United World Life Insurance Company: Customer Ratings & Reviews [2023]
Affordable Life Insurance Solutions: Learn More About United World Life Insurance Company's Coverage Options and Discounts.
UPDATED: Apr 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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UPDATED: Apr 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
The Bottom Line
United World Life Insurance Company is a well-established provider of comprehensive life insurance coverage. Founded in 1963, the company offers a range of options to meet individual and family needs, including term life insurance, whole life insurance, and universal life insurance. With a focus on affordable coverage and quality customer service, United World Life Insurance Company has earned a strong reputation among customers. The company is licensed to do business in all 50 states and offers discounts for multiple policies and non-smokers. Overall, United World Life Insurance Company is a solid choice for those seeking reliable life insurance coverage.
Did you know that life insurance is an important investment in your future? It provides financial security for your loved ones in the event of your passing. United World Life Insurance Company is a trusted provider of life insurance coverage, offering a variety of options to meet your unique needs.
Is United World Life Insurance Company a Good Choice?
Company contact information:
- Website: www.unitedworldlife.com
- Phone: 800-828-1540
- Address: 4333 Edgewood Rd NE, Cedar Rapids, IA 52499
Related parent or child companies: United World Life Insurance Company is a subsidiary of Mutual of Omaha, a Fortune 500 company that provides insurance, banking, and financial services.
Financial ratings: United World Life Insurance Company has an A- (Excellent) rating from A.M. Best, indicating a strong ability to meet its financial obligations.
Customer service ratings: United World Life Insurance Company has a strong reputation for excellent customer service, with a low level of customer complaints.
Claims information: United World Life Insurance Company offers a simple and efficient claims process for customers. Claims can be submitted online or by phone, and the company provides regular updates throughout the claims process.
Company apps: United World Life Insurance Company does not currently offer a mobile app for customers, but policyholders can access their account information and make payments through the company website.
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United World Life Insurance Company Discounts Available
United World Life Insurance Company offers several discounts to help customers save on their life insurance premiums. These discounts include:
- Multiple policy discount: Customers who have more than one policy with United World Life Insurance Company (such as a life insurance policy and a disability insurance policy) can receive a discount on their premiums.
- Non-smoker discount: Customers who are non-smokers and have not used tobacco products within the last 12 months may be eligible for a lower premium.
- Health and wellness discount: Customers who participate in certain health and wellness programs may be eligible for a discount on their premiums.
- Association discount: Members of certain associations or organizations may be eligible for a discount on their premiums.
- Preferred rate discount: Customers who are in good health and meet certain eligibility requirements may be eligible for a preferred rate discount on their premiums.
United World Life Insurance Company Coverage Options
United World Life Insurance Company offers a range of coverage options to meet the needs of individuals and families. These coverage options include:
- Term life insurance: Provides coverage for a specified period of time (such as 10 or 20 years) at a fixed premium rate.
- Whole life insurance: Provides coverage for the entire lifetime of the insured and includes a savings component that can accumulate cash value over time.
- Universal life insurance: Provides flexible coverage options and allows policyholders to adjust their premium payments and death benefit over time.
- Final expense insurance: Provides coverage to help pay for end-of-life expenses such as funeral costs and outstanding medical bills.
- Accidental death insurance: Provides coverage in the event of accidental death or dismemberment.
- Children’s life insurance: Provides coverage for children to help pay for final expenses or provide a financial safety net for the future.
United World Life Insurance Company vs. Competitors
Some of the main competitors of United World Life Insurance Company in the life insurance industry include:
- Prudential Financial, Inc.
- New York Life Insurance Company
- MassMutual Financial Group
- Northwestern Mutual
- Transamerica Life Insurance Company
These companies also offer a range of life insurance products and have established reputations in the industry. However, it’s important to note that competition can vary depending on geographic region and other factors, and customers should carefully research and compare options before selecting a life insurance provider.
Frequently Asked Questions
How do I apply for coverage with United World Life Insurance Company?
You can apply for coverage online or by contacting a licensed agent.
Can I change my coverage amount after I purchase a policy?
Yes, with a universal life insurance policy, you have the ability to adjust your coverage amount over time.
How do I qualify for a non-smoker discount?
You will need to provide proof that you have not used any tobacco products within the past year.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.