Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Nov 27, 2020

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Company Details
President: Thomas Cresson Hardy
Address: 4675 Cornell Road Suite 160 P O Box 625700
City: Cincinnati
State: Ohio
ZIP Code: 45241
Phone Number: (513) 247-0711
Toll Free: (877) 523-3231
Website: uflife.com/
Year Founded: 2031-05-06
AM Best Rating: B+ (Good)
Company Rating 5 (1 review)

Types of Insurance Offered

The Unity Financial Life Insurance Company is an accessible “simple solution” to funding a funeral, or so it calls itself. Planning your funeral doesn’t need to cost you thousands of dollars, and you don’t need to leave it up to your family to decide what will happen to you. With Unity Financial, you can plan and pay for your funeral ahead of time — a unique offering compared to other life insurance options.

Unity Financial was founded in 1964 in Cincinnati, Ohio. Unity Financial life insurance and annuities are offered to families seeking to fund funerals ahead of time or assist in Medicaid eligibility. The company is a Life insurance company regulated by the Ohio Department of Insurance. It has assets of $125,000,000, capital of $10,000,000, and net surplus of $10,000,000.

Before you buy life insurance, make sure to shop around for the best rates.

If we’ve already piqued your interest, enter in your ZIP code now to start comparing affordable life insurance rates in your area.

Unity Financial Life Insurance Company Summary

The president of Unity Financial Life Insurance Company is Thomas Cresson Hardy. Unity Financial Life Insurance Company insurance plans include life.

Unity Financial Life Insurance Company is located in Cincinnati, Ohio. The Unity Financial Life Insurance Company phone number for claims customer, service, and additional information is (513) 247-0711. Your agent can help you complete the Unity Financial Life Insurance Company claim form.

You can use your Unity Life Insurance login to pay your premium online or check out other Unity financial services.

What type of insurance does Unity Financial have?

Though technically a life insurance company, Unity Financial specializes in pre-funeral costs. They call it a “preneed” insurance policy.

Preneed insurance is sold alongside funeral arrangements when you make them before dying. There are cases where funeral directors will sell this type of insurance. This type of insurance is beneficial as it keeps up with inflation and gives customers peace of mind.

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What is the difference between preneed and final expense insurance?

Preneed coverage and final expense life insurance are two sides of the same coin. While final expense is purchased with a specific insurance company, a specific funeral home offers preneed funeral coverage. Though, that is where Unity Financial is special in offering it outside of operating a funeral home.

Where life insurance beneficiaries receive a policy’s payout, the preneed route is priced and pay ahead of the funeral. Beneficiaries can use the funds in different ways laid out specific to the life insurance policy and by the policyholder. Some utilizing preneed funeral coverage has planned how their money is spent.

To start giving you ideas of what that could mean for your bank, see the list below the pros and cons of standard life insurance policies.

Pros & Cons of Term Life Insurance
ProsCons
Affordable and simple coverage for most families
If the policy runs out and you die before you get a new one, you will lose your coverage.
Good sized death benefit during the policy
No ability to earn cash value
Sometimes option to renew at a slightly increasing rateAfter a certain age, once your policy runs out you have no option for future coverage
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See how this way of ensuring your funeral has worked out for others.

What are the customers saying?

Below you can find actual customer reviews and complaints. As this is meant to help people make informed decisions, existing Unity Financial Life customers are encouraged to leave a comment.

What other ratings does Unity Financial Life Insurance have?

AM Best rated the financial strength of Unity Financial a B+ (Good) grade and an issuer credit rating of “bbb-.”

The rating company found that Unity Financial was a growing a profitable presence in its niche market.

Get Unity Financial Insurance Quotes

Think you’re ready to start your journey with this unique company? The motto at Unity Financial is “Simple Solutions, Demonstrated Strength, Exceptional Value.” It claims to be a company that tries to do well for its community, having donated annually to the Funeral Service Foundation.

If this sounds like the plan for you, dial the number listed above to start speaking with an agent.

If you’re looking for life insurance quotes from top life insurance companies to find the very best insurance plan for your needs, enter your ZIP code in for free insurance quotes now.

Unity Financial Life Insurance Company Additional Information

Unity Financial Life Insurance Company is a Stock company that was incorporated in 2031-05-06. Unity Financial Life Insurance Company is a Life insurance company and has assets of 125,000,000, capital of $10,000,000, and net surplus of $10,000,000.

The president of Unity Financial Life Insurance Company is Thomas Cresson Hardy, the treasurer is , and the secretary is . Unity Financial Life Insurance Company insurance plans include
life.

Unity Financial Life Insurance Company is located in Cincinnati, Ohio and the phone number for Unity Financial Life Insurance Company claims, customer, service, and additional information is (513) 247-0711.

Unity Financial Life Insurance Company Insurance Quotes

If you already have Unity Financial Life Insurance Company insurance quotes then be sure that you compare your quoted Unity Financial Life Insurance Company insurance plans with insurance quotes from many other top insurance companies so that you can find the very best insurance plan for your needs. Enter your zip code in for free insurance quotes now!