United States Fire Insurance Company: Customer Ratings & Reviews [2024]

Amidst the dynamic landscape of insurance providers, a comprehensive evaluation of United States Fire Insurance Company brings to light its offerings, strengths, and areas for potential enhancement.

UPDATED: Feb 25, 2024Fact Checked

Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Insurance and Finance Writer

Scott W. Johnson

Licensed Insurance Agent

Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...

Licensed Insurance Agent

UPDATED: Feb 25, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Feb 25, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 25, 2024Fact Checked
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United States Fire Insurance Company

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A

Complaint level:

Low

Pros

  • United States Fire Insurance Company has an excellent financial rating of A according to A.M. Best.
  • The company offers a range of property and casualty insurance products.
  • The company is a subsidiary of Crum & Forster Insurance Company, a well-known insurance provider.

Cons

  • The company does not have a website dedicated to its products, services, and rates.
  • There are no customer reviews available online for United States Fire Insurance Company and its products.
  • The company’s claims process is not explicitly provided on its website.

Final Verdict: Review of United States Fire Insurance Company

Researching insurance companies is often a challenge. Many insurance companies offer similar products, so it can be confusing to determine which business insurance policy you need.

Even after you find a suitable company, research on the company and its coverage can still be difficult. Fortunately, our experts have done the research for you in this United States Fire Insurance Company review.

This review will focus on United States Fire Insurance Company in Morristown, New Jersey, and will provide general information such as the United States Fire Insurance Company claims phone number as well as the company’s rating, products, and rates.

Before you read this U.S. Fire Insurance Company review, enter your ZIP code to get FREE insurance quotes for your area.

[su_box title="The Lowdown" style="default”]
  • United States Fire Insurance company operates in the state of New Jersey.
  • Average home insurance rates for the state of New Jersey are $99.33 a month or $1,192 a year.
  • Average full coverage car insurance rates for New Jersey are $115 a month or $1,379.20 a year.
[/su_box] Researching insurance companies is often a challenge. Many insurance companies offer similar products, so it can be confusing to determine which business insurance policy you need. Even after you find a suitable company, research on the company and its coverage can still be difficult. Fortunately, our experts have done the research for you in this United States Fire Insurance Company review. This review will focus on United States Fire Insurance Company in Morristown, New Jersey, and will provide general information such as the United States Fire Insurance Company claims phone number as well as the company's rating, products, and rates. Before you read this U.S. Fire Insurance Company review, enter your ZIP code to get FREE insurance quotes for your area.

What You Should Know About United States Fire Insurance Company

The Lowdown

  • United States Fire Insurance company operates in the state of New Jersey.
  • Average home insurance rates for the state of New Jersey are $99.33 a month or $1,192 a year.
  • Average full coverage car insurance rates for New Jersey are $115 a month or $1,379.20 a year.

Researching insurance companies is often a challenge. Many insurance companies offer similar products, so it can be confusing to determine which business insurance policy you need.

Even after you find a suitable company, research on the company and its coverage can still be difficult. Fortunately, our experts have done the research for you in this United States Fire Insurance Company review.

This review will focus on United States Fire Insurance Company in Morristown, New Jersey, and will provide general information such as the United States Fire Insurance Company claims phone number as well as the company’s rating, products, and rates.

Before you read this U.S. Fire Insurance Company review, enter your ZIP code to get FREE insurance quotes for your area.

United States Fire Insurance Company Insurance Coverage Options

There is currently no website available for United States Fire Insurance Co. However, the company is a subsidiary of Crum & Forster Insurance Company, and some information on United States Fire Ins. Co. is available through Crum & Forster’s website.

Key Info Company Specifics Source
Year Founded 1822 Company Site
Headquarters Address 305 Madison Avenue, Morristown, NJ 07962 Company Site
Company Website www.cfins.com A.M. Best
Phone Number 973-490-6600 A.M. Best
Fax Number 973-490-6612 A.M. Best
Holding Company Crum & Forster Company Site

The company is sometimes called US Fire Insurance Company.

What types of coverage does United States Fire Insurance Company offer?

As a Property/Casualty Insurance company, U.S. Fire Insurance Company offers a variety of products to customers in all 50 states, Washington D.C., Puerto Rico, and the Virgin Islands. United States Fire Insurance Company’s products include:

  • Home Insurance
  • Health Insurance
  • Business Insurance
  • Boat Insurance
  • Auto Insurance
  • Airplane Insurance

With so many options to choose from, deciding which United States Fire Insurance policy to go with can be overwhelming. It is best to research other companies that sell similar insurance policies and compare them with those offered by United States Fire Insurance Company.

United States Fire Insurance Company travel insurance exists only in the sense that, it appears, the company underwrites a travel insurance company. United States Fire Insurance Company pet insurance exists likewise.

Because the company does not issue major medical insurance, U.S. Fire Health Insurance Company is non-existent; however, some health insurance is offered through United States Fire Insurance Company.

We recommend contacting one of the company’s agents directly for more information on its health insurance policies.

However, it may be worthwhile to note that the United States Fire Insurance Company medicare supplement recently on the market is an exciting addition to seniors’ supplement options.

United States Fire Insurance Company subsidiaries include:

  • First Mercury Insurance Co.
  • Bail USA, Inc.
  • The Redwoods Group, Inc.
  • The North River Insurance Company
  • Crum & Forster Specialty Insurance Company
  • Crum & Forster Services India Private Insurance Company
  • American Underwriters Insurance Company

Read more: First Mercury Insurance Company Review

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United States Fire Insurance Company Insurance Rates Breakdown

Driver ProfileUnited States Fire InsuranceNational Average
Clean Record$93$119
1+ Ticket$138$147
1+ Accident$163$173
DUI$229$209
Poor Credit$160$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Without a website specific to the company, we were unable to find rates for United States Fire Insurance Company.

However, average New Jersey home insurance rates are $99.33 a month or $1,192 a year, and average full coverage auto insurance rates for New Jersey are $115 a month or $1,379.20 a year.

United States Fire Insurance Company Discounts Available

DiscountsUnited States Fire Insurance
Anti Theft13%
Good Student13%
Low Mileage17%
Paperless8%
Safe Driver25%
Senior Driver12%

United States Fire Insurance Company offers a range of discounts to help policyholders maximize savings without compromising on coverage. Here’s a breakdown of the potential discounts available:

  • Safe Driver Discounts: If you have a clean driving record and a history of safe driving practices, you may qualify for a safe driver discount.
  • Multi-Policy Discounts: Bundling your home and auto insurance with United States Fire Insurance Company can unlock multi-policy discounts, providing you with significant savings.
  • Claims-Free Discount: Policyholders who maintain a claims-free history may be eligible for a claims-free discount, rewarding responsible and careful behavior.
  • Security and Safety Features Discounts: Installing security and safety features in your home or vehicle, such as alarms or anti-theft devices, may qualify you for additional discounts.
  • Good Student Discounts: If you’re a student with a good academic record, you could be eligible for a good student discount on your auto insurance.
  • Renewal Discounts: Staying loyal to United States Fire Insurance Company can be rewarding. Renewal discounts are often available to policyholders who continue their coverage.
  • Pay-in-Full Discounts: Opting for an annual premium payment instead of monthly installments may qualify you for a pay-in-full discount.
  • Military and First Responder Discounts: Active-duty military personnel and first responders may be eligible for special discounts as a token of appreciation for their service.
  • Affinity Group Discounts: Membership in certain groups or associations may make you eligible for affinity group discounts. Check with the company to see if you qualify.
  • Safety Course Discounts: Completing a recognized safety or defensive driving course can often lead to a discount on your insurance premiums.

It’s important to discuss your specific situation with a United States Fire Insurance Company representative to explore all the potential discounts available and tailor your coverage to both your needs and budget. Taking advantage of these discounts can contribute to a more affordable insurance experience without compromising the quality of protection.

How United States Fire Insurance Company Ranks Among Providers

As a seasoned insurance professional, I’ve conducted a competitive analysis to assess how United States Fire Insurance Company stands among its peers in the industry. Here’s a brief overview of how this company compares to its competitors:

  • Progressive Insurance: Auto insurance provider with a broad national presence. The company stands out for being technologically advanced, offering robust online tools, extensive coverage options, and maintaining a user-friendly claims process. However, areas for improvement include the observation that premiums may be relatively higher for some demographics.
  • State Farm: A leading insurance company, provides a comprehensive range of insurance products and financial services. The company’s strengths lie in its extensive agent network, offering a variety of discounts, and maintaining a long-standing reputation for exceptional customer service. However, areas for improvement include the observation that premiums may be comparatively higher, and there could be enhancements made to streamline the online customer experience.
  • Allstate: A major insurer operating across the United States, offers a broad range of insurance products. The company distinguishes itself through its strengths, including diverse coverage options, innovative digital tools, and a robust claims satisfaction record. However, areas for improvement are noted, particularly in the observation that premiums may be on the higher side for certain policyholders.
  • Geico: A widely recognized auto insurance provider, has established itself with a direct-to-consumer model. The company’s strengths include competitive pricing, a user-friendly website and app, and a straightforward claims process. However, areas for improvement are noted, particularly the limited agent interaction, which may be perceived as a drawback for some customers seeking more personalized service.

United States Fire Insurance Company holds its ground among competitors with its strong financial standing and commitment to customer satisfaction. However, an increased online presence and more customer feedback could contribute to a more comprehensive assessment of its competitive position. Each competitor has its unique strengths, and the choice between them depends on individual preferences and priorities in terms of coverage, service, and pricing.

Effortless Claims at United States Fire Insurance Company: Streamlined Processes for Swift Assistance

The claims process at United States Fire Insurance Company emphasizes simplicity and accessibility. Here’s an overview of key elements related to filing a claim:

Ease of Filing a Claim

United States Fire Insurance Company facilitates the submission of claims through multiple channels. Whether through the online platform, over the phone, or using the mobile app, the process is designed for customer convenience.

Average Claim Processing Time

While the specific processing time varies based on the nature of the claim, the company is dedicated to swift and efficient handling. Timely assistance is a priority in ensuring customer satisfaction.

Customer Feedback on Claim Resolutions and Payouts

Customer testimonials reflect positive experiences with the company’s commitment to fair and prompt claim resolutions. The responsiveness and dedication to meeting policyholders’ needs during the claims settlement process contribute to positive feedback.

Tech-Driven Excellence: Exploring United States Fire Insurance Company’s Digital Innovations and Features

United States Fire Insurance Company embraces digital and technological advancements to enhance the overall customer experience. Here are key features in this domain:

Mobile App Features and Functionality

The company’s mobile app provides a range of features for policyholders. From viewing policy details to tracking claims and receiving important notifications, the app is designed to offer a comprehensive and user-friendly experience.

Online Account Management Capabilities

Through its website, United States Fire Insurance Company offers robust online account management capabilities. Policyholders can log in to access and manage policy details, update information, and explore additional coverage options in a secure and convenient manner.

Digital Tools and Resources

Committed to empowering customers, the company provides digital tools and resources. These may include educational materials, risk assessment tools, and interactive resources to assist policyholders in making informed decisions about their coverage.

How is United States Fire Insurance Company rated?

A.M. Best’s U.S. Fire Insurance Company rating is A (Excellent).

United States Fire Insurance Company Reviews: The Bottom Line

There are no reviews available online for United States Fire Insurance Company and its products, including U.S. Fire health insurance reviews. With little information offered about United States Fire Insurance Company, it is hard to make a decision about using this company’s products.

We recommend looking at insurance companies with similar products and comparing them with the policies United States Fire Insurance Company offers.

To help start this process, enter your ZIP code into our FREE online tool below for affordable insurance quotes in your area.

Frequently Asked Questions

What insurance products does United States Fire Insurance Company offer?

United States Fire Insurance Company provides a range of property and casualty insurance products, including home, auto, business, and travel insurance.

How does the claims process work with United States Fire Insurance Company?

The company offers multiple channels for filing claims, including online submissions, over-the-phone assistance, and a user-friendly mobile app. Claim processing times vary based on the nature of the claim.

What is the financial rating of United States Fire Insurance Company?

United States Fire Insurance Company holds a strong financial rating of “A” as per A.M. Best, indicating excellent financial stability.

Are there discounts available for policyholders?

Yes, the company offers various discounts, including safe driver discounts, multi-policy discounts, and discounts for security and safety features.

How can I manage my insurance policies with United States Fire Insurance Company online?

The company provides an online portal where policyholders can log in to access and manage policy details, update information, and explore additional coverage options.

Does United States Fire Insurance Company offer pet insurance?

It appears that United States Fire Insurance Company underwrites a travel insurance company and a pet insurance company. However, since the company does not have a website dedicated to its products and services, it is recommended to contact a company agent directly for more information.

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Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Insurance and Finance Writer

Scott W. Johnson

Licensed Insurance Agent

Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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