Universal North America Insurance Company: Customer Ratings & Reviews [2023]

Protect Your Assets and Future with Affordable and Reliable Insurance Coverage from Universal North America Insurance Company Today!

UPDATED: Apr 18, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 18, 2023Fact Checked

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 18, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 18, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 18, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 18, 2023Fact Checked

The Bottom Line

Universal North America Insurance Company is a reliable and affordable insurance provider offering coverage for homes, condos, renters, floods, and more. The company’s mission is to provide comprehensive insurance coverage at an affordable rate. Available in 18 states across the US, Universal North America Insurance Company offers discounts for bundling policies and home safety features. The company has a low complaint level and has received positive customer reviews highlighting their affordability and reliability. While negative reviews mention issues with claims and customer service, Universal North America Insurance Company is a great option for those looking for affordable and comprehensive insurance coverage.

Universal North America Insurance Company is a Texas-based insurance company that offers a range of coverage options to protect your home and personal property. With a commitment to providing affordable and reliable insurance coverage, the company has become a popular choice for homeowners, renters, and condo owners across the United States. In this article, we’ll take a closer look at the history, products, and services offered by Universal North America Insurance Company, as well as customer reviews and discounts available to customers.

Is Universal North America Insurance Company a Good Choice?

Company Contact Information:

  • Phone: 866-458-4262
  • Email: [email protected]
  • Address: Universal North America Insurance Company, 4100 Alpha Rd, Suite 900, Dallas, TX 75244

Related Parent or Child Companies: No information about related parent or child companies

Financial Ratings:

  • A- rating from A.M. Best

Customer Service Ratings:

  • No specific rating, but the company has a low complaint level

Claims Information:

  • No specific claims information.

Company Apps:

  • No specific company apps.

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Universal North America Insurance Company Discounts Available

Universal North America Insurance Company offers several discounts to help customers save money on their insurance premiums. Here are some of the discounts mentioned in the article:

  • Multi-policy discount: Save up to 20% on your premiums by bundling your home and auto insurance policies.
  • Home safety features discount: Receive a discount for having home safety features, such as smoke detectors, burglar alarms, or fire extinguishers installed in your home.
  • Gated community discount: If you live in a gated community, you may be eligible for a discount on your homeowners insurance policy.
  • Claims-free discount: If you have not filed a claim in a certain amount of time, you may be eligible for a claims-free discount on your insurance premiums.
  • Loyalty discount: If you have been a customer of Universal North America Insurance Company for a certain amount of time, you may be eligible for a loyalty discount on your insurance premiums.

Universal North America Insurance Company Coverage Options

Universal North America Insurance Company offers a range of coverage options to protect your home and personal property. Here are some of the coverage options mentioned in the article:

  • Homeowners insurance: Protects your home and personal property against damages or losses caused by covered perils, such as fire, theft, or natural disasters.
  • Condo insurance: Provides coverage for your personal property, interior walls, and fixtures within your unit, as well as liability protection.
  • Renters insurance: Offers coverage for your personal property and liability protection in case of a covered loss, such as theft, fire, or water damage.
  • Flood insurance: Provides coverage for damages caused by floods, which are not typically covered by homeowners insurance.
  • Personal umbrella insurance: Offers additional liability protection above and beyond the limits of your other insurance policies.
  • Identity theft protection: Provides coverage for expenses associated with recovering your identity, such as legal fees, lost wages, and credit monitoring.

Universal North America Insurance Company vs. Competitors

Universal North America Insurance Company offers a range of insurance products for both individuals and businesses, including homeowners, renters, auto, and liability insurance. The company also offers a variety of discounts for its customers, including multi-policy, home safety features, gated community, claims-free, and loyalty discounts. In terms of customer reviews, the article noted that Universal North America Insurance Company has a relatively low number of complaints compared to some other insurance companies, although it did not provide specific ratings or rankings. The article also noted that the company has an A.M. Best financial rating of A- (Excellent), indicating a strong financial position and the ability to meet its obligations to policyholders. To fully compare Universal North America Insurance Company to its competitors, additional research and information would be needed to evaluate factors such as pricing, coverage options, customer service, and financial strength.

Frequently Asked Questions

How can I get a quote from Universal North America Insurance Company?

You can obtain a quote by visiting the company’s website or by calling their customer service phone number. Be prepared to provide information about the type of insurance you are looking for and details about your property or personal situation.

What discounts does Universal North America Insurance Company offer?

Universal North America Insurance Company offers a variety of discounts, including multi-policy, home safety features, gated community, claims-free, and loyalty discounts.

What states does Universal North America Insurance Company offer coverage in?

The article did not provide a list of states where Universal North America Insurance Company offers coverage. However, the company is licensed in several states throughout the United States.

How do I file a claim with Universal North America Insurance Company?

You can file a claim by contacting the company’s claims department by phone or email. Be prepared to provide details about the damage or loss you have experienced and any relevant documentation, such as photographs or police reports.

Does Universal North America Insurance Company offer any mobile apps?

The article did not mention any specific mobile apps offered by Universal North America Insurance Company. However, many insurance companies offer apps that allow customers to access their policy information, file claims, and pay bills from their mobile devices.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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