Unified Life Insurance Company: Customer Ratings & Reviews [2023]
Secure Your Future with Unified Life Insurance Company: Comprehensive Coverage Options and Competitive Rates for Peace of Mind
UPDATED: Apr 19, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 19, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 19, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
UPDATED: Apr 19, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
The Bottom Line
Unified Life Insurance Company is a reputable insurance provider that offers a range of life insurance policies with customizable coverage options. The company provides affordable life insurance products that meet the varying needs of its customers. Unified Life Insurance Company offers three main types of policies: term life, whole life, and universal life. Customers can save on their premiums through various discounts such as non-smoker discounts, multi-policy discounts, and healthy lifestyle discounts. The company has a strong reputation for excellent customer service and timely claims processing, making it an excellent option for those looking to protect their loved ones’ financial future. Overall, Unified Life Insurance Company is worth considering for anyone in the market for life insurance.
Unified Life Insurance Company is a reputable insurance provider that offers a range of life insurance policies to meet the varying needs of its customers. As you consider life insurance options, it’s essential to know what Unified Life Insurance Company can offer you. In this review, we’ll take a closer look at the company’s history, products and services, discounts available, customer reviews, and more.
Is Unified Life Insurance Company a Good Choice?
Company contact information:
- Phone: 1-800-237-4463
- Email: [email protected]
- Address: Unified Life Insurance Company, P.O. Box 25326, Overland Park, KS 66225-5326
Related parent or child companies: Unified Life Insurance Company is a subsidiary of Torchmark Corporation, a Fortune 1000 holding company specializing in life and supplemental health insurance.
Financial ratings: Unified Life Insurance Company has an A- (Excellent) rating from A.M. Best, a well-known credit rating agency that assesses the financial strength and creditworthiness of insurance companies.
Customer service ratings: Unified Life Insurance Company has a reputation for excellent customer service, with positive reviews from customers praising the company’s responsiveness, helpfulness, and professionalism.
Claims information: Unified Life Insurance Company has a strong reputation for timely claims processing, with many customers reporting that their claims were processed quickly and efficiently.
Company apps: There is no information about whether or not Unified Life Insurance Company has any mobile apps.
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Unified Life Insurance Company Discounts Available
Unified Life Insurance Company offers several discounts to its customers to help them save on their premiums. Here is a list of some of the discounts offered by the company:
- Non-smoker discount: Customers who do not smoke or use any tobacco products can qualify for a lower premium rate.
- Multi-policy discount: Customers who have more than one policy with Unified Life Insurance Company can qualify for a discount on their premiums.
- Healthy lifestyle discount: Customers who maintain a healthy lifestyle by regularly exercising, eating a balanced diet, and maintaining a healthy weight may be eligible for a discount.
- Group coverage discount: Customers who are part of a group coverage plan may be eligible for a discount on their premiums.
- Safe driver discount: Customers who have a good driving record and no history of accidents or traffic violations can qualify for a lower premium rate.
These discounts can help customers save a significant amount of money on their life insurance premiums, making it more affordable to protect their loved ones’ financial future. It’s important to note that not all discounts may be available in all states or for all policies, so customers should check with their agent or the company directly to determine which discounts they may be eligible for.
Unified Life Insurance Company Coverage Options
Unified Life Insurance Company offers a range of coverage options to its customers, including:
- Term life insurance: Provides coverage for a specific period of time, typically 10-30 years, and pays a death benefit if the policyholder passes away during the term. This type of policy is generally more affordable than other types of life insurance.
- Whole life insurance: Provides lifetime coverage and builds cash value over time. The premiums are generally higher than term life insurance, but the policyholder can borrow against the cash value of the policy or use it to pay premiums in the future.
- Universal life insurance: Provides lifetime coverage and is more flexible than whole life insurance. The policyholder can adjust the death benefit and premium payments over time, and the policy can also build cash value.
Customers can customize their coverage options to meet their specific needs and budget. For example, they can choose the amount of coverage they need, the length of the term (for term life insurance), and whether they want to include additional riders for things like accidental death or long-term care. Overall, Unified Life Insurance Company provides a range of coverage options to meet the varying needs of its customers.
Unified Life Insurance Company vs. Competitors
Unified Life Insurance Company operates in a highly competitive industry, and there are several companies that compete with them for customers. Some of the main competitors of Unified Life Insurance Company include:
- Prudential: A well-known and established insurance company that offers a wide range of life insurance products and services.
- MetLife: A global insurance company that offers life insurance, as well as other types of insurance and financial services.
- New York Life: One of the largest mutual life insurance companies in the United States, offering a range of life insurance and financial products.
- State Farm: A popular insurance company that offers life insurance, as well as auto, home, and other types of insurance.
- Nationwide: A well-known insurance company that offers life insurance, as well as auto, home, and other types of insurance.
Unified Life Insurance Company competes with these companies and others by offering competitive rates, excellent customer service, and a range of coverage options to meet the needs of its customers. By staying competitive in these areas, Unified Life Insurance Company can continue to attract and retain customers in a highly competitive market.
Frequently Asked Questions
What is the minimum age to purchase a life insurance policy from Unified Life Insurance Company?
Applicants must be at least 18 years old to purchase a life insurance policy from Unified Life Insurance Company.
Can I apply for life insurance online?
Yes, Unified Life Insurance Company offers an online application process that is quick and easy to complete.
How do I file a claim with Unified Life Insurance Company?
To file a claim with Unified Life Insurance Company, customers can call the claims department or submit a claim online.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.