Trinity Universal Insurance Company: Customer Ratings & Reviews [2024]

Delving into the expansive offerings of Trinity Universal Insurance Company, this comprehensive review meticulously explores the company's rich history, diverse coverage options, cost structures, and the glowing reputation it holds for exceptional customer service, serving as an invaluable guide for those seeking comprehensive insurance solutions and unparalleled support.

UPDATED: Dec 29, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 29, 2023Fact Checked

Brandon Frady

Licensed Insurance Agent

Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...

Licensed Insurance Agent

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Dec 29, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 29, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 29, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 29, 2023Fact Checked
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Trinity Universal Insurance Company

Average monthly rate for good drivers:

$103

A.M. Best rating:

A-

Complaint level:

Low

Pros

  • Offers a wide range of insurance products to meet the needs of customers.
  • Provides discounts to customers for a variety of reasons, including bundling policies and safe driving.
  • Has a reputation for excellent customer service, with a low number of complaints reported.
  • Offers optional coverage options to help customers customize their insurance policies to meet their specific needs.

Cons

  • Coverage options and availability may vary by state, which could limit options for some customers.
  • Rates may be higher for customers with poor driving records or a history of claims.

Final Verdict: Review of Trinity Universal Insurance Company

Trinity Universal Insurance Company is a leading insurance provider that offers a wide range of insurance products to meet the needs of customers. The company has a reputation for excellent customer service and provides discounts to customers for a variety of reasons, including bundling policies and safe driving.

The article covers the company’s history, mission, coverage options, cost, states where services are offered, available discounts, customer reviews, and frequently asked questions. The article also highlights the company’s main competitors and provides contact information, financial ratings, and claims information.

Overall, Trinity Universal Insurance Company is a reliable choice for customers looking for comprehensive coverage options and excellent customer service.

Trinity Universal Insurance Company is a trusted name in the insurance industry, offering a wide range of insurance products and services to customers across the United States. Whether you are looking for auto, home, business, or life insurance, Trinity Universal Insurance Company has got you covered. With a mission to provide high-quality insurance coverage at affordable prices, the company has built a reputation for reliability and customer satisfaction. In this article, we will take a closer look at Trinity Universal Insurance Company, including its history, mission, products and services, cost, discounts, customer reviews, and more. So, if you are in the market for insurance coverage, keep reading to see if Trinity Universal Insurance Company is the right choice for you.

What You Should Know About Trinity Universal Insurance Company

Company Contact Information

Related Parent or Child Companies

  • Trinity Universal Insurance Company is a subsidiary of Trinity Insurance Services, a leading provider of insurance and risk management services in the United States.

Financial Ratings

  • Trinity Universal Insurance Company has an A- (Excellent) rating from A.M. Best, a global credit rating agency that specializes in the insurance industry. This rating indicates that the company has a strong financial position and is well-equipped to meet its insurance obligations to customers.

Customer Service Ratings

  • Trinity Universal Insurance Company has received positive ratings for its customer service, with many customers noting the company’s responsiveness and helpfulness. The company offers multiple channels for customers to contact its support team, including phone, email, and online chat.

Claims Information

  • Trinity Universal Insurance Company offers a streamlined claims process to help customers quickly and easily file claims. Customers can file claims online, by phone, or through a licensed insurance agent. The company also offers 24/7 claims support to ensure that customers can get help when they need it most.

Company Apps

  • Trinity Universal Insurance Company offers a mobile app for iOS and Android devices that allows customers to manage their insurance policies, file claims, and access roadside assistance services. The app also provides helpful resources and tips to help customers stay safe on the road and protect their homes and businesses.

Trinity Universal Insurance Company Insurance Coverage Options

Trinity Universal Insurance Company offers a range of coverage options to help customers protect their homes, businesses, and vehicles. Here are some of the coverage options that the company offers:

  • Homeowners insurance: Coverage for damage to the structure of a home, as well as personal property inside the home.
  • Renters insurance: Coverage for personal property in a rental property, as well as liability protection.
  • Condo insurance: Coverage for damage to the interior of a condo unit, as well as personal property inside the unit.
  • Flood insurance: Coverage for damage caused by floods, which is not typically covered by standard homeowners insurance policies.
  • Auto insurance: Coverage for damage to a vehicle, as well as liability protection in the event of an accident.
  • Commercial insurance: Coverage for businesses, including property insurance, liability insurance, and workers’ compensation insurance.
  • Life insurance: Coverage to provide financial support to loved ones in the event of the policyholder’s death.
  • Health insurance: Coverage to help pay for medical expenses, including doctor visits, hospital stays, and prescription drugs.

Trinity Universal Insurance Company also offers a range of optional coverage options, such as roadside assistance, rental car coverage, and identity theft protection, which customers can add to their policies for additional protection.

The specific coverage options and availability may vary by state, so customers should speak with a licensed insurance agent to determine the best coverage options for their needs.

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Trinity Universal Insurance Company Insurance Rates Breakdown

Driver ProfileTrinityNational Average
Clean Record$92$119
1+ Ticket$142$147
1+ Accident$179$173
DUI$230$209
Poor Credit$158$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Trinity Universal Insurance Company Discounts Available

DiscountsTrinity
Anti Theft13%
Good Student10%
Low Mileage17%
Paperless8%
Safe Driver21%
Senior Driver12%

Trinity Universal Insurance Company offers a range of discounts to help customers save money on their insurance premiums. Here are some of the discounts that the company offers:

  • Multi-policy discount: Customers who have multiple insurance policies with Trinity Universal Insurance Company can receive a discount on their premiums.
  • Safe driver discount: Customers who have a clean driving record and have completed a defensive driving course may be eligible for a safe driver discount.
  • Home safety discount: Customers who have installed safety features in their homes, such as smoke detectors or security systems, may be eligible for a discount on their homeowners insurance premiums.
  • Business safety discount: Business customers who have implemented safety measures in their operations, such as safety training programs or safety equipment, may be eligible for a discount on their commercial insurance premiums.
  • Bundled services discount: Customers who bundle their insurance policies with other services, such as roadside assistance or identity theft protection, may be eligible for a discount on their premiums.
  • Good student discount: Customers who have a student on their policy with good grades may be eligible for a discount on their auto insurance premiums.

These discounts can vary by state and policy type, so customers should speak with a licensed insurance agent to determine which discounts they may be eligible for.

How Trinity Universal Insurance Company Ranks Among Providers

Trinity Universal Insurance Company operates in a highly competitive market, with many other insurance companies offering similar products and services. Some of the company’s main competitors include:

  • State Farm: State Farm is one of the largest insurance companies in the United States, offering a range of insurance products and financial services.
  • Allstate: Allstate is another major insurance company, offering coverage options for auto, home, life, and business insurance.
  • Progressive: Progressive is a leading provider of auto insurance, with a focus on innovative products and services such as usage-based insurance and Snapshot.
  • Geico: Geico is known for its humorous advertising campaigns and offers a range of insurance products, including auto, home, renters, and business insurance.
  • Farmers Insurance: Farmers Insurance offers a variety of insurance products, including auto, home, and business insurance, as well as financial services.

These companies, along with many others, compete with Trinity Universal Insurance Company for customers in a crowded and competitive insurance market. To stand out from the competition, Trinity Universal Insurance Company focuses on providing high-quality customer service and personalized insurance solutions to meet the unique needs of its customers.

Frequently Asked Questions

What insurance products does Trinity Universal Insurance Company offer?

Trinity Universal Insurance Company provides a range of insurance products, including auto, home, business, and additional coverage options like roadside assistance and identity theft protection.

How can I assess Trinity Universal Insurance Company’s financial stability?

The company holds an A- (Excellent) rating from A.M. Best, showcasing its robust financial standing and capability to fulfill insurance obligations.

What sets Trinity Universal Insurance Company apart from its competitors?

Trinity Universal stands out due to its emphasis on exceptional customer service, diverse coverage options, and various discounts available for policyholders.

How can I file a claim with Trinity Universal Insurance Company?

Customers can file claims through multiple channels, including online, by phone, or with the assistance of a licensed insurance agent. The company also offers 24/7 claims support.

What discounts does Trinity Universal Insurance Company offer?

Trinity Universal provides discounts for various factors such as bundling policies, safe driving, and other qualifying criteria. Eligibility may vary based on the state and policy type.

Where can I find customer reviews for Trinity Universal Insurance Company?

Customer testimonials and reviews can typically be found on the company’s official website or on platforms like Google Reviews, Yelp, and the Better Business Bureau.

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Brandon Frady

Licensed Insurance Agent

Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...

Licensed Insurance Agent

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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