Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Insurance Expert Chelsey Tucker

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jun 28, 2022

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Company Details
President: No President Known
Address: 9420 Research Blvd Bldg 3 Suite 400
City: Austin
State: TX
ZIP Code: 78759
Phone Number: (512) 345-9335
Toll Free: No Toll Free Number Known
Year Founded: 1987-08-20
Company Rating 0 (1 review)

Types of Insurance Offered

The Lowdown

  • Underwriters at Lloyds of London are part of a syndicate pooling resources to pay claims.
  • Lloyds of London is based in the U.K. but has U.S. operations, such as Lloyds of London home insurance USA.
  • Home insurance from Lloyds of London is available to U.S. customers.

If you’re researching Underwriters at Lloyds London and are confused about the different company names you’ve come across, you are not alone.

Lloyds isn’t an insurance company, but an insurance marketplace with syndicates. Underwriters at Lloyd’s London refers either to general syndicate members or a branch.

That’s why you’ll see Underwriters at Lloyds of London, Underwriters of Lloyd’s of London, Lloyd’s Canada, Lloyds of London USA, Lloyds of London Insurance USA, Lloyd’s Insurance Company, Lloyds of London Insurance Co, Lloyd’s Insurance Company S.A., and more.

Certain underwriters at Lloyds Insurance are organized into syndicates. As a multi-billion dollar company with dozens of syndicates, Lloyds of London offers home insurance policies and other insurance policies to protect anything you consider valuable or costly to replace.

To compare affordable Lloyds of London home insurance quotes and Lloyds of London car insurance quotes to others in the industry, use our free quote tool to find affordable insurance rates.

Keep reading to learn the Lloyds of London insurance contact phone number as well as Lloyd’s of London claims information.

Underwriters at Lloyds Insurance Company Ratings

Founded in 1987, Lloyds of London has had some ups and downs in its over 30 years in business. They continue to show great financial strength over the years. Underwriters at Lloyds of London A.M. Best insurance rating is (A) Excellent.

Lloyds of London customer service has also received good reviews. The Lloyds of London Insurance customer service number is 0345 300 0000.

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Key Operators at Lloyd’s of London

There are five main groups that make up the Lloyd’s of London marketplace. These are the syndicates, the insurance buyers, the brokers, the managing agents, and the cover holders.

The Syndicates: The syndicates are the key players at Lloyd’s. They are made up of corporations or individuals. The syndicates are basically the insurance companies that offer a specific type of insurance. More than one syndicate can participate in an insurance policy, thereby spreading the risk out among many syndicates.

The Insurance Buyers: These are the individuals or corporations buying the insurance. Many times if a traditional insurance provider does not provide the insurance needed, perhaps for a particularly risky business, individuals can find insurance sellers at Lloyd’s.

The Brokers: the brokers at Lloyd’s act as go-betweens for the insurance buyers and the syndicates. The brokers help facilitate and match the appropriate syndicate to the buyer. Brokers at Lloyds must be approved by the Corporation of Lloyd’s to be allowed to do business in the marketplace.

The Managing Agents: The managing agents work for the syndicates and manage their daily operations. They are responsible for hiring and overseeing all essential staff, such as underwriters and accountants.

The Cover Holders: Cover holders are companies that underwrite the insurance policies for managing agents. These are outside entities that Lloyd’s contracts to do certain business that isn’t done by the brokers. They are given specific authority to transact certain business in the marketplace. Cover holders allow Lloyd’s of London to operate globally without having to set up shop in many locations.

How to Contact Underwriters at Lloyds of London

Contacting one of Lloyd’s underwriters is simple. Just call the Lloyds of London contact number area for your area. Certain Underwriters at Lloyds Insurance locations are overseas, but not all.

To contact the Underwriters at Lloyds of London you can all its U.S. locations at the Lloyds of London phone number 1-866-264-2533 or visit its website at This number serves as both the Lloyds of London auto insurance number and the Lloyds of London homeowners insurance phone number.

Several Lloyds of London offices are in the United States, with the main headquarters and the Lloyds of London claims department USA being in New York.

The Lloyds of London address is 42 W 54TH St New YorkNY10019-5405. Underwriters at Lloyds of London insurance phone number (212) 382-4060.


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Making Claims with Underwriters of Lloyds of London

The process of advising underwriters of a loss is long and complicated, but the following is a concise and simplified summary of what occurs:

  • Upon receipt of Lloyds insurance claims, the London broker will perform multiple checks, and if all is OK, assign a Unique Claims Reference (UCR) and create an Electronic Claims File (ECF) which, as the name suggests, can be submitted to underwriters electronically.  However, less commonly, a paper claims file can be created, which must be physically presented to underwriters.

  • Underwriters will review the file in either format and add comments or questions as necessary. The London broker will then forward the file to the agent, adjuster, and anyone else, as required.

  • Any subsequent reports are referred to the market in a similar fashion until all coverage questions have been answered and the Lloyds of London claim is ready to be resolved.

  • When payment is due to be collected from underwriters, an electronic collection request is made via ECF to the relevant agreement parties.

  • Once all parties have approved the payment collection request, Lloyds of London claims are processed through Lloyd’s central accounting system and the money is deposited into the London broker’s account for subsequent transmission to the insured.

If you need to file Lloyds insurance claims, the Lloyds of London insurance claims phone number is 1-800-749-6419. Keep this Lloyds insurance claims number handy in case you need to make a claim.

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Underwriters of Lloyds of London: The Bottom Line

Hopefully, this article has cleared up the details about Lloyds of London and the work that they do. Even though they originated in London, England they have offices in the United States, so they are here to help you.

Do you want to buy Underwriters of Lloyds of London home insurance? To compare rates from other companies to Underwriters of Lloyds of London home insurance rates, use our free quote tool now.

Frequently Asked Questions: Underwriters at Lloyds of London

These frequently asked questions may help clear up any confusion you may have about the Underwriters of Lloyds of London home insurance company and what they do.

#1 –What is Lloyds of London?

Lloyds of London is a British insurance market where members operate as syndicates to insure and spread out the risks of different businesses, organizations, and individuals. The syndicates are specialized in different types of risks and each syndicate decides which type of risk to insure.

#2 –Does Lloyds of London have flood insurance?

Yes, Lloyds does offer flood insurance but has only been offering it since 2014.

#3 – What is the Underwriters at Lloyd’s of London NAIC number?

Since there are multiple branches to Lloyds, it has multiple NAIC numbers. Visit the NAIC search page to find the one you are seeking.

Underwriters at Lloyds Insurance Company Additional Information

Underwriters at Lloyds Insurance Company is a company that was incorporated in 1987-08-20. Underwriters at Lloyds Insurance Company is a Lloyds insurance company and has assets of , capital of $, and net surplus of $.

The president of Underwriters at Lloyds Insurance Company is , the treasurer is , and the secretary is . Underwriters at Lloyds Insurance Company insurance plans include
airplane, auto, boat, business, health, and home.

Underwriters at Lloyds Insurance Company is located in Austin, TX and the phone number for Underwriters at Lloyds Insurance Company claims, customer, service, and additional information is (512) 345-9335.

Underwriters at Lloyds Insurance Company Insurance Quotes

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