dedicated mobile app for policyholders.
  • Availability of coverage may vary depending on the location.

Final Verdict: Review of Time Insurance Company

Time Insurance Company is an affordable option for car insurance coverage. The company’s history dates back to 1892, and their mission is to provide customizable and comprehensive coverage options with exceptional customer service. They offer multiple discounts to policyholders, including safe driving discounts and multi-car discounts.

However, their availability is limited in some states and their customer satisfaction ratings are average. Despite these drawbacks, their low complaint level and 24/7 claims service make them a reliable option for those in need of affordable car insurance coverage.

Are you looking for a reliable car insurance company that offers great discounts? Look no further than Time Insurance Company! With their long-standing history in the insurance industry, Time Insurance Company has been providing affordable car insurance to drivers across the United States. In this article, we will take a closer look at the company's history, products and services, costs, discounts, and customer reviews. We'll also provide some frequently asked questions about Time Insurance Company. Read on to learn more!

What You Should Know About Time Insurance Company

Company Contact Information:

  • Phone: 1-800-462-2123
  • Email: [email protected]
  • Mailing address: Time Insurance Company, P.O. Box 3057, Milwaukee, WI 53201-3057

Related Parent or Child Companies:

  • Time Insurance Company is a subsidiary of Assurant, Inc.

Financial Ratings:

  • Time Insurance Company has an A- (Excellent) rating from A.M. Best, a leading credit rating agency for the insurance industry.

Customer Service Ratings:

  • Time Insurance Company does not have specific customer service ratings available. However, their 24/7 claims service and low complaint level suggest that they provide reliable customer service.

Claims Information:

  • Time Insurance Company offers 24/7 claims service, which can be reached by phone or through their website. Policyholders can file claims online, and the company offers various resources to assist with the claims process.

Company Apps:

  • Time Insurance Company does not have a specific mobile app for policyholders, but its website is optimized for mobile devices and offers a variety of tools and resources for managing policies and filing claims.

Time Insurance Company Insurance Coverage Options

Time Insurance Company offers a range of coverage options to meet the needs of different drivers. These include:

  • Liability coverage: This is the minimum required coverage in most states and covers damages you cause to other people and their property in an accident.
  • Collision coverage: This covers damages to your own vehicle in an accident, regardless of who is at fault.
  • Comprehensive coverage: This covers damages to your vehicle from non-collision events, such as theft, vandalism, or natural disasters.
  • Personal injury protection (PIP) coverage: This covers medical expenses and lost wages for you and your passengers if you are injured in an accident, regardless of who is at fault.
  • Uninsured/Underinsured motorist coverage: This covers damages and injuries if you are hit by a driver who does not have insurance or does not have enough insurance to cover your losses.
  • Rental car coverage: This covers the cost of renting a car while your vehicle is being repaired after an accident.
  • Roadside assistance: This provides help with common roadside issues, such as flat tires or dead batteries, and can be added to your policy for an additional fee.

These coverage options can be customized to meet your specific needs and budget. Time Insurance Company also offers 24/7 claims service and online resources to help you manage your policy and file claims.

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Time Insurance Company Insurance Rates Breakdown

Driver ProfileTimeNational Average
Clean Record$100$119
1+ Ticket$130$147
1+ Accident$160$173
DUI$220$209
Poor Credit$172$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver



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Time Insurance Company Discounts Available

DiscountTime
Anti Theft5%
Good Student25%
Low Mileage3%
Paperless18%
Safe Driver30%
Senior Driver1%

Time Insurance Company offers a range of discounts to policyholders, including:

  • Safe driving discounts: Drivers who maintain a clean driving record with no accidents or moving violations can qualify for a safe driving discount.
  • Multi-car discounts: Policyholders with multiple cars on the same policy can qualify for a discount on their overall premium.
  • Good student discounts: Full-time students who maintain a certain grade point average may qualify for a discount on their car insurance.
  • Military discounts: Active duty and retired military members may qualify for a discount on their car insurance.
  • Bundling discounts: Policyholders who bundle their car insurance with other insurance products, such as home or renters insurance, can qualify for a discount on their overall premium.
  • Anti-theft discounts: Vehicles equipped with anti-theft devices, such as alarms or tracking systems, can qualify for a discount on their car insurance.
  • Payment discounts: Policyholders who pay their premiums in full or set up automatic payments may qualify for a discount on their car insurance.

These discounts can help policyholders save money on their car insurance premiums, making Time Insurance Company a more affordable option for those in need of coverage.

How Time Insurance Company Ranks Among Providers

Time Insurance Company competes with several other major car insurance companies in the market. Here are some of its main competitors:

  • State Farm: State Farm is one of the largest car insurance providers in the United States and offers a range of coverage options, discounts, and online tools to manage policies.
  • Geico: Geico is known for its affordable rates and strong customer service, with policies available in all 50 states.
  • Progressive: Progressive is a popular choice for drivers who want customizable coverage options and discounts, as well as the ability to manage their policy online.
  • Allstate: Allstate offers a range of coverage options and discounts, as well as a rewards program for safe driving.
  • Farmers: Farmers is known for its personalized customer service and customizable coverage options, including unique add-ons such as glass repair and pet injury coverage.

These companies all offer a similar range of coverage options, discounts, and online tools, making the car insurance market highly competitive. Customers are encouraged to compare quotes and policies from multiple providers to find the best coverage and rates for their needs.

Frequently Asked Questions

What types of coverage does Time Insurance Company offer for car insurance?

Time Insurance Company provides a range of coverage options, including liability, collision, comprehensive, and additional customizable options to suit individual needs and budgets.

How does Time Insurance Company stand out in terms of discounts for policyholders?

Time Insurance Company offers various discounts, such as safe driving discounts and multi-car discounts, providing policyholders with opportunities to save money on their car insurance premiums.

Can I file claims with Time Insurance Company online, and how does their claims process work?

Yes, Time Insurance Company offers a convenient 24/7 claims service accessible by phone or through their website. Policyholders can file claims online, and the company provides resources to assist throughout the claims process.

What is the financial rating of Time Insurance Company, and how does it impact their reliability?

Time Insurance Company holds an A- (Excellent) rating from A.M. Best, a leading credit rating agency for the insurance industry. This rating signifies a strong financial position, indicating reliability in meeting policyholder obligations.

How does Time Insurance Company compare to other major car insurance providers in the market?

Time Insurance Company competes with key industry players, offering a similar range of coverage options and discounts. Comparing quotes from multiple providers is encouraged to find the best coverage and rates tailored to individual needs.

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Imani Francies

Insurance and Finance Writer

Imani Francies is a finance and insurance writer who has strong media and communication skills with a bachelor's degree from Georgia State University. She began her writing career freelancing with various blogs and internships while working full-time as an early childhood educator. She has significant experience in both print and online media as a writer, editor, and author. She works efficient...

Insurance and Finance Writer

Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...

Commercial Lines Coverage Specialist

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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Compare Insurance Providers Rates to Save Up to 75%

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