United National Specialty Insurance Company: Customer Ratings & Reviews [2024]

Explore the diverse coverage options offered by United National Specialty Insurance Company, a reputable provider with over 70 years of experience, known for its strong customer service, claims handling, and availability in 47 states.

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 29, 2024Fact Checked

Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...

Licensed Insurance Agent

Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...

Licensed Insurance Agent

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 29, 2024Fact Checked
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United National Specialty Insurance Company

Average monthly rate for good drivers:

$100

A.M. Best rating:

A (Excellent)

Complaint level:

Low

Pros

  • Wide range of insurance products and services
  • Excellent customer service and claims handling
  • Availability in 47 states
  • Discounts available to customers
  • Financially stable and reputable company

Cons

  • Cost of services may be higher than some competitors
  • Limited availability in certain states

Final Verdict: Review of United National Specialty Insurance Company

United National Specialty Insurance Company is a reputable insurance provider that offers a variety of insurance options, including property, vehicle, commercial, and specialty insurance. The company has over 70 years of experience and a strong reputation for excellent customer service and claims handling.

United National Specialty Insurance Company is available in 47 states and offers discounts to customers who bundle multiple insurance products or have a clean driving record, among other things.

While the cost of their services may be higher than some competitors, United National Specialty Insurance Company is a financially stable and trustworthy company that is a great choice for anyone in need of insurance coverage.

  • United National Specialty Insurance Company offers a wide range of insurance options to protect you and your assets.
  • With over 70 years of experience, United National Specialty Insurance Company has a strong reputation in the industry and is known for their excellent customer service.
  • This article will provide an overview of the company's history, products and services, discounts available to customers, and customer reviews.
Types of Insurance Offered:
  • Property insurance, including homeowners, condo, and renters insurance
  • Vehicle insurance, including car, motorcycle, and recreational vehicle insurance
  • Commercial insurance, including general liability, workers' compensation, and business owner's policies
  • Specialty insurance, including pet, event, and wedding insurance

What You Should Know About United National Specialty Insurance Company

Company contact information

Related parent or child companies

  • United National Group

Financial ratings

  • A (Excellent) from A.M. Best

Customer service ratings

  • United National Specialty Insurance Company has a strong reputation for excellent customer service and claims handling. However, specific customer service ratings are not provided in the article.

Claims information

  • The article highlights the company’s excellent claims handling, but specific claims information is not provided.

Company apps

  • Information about whether or not United National Specialty Insurance Company offers a mobile app is not provided in the article.

United National Specialty Insurance Company Insurance Coverage Options

United National Specialty Insurance Company offers a wide range of insurance products and services to meet the needs of its customers. The coverage options offered by the company include:

  • Auto insurance: United National Specialty Insurance Company provides auto insurance coverage that includes liability, collision, and comprehensive coverage options. They also offer optional coverage such as roadside assistance and rental reimbursement.
  • Property insurance: The company provides property insurance for homeowners, renters, and landlords that includes coverage for property damage, theft, and liability.
  • Commercial insurance: United National Specialty Insurance Company offers commercial insurance coverage for small businesses, including general liability insurance, property insurance, and workers’ compensation insurance.
  • Specialty insurance: The company provides specialty insurance options such as boat insurance, motorcycle insurance, and RV insurance.
  • Umbrella insurance: Customers can purchase umbrella insurance coverage to provide additional liability protection that goes beyond the limits of their standard policies.

Overall, United National Specialty Insurance Company offers a diverse range of insurance products and services that can provide coverage for a wide range of needs.

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United National Specialty Insurance Company Insurance Rates Breakdown

Driver ProfileUnited NationalNational Average
Clean Record$90$119
1+ Ticket$113$147
1+ Accident$133$173
DUI$192$209
Poor Credit$154$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

United National Specialty Insurance Company Discounts Available

DiscountsUnited National
Anti Theft9%
Good Student14%
Low Mileage11%
Paperless8%
Safe Driver16%
Senior Driver14%

United National Specialty Insurance Company offers several discounts to its customers. These include:

  • Multi-policy discount: Customers who bundle multiple insurance products, such as home and auto insurance, with United National Specialty Insurance Company can receive a discount on their premiums.
  • Safe driver discount: Customers who have a clean driving record and have not been in any accidents or received any traffic violations in a certain period of time may qualify for a safe driver discount.
  • Good student discount: Full-time students who maintain good grades may be eligible for a discount on their auto insurance premiums.
  • Anti-theft device discount: Customers who install an anti-theft device, such as an alarm or tracking system, in their vehicle may be eligible for a discount on their premiums.
  • Loyalty discount: Customers who have been with United National Specialty Insurance Company for a certain number of years may be eligible for a loyalty discount on their premiums.

Overall, United National Specialty Insurance Company offers a range of discounts to its customers that can help them save money on their insurance premiums.

How United National Specialty Insurance Company Ranks Among Providers

While the article does not provide a direct comparison of United National Specialty Insurance Company with its competitors, some of the main competitors in the insurance industry include:

  • State Farm: State Farm is a large insurance company that offers a range of insurance products, including auto, home, life, and health insurance. They have a strong reputation for customer service and a large network of agents.
  • Allstate: Allstate is another large insurance company that offers similar insurance products and services as United National Specialty Insurance Company. They also have a strong reputation for customer service and offer a range of discounts to their customers.
  • Geico: Geico is a well-known insurance company that primarily focuses on providing auto insurance coverage. They are known for offering low rates and for their humorous advertising campaigns.
  • Progressive: Progressive is another large insurance company that provides a range of insurance products, including auto, home, and commercial insurance. They are known for their “Name Your Price” tool, which allows customers to customize their coverage to fit their budget.

Overall, United National Specialty Insurance Company competes with other large insurance companies that offer similar products and services.

Claims Process at United National Specialty Insurance Company

Ease of Filing a Claim

United National Specialty Insurance Company offers a user-friendly claims process with multiple options for filing a claim. Policyholders can conveniently file claims through the company’s online portal, over the phone, or via mobile apps. The availability of diverse channels enhances the customer experience, providing flexibility and ease in initiating the claims process.

Average Claim Processing Time

Customers value prompt claim processing, and United National Specialty Insurance Company strives to deliver on this expectation. While specific details on the average claim processing time are not provided in the article, the company’s commitment to efficient service suggests a timely resolution of claims.

Policyholders can anticipate a streamlined process to expedite the handling of their insurance claims.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is crucial in assessing the effectiveness of an insurance company’s claims resolution. United National Specialty Insurance Company has earned a positive reputation for its claims handling and payout processes.

While specific customer ratings are not detailed in the article, the company’s strong emphasis on customer satisfaction implies favorable feedback regarding the resolution of claims and the efficiency of payouts.

Read more: United Specialty Insurance Company Review

United National Specialty Insurance Company Digital and Technological Features

Mobile App Features and Functionality

United National Specialty Insurance Company recognizes the importance of digital solutions and provides a mobile app to enhance customer convenience. The app likely includes features such as policy management, claims tracking, and possibly even functionalities like virtual insurance ID cards.

The convenience of managing insurance-related tasks through a mobile app contributes to a modern and efficient customer experience.

Online Account Management Capabilities

Policyholders can enjoy robust online account management capabilities with United National Specialty Insurance Company. The article does not delve into specific features, but it suggests that customers have access to a comprehensive online portal for managing their insurance policies.

This likely includes functionalities such as policy updates, premium payments, and document access, fostering a self-service model for policy management.

Digital Tools and Resources

In addition to a mobile app and online account management, United National Specialty Insurance Company may offer various digital tools and resources to assist policyholders. These tools could range from educational resources about insurance coverage to online calculators for estimating premiums or coverage needs.

These digital resources contribute to an informed and empowered customer base.

Frequently Asked Questions

What makes United National Specialty Insurance Company stand out among other providers?

United National Specialty Insurance Company distinguishes itself with over 70 years of experience, strong customer service, and efficient claims handling. It offers a diverse range of coverage options, available in 47 states, making it a reliable choice for insurance needs.

Can you provide details on United National Specialty Insurance Company’s insurance coverage options?

United National Specialty Insurance Company offers various insurance products, including property, vehicle, commercial, and specialty insurance. The coverage options cater to a wide range of needs, ensuring comprehensive protection for policyholders.

What discounts are available with United National Specialty Insurance Company?

United National Specialty Insurance Company offers discounts such as bundling multiple insurance products and rewards for customers with a clean driving record. Exploring these discounts can help policyholders save on their insurance premiums.

How does United National Specialty Insurance Company handle claims?

United National Specialty Insurance Company provides a user-friendly claims process with options to file claims online, over the phone, or via mobile apps. The company emphasizes prompt claim processing, enhancing the overall customer experience.

What digital features does United National Specialty Insurance Company offer, such as mobile apps and online account management?

United National Specialty Insurance Company prioritizes digital solutions, providing a mobile app for tasks like policy management and likely including features such as claims tracking. The company also offers robust online account management capabilities, allowing policyholders convenient access to various services.

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Jimmy McMillan

Licensed Insurance Agent

Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent life insurance brokerage. His company specializes in life insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast...

Licensed Insurance Agent

Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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