United Fidelity Life Insurance: Customer Ratings & Reviews [2024]

Discover the assurance of financial protection with United Fidelity Life Insurance Company's customizable and affordable life insurance policies.

UPDATED: Dec 27, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 27, 2023Fact Checked

Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

Insurance and Finance Writer

Michael Leotta

Insurance Operations Specialist

Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...

Insurance Operations Specialist

UPDATED: Dec 27, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Dec 27, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 27, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 27, 2023Fact Checked
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United Fidelity Life Insurance Company

Average monthly rate for healthy individuals:

N/A

A.M. Best rating:

A- (Excellent)

Complaint level:

Low

Pros

  • United Fidelity Life Insurance Company has a long history of providing reliable insurance options.
  • They offer a variety of life insurance policies to meet individual needs.
  • Competitive rates and flexible policy options are available.
  • Positive customer reviews indicate customer satisfaction.
  • The claims process is straightforward and efficient.

Cons

  • Availability may be limited in some states.
  • The exact discounts and coverage options may vary by state and individual circumstances.

Final Verdict: Review of United Fidelity Life Insurance Company

The United Fidelity Life Insurance Company offers a range of customizable and affordable life insurance policies to meet individual needs. Their long history of providing reliable insurance options and mission to ensure financial security for policyholders and their families make them a trustworthy choice.

The company offers competitive rates and discounts to help policyholders save money, and their positive customer reviews and flexible policy options make them a great option for those in need of life insurance coverage.

Although availability may be limited in some states, United Fidelity Life Insurance Company is a reputable insurance provider with a low complaint level, making them a reliable choice for those seeking life insurance.

Are you looking for reliable life insurance coverage to protect yourself and your loved ones financially? United Fidelity Life Insurance Company may be just what you need. Founded in 1947, United Fidelity Life Insurance Company has a rich history of providing quality insurance products and services to individuals and families across the United States. The company's mission is to offer affordable, reliable, and customizable life insurance options that meet the unique needs of its customers.

What You Should Know About United Fidelity Life Insurance Company

Here is the requested information about United Fidelity Life Insurance Company:

Company Contact Information:

  • Phone: 1-800-633-6901
  • Email: [email protected]
  • Address: United Fidelity Life Insurance Company, P.O. Box 7192, Des Moines, IA 50309-7192

Related Parent or Child Companies:

  • United Fidelity and Guaranty Company is a subsidiary of United Fire & Casualty Company, which is owned by United Fire Group, Inc.

Financial Ratings:

  • United Fidelity Life Insurance Company has an A- (Excellent) rating from A.M. Best, a leading credit rating agency in the insurance industry.

Customer Service Ratings:

  • United Fidelity Life Insurance Company has a rating of 4.6 out of 5 stars on Trustpilot, based on 196 reviews as of April 2023.
  • The company has an A+ rating from the Better Business Bureau (BBB), based on factors such as complaint history, transparency, and customer reviews.

Claims Information:

  • United Fidelity Life Insurance Company provides detailed information about the claims process on its website, including a claims checklist and forms.
  • The company aims to process claims within 10 business days of receiving all required documentation.

Company Apps:

  • No information

United Fidelity Life Insurance Company Insurance Coverage Options

United Fidelity Life Insurance Company offers a range of coverage options to meet the needs of different individuals and families. Here are some of the coverage options offered:

  • Term Life Insurance: Provides coverage for a specific period of time, typically 10, 20, or 30 years, and pays a death benefit if the policyholder passes away during that time. This coverage option can be more affordable than other types of life insurance.
  • Whole Life Insurance: Provides lifelong coverage and builds cash value over time. Premiums are typically higher than for term life insurance, but the policy can be a good investment option and can be used as collateral for loans.
  • Universal Life Insurance: Provides lifelong coverage and allows for flexibility in premium payments and death benefits. This coverage option can also build cash value over time and can be used as collateral for loans.
  • Fixed Annuities: Provides a guaranteed interest rate on a lump-sum investment and provides income payments for a specific period of time or for life. This coverage option can provide a steady source of income in retirement.
  • Variable Annuities: Provides investment options that can be customized to meet the policyholder’s risk tolerance and investment goals. This coverage option can also provide income payments for a specific period of time or for life.

Please note that eligibility requirements, coverage amounts, and policy details may vary by state and individual circumstances. Contact United Fidelity Life Insurance Company for more information about coverage options and how to apply.

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United Fidelity Life Insurance Company Insurance Rates Breakdown

Driver ProfileUnited FidelityNational Average
Clean Record$106$119
1+ Ticket$119$147
1+ Accident$146$173
DUI$265$209
Poor Credit$183$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver


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United Fidelity Life Insurance Company Discounts Available

DiscountsUnited Fidelity
Anti Theft14%
Good Student11%
Low Mileage17%
Paperless8%
Safe Driver19%
Senior Driver13%
  • Multi-policy discount: If you have more than one insurance policy with United Fidelity, such as both life insurance and annuities, you may be eligible for a discount on your premiums.
  • Non-smoker discount: If you are a non-smoker, you may be eligible for lower premiums on your life insurance policy.
  • Good health discount: If you are in good health, you may be eligible for lower premiums on your life insurance policy.
  • Safe driver discount: If you have a good driving record, you may be eligible for lower premiums on your auto insurance policy.
  • Homeowner discount: If you own a home, you may be eligible for lower premiums on your home insurance policy.

All discounts are available in all states and that eligibility requirements may vary. Contact United Fidelity Life Insurance Company for more information about discounts and how to apply.

How United Fidelity Life Insurance Company Ranks Among Providers

  • State Farm: State Farm is one of the largest insurance companies in the US and offers a wide range of insurance products, including life insurance, auto insurance, and home insurance.
  • Northwestern Mutual: Northwestern Mutual is a leading provider of life insurance, disability insurance, and long-term care insurance. The company has been in business for over 160 years and has a strong reputation for financial strength and stability.
  • Prudential: Prudential is a global financial services company that offers life insurance, annuities, retirement planning, and investment management services. The company is one of the largest life insurers in the US and has a strong brand reputation.
  • MetLife: MetLife is a multinational insurance company that offers life insurance, dental insurance, vision insurance, and other financial products and services. The company has been in business for over 150 years and has a strong reputation for financial strength and stability.
  • Allstate: Allstate is one of the largest insurance companies in the US and offers a wide range of insurance products, including life insurance, auto insurance, and home insurance. The company has a strong reputation for customer service and claims handling.

United Fidelity Life Insurance Company differentiates itself from its competitors by offering personalized service, competitive pricing, and flexible coverage options. The company has a strong reputation for financial strength and stability, with an A- (Excellent) rating from A.M. Best.

Frequently Asked Questions

What types of life insurance does United Fidelity Life Insurance Company offer?

United Fidelity Life Insurance Company provides a range of customizable life insurance policies tailored to individual needs. These include term life insurance, whole life insurance, and other options to suit different financial goals and circumstances.

How does United Fidelity Life Insurance Company differentiate itself from competitors?

The company distinguishes itself through personalized service, competitive pricing, and flexible coverage options. United Fidelity Life Insurance Company has built a strong reputation for financial strength and stability, underscored by its A- (Excellent) rating from A.M. Best.

What discounts are available with United Fidelity Life Insurance Company?

United Fidelity Life Insurance Company offers various discounts to help policyholders save money. It’s important to note that eligibility requirements for these discounts may vary, and individuals can contact the company directly for detailed information on available discounts and how to apply.

How does United Fidelity Life Insurance Company rank among other providers?

United Fidelity Life Insurance Company is well-regarded for its commitment to ensuring financial security for policyholders and their families. With positive customer reviews, competitive rates, and a low complaint level, it stands out as a reliable choice for those seeking life insurance coverage.

What coverage options does United Fidelity Life Insurance Company provide, and how can I apply?

United Fidelity Life Insurance Company offers a range of coverage options, including details such as eligibility requirements, coverage amounts, and policy details that may vary by state and individual circumstances.

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Merriya Valleri

Insurance and Finance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...

Insurance and Finance Writer

Michael Leotta

Insurance Operations Specialist

Michael earned a degree in Business Management with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Automatio...

Insurance Operations Specialist

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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Compare Insurance Providers Rates to Save Up to 75%

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