Tower National Insurance Company: Customer Ratings & Reviews [2023]

Learn everything you need to know about Tower National Insurance Company, including their history, mission, coverage options, rates, and discounts. Plus, read real customer reviews and get answers to frequently asked questions.

UPDATED: Apr 16, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 16, 2023Fact Checked

Free Auto Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 16, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 16, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 16, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 16, 2023Fact Checked

The Bottom Line

Tower National Insurance Company is a New York-based insurance provider that has been operating for over 50 years. They offer a variety of insurance products, including auto, homeowners, renters, condo, and flood insurance, to customers in many states. Customers can qualify for discounts on their insurance, such as a multi-policy discount, safety features discount, and claim-free discount. Tower National Insurance Company has a low complaint level and an A- (Excellent) rating from A.M. Best. However, the company is not available in all states and some customers have reported difficulty reaching customer service representatives. Overall, Tower National Insurance Company may be a good option for customers in the market for insurance products, but it is important to review the coverage options and discounts carefully.

Tower National Insurance Company: Products, Services, Discounts, and Customer Reviews

Tower National Insurance Company offers several types of insurance products to its customers. Here is a list of some of the products they offer:

  • Auto Insurance
  • Homeowners Insurance
  • Renters Insurance
  • Condo Insurance
  • Flood Insurance

If you are in the market for any of these insurance products, Tower National Insurance Company may be a good option for you. Here is some information about the company’s history, mission, and other important details.

Tower National Insurance Company: A Brief History and Mission

Tower National Insurance Company was founded in 1972 and has been providing insurance products to customers for over 50 years. The company is headquartered in New York and has a mission to provide affordable and reliable insurance products to its customers.

Products and Services Offered

Tower National Insurance Company offers several insurance products to customers in many states. Here is a breakdown of the products they offer and some information about them:

Auto Insurance

Tower National Insurance Company offers auto insurance to customers in many states. The cost of this insurance will depend on several factors, including your driving history and the type of car you drive. Customers can qualify for several discounts on their auto insurance, including:

  • Multi-car discount
  • Safe driver discount
  • Good student discount

Homeowners Insurance

If you own a home, you need homeowners insurance to protect your investment. Tower National Insurance Company offers homeowners insurance to customers in many states. The cost of this insurance will depend on several factors, including the value of your home and the amount of coverage you need. Customers can qualify for several discounts on their homeowners insurance, including:

  • Home safety features discount
  • Multi-policy discount
  • Claim-free discount

Renters Insurance

If you rent your home or apartment, you need renters insurance to protect your belongings. Tower National Insurance Company offers renters insurance to customers in many states. The cost of this insurance will depend on several factors, including the value of your belongings and the amount of coverage you need. Customers can qualify for several discounts on their renters insurance, including:

  • Safety features discount
  • Multi-policy discount
  • Claim-free discount

Condo Insurance

If you own a condominium, you need condo insurance to protect your investment. Tower National Insurance Company offers condo insurance to customers in many states. The cost of this insurance will depend on several factors, including the value of your condo and the amount of coverage you need. Customers can qualify for several discounts on their condo insurance, including:

  • Multi-policy discount
  • Safety features discount
  • Claim-free discount

Flood Insurance

If you live in an area that is prone to flooding, you need flood insurance to protect your home and belongings. Tower National Insurance Company offers flood insurance to customers in many states. The cost of this insurance will depend on several factors, including the flood risk in your area and the amount of coverage you need.

Discounts Available to Customers

Tower National Insurance Company offers several discounts to customers on their insurance products. Here is a breakdown of some of the discounts available and how you can qualify for them:

  • Multi-policy discount: Customers who have more than one policy with Tower National Insurance Company can qualify for a multi-policy discount.
  • Safety features discount: Customers who have safety features installed in their homes or cars can qualify for this discount.
  • Claim-free discount: Customers who have not filed any claims with Tower National Insurance Company can qualify for this discount.
  • Good student discount: Customers who have good grades in school can qualify for this discount.
  • Home safety features discount: Customers who have safety features installed in their homes can qualify for this discount.

Customer Reviews

Customers who have used Tower National Insurance Company’s products and services have left reviews on several websites.

Is Tower National Insurance Company a Good Choice?

Company contact information:

  • Phone: 888-856-5522
  • Email: [email protected]
  • Address: 120 Broadway, 31st Floor, New York, NY 10271

Related parent or child companies: Tower Group Companies

 

Financial ratings:

  • A.M. Best rating: A- (Excellent)
  • S&P Global rating: Not rated

 

Customer service ratings:

  • National Association of Insurance Commissioners complaint index: 0.19 (lower than the national median of 1.0)

 

Claims information:

  • Claims can be reported 24/7 by calling the claims hotline at 888-856-5522
  • Claims can also be reported online through the customer portal

 

Company apps:

  • Tower National Insurance Company does not currently have a mobile app.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Tower National Insurance Company Discounts Available

Tower National Insurance Company offers various discounts to customers who qualify. These discounts can help customers save money on their insurance premiums. Here are some of the discounts that Tower National Insurance Company offers:

  • Multi-policy discount: Customers who have more than one policy with Tower National Insurance Company can qualify for a multi-policy discount.
  • Safety features discount: Customers who have safety features installed in their vehicle, such as anti-lock brakes, airbags, and automatic seat belts, can qualify for a safety features discount.
  • Claim-free discount: Customers who have not filed a claim with Tower National Insurance Company in a certain period of time can qualify for a claim-free discount.
  • Good student discount: Full-time students who maintain a certain grade point average can qualify for a good student discount.
  • Senior driver discount: Customers who are over a certain age and have completed an approved driver safety course can qualify for a senior driver discount.
  • Home safety discount: Customers who have installed safety features in their home, such as smoke detectors and burglar alarms, can qualify for a home safety discount.
  • Loyalty discount: Customers who have been with Tower National Insurance Company for a certain period of time can qualify for a loyalty discount.

Tower National Insurance Company Coverage Options

Tower National Insurance Company offers a variety of insurance products to meet the needs of its customers. Here are the coverage options offered by Tower National Insurance Company:

Auto Insurance:

  • Liability coverage
  • Collision coverage
  • Comprehensive coverage
  • Uninsured/underinsured motorist coverage
  • Personal injury protection (PIP)
  • Roadside assistance

Homeowners Insurance:

  • Property coverage
  • Liability coverage
  • Additional living expenses coverage
  • Personal property coverage
  • Loss of use coverage

Renters Insurance:

  • Personal property coverage
  • Liability coverage
  • Additional living expenses coverage

Condo Insurance:

  • Property coverage
  • Liability coverage
  • Loss assessment coverage
  • Personal property coverage
  • Loss of use coverage

Flood Insurance:

  • Building property coverage
  • Personal property coverage
  • Replacement cost coverage

It is important to note that coverage options may vary by state, and customers should review their policy carefully to ensure they have the coverage they need.

Tower National Insurance Company vs. Competitors

Tower National Insurance Company operates in a competitive market with many other insurance providers. Here are some of the main competitors of Tower National Insurance Company:

  • State Farm: State Farm is one of the largest insurance providers in the United States, offering a variety of insurance products, including auto, homeowners, renters, and life insurance.
  • Allstate: Allstate is another large insurance provider that offers a range of insurance products, including auto, homeowners, renters, and life insurance.
  • Geico: Geico is a popular insurance provider that offers auto insurance to customers in all 50 states. They are known for their competitive rates and user-friendly online platform.
  • Progressive: Progressive is another well-known insurance provider that offers a variety of insurance products, including auto, homeowners, renters, and life insurance. They are known for their innovative approach to insurance and their competitive rates.
  • Liberty Mutual: Liberty Mutual is a global insurance provider that offers a variety of insurance products, including auto, homeowners, renters, and life insurance. They are known for their strong financial ratings and customer service.

Customers looking for insurance products should compare coverage options, discounts, and rates from several providers to find the best fit for their needs.

Frequently Asked Questions

What is the process for filing a claim with Tower National Insurance Company?

Customers can file a claim with Tower National Insurance Company by contacting the company’s claims department either by phone or through the company’s website. The claims department will guide customers through the process and provide assistance throughout the claims process.

Can I make changes to my insurance policy online?

Yes, customers can make changes to their insurance policies online through the company’s website. Customers can also contact a representative of the company to make changes to their policy over the phone.

How do I qualify for discounts with Tower National Insurance Company?

Customers can qualify for discounts by meeting certain criteria, such as having a clean driving record or bundling multiple insurance policies together. Customers should contact a representative of the company to learn more about the discounts that are available and how to qualify for them.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption