Universal Underwriters Insurance Company: Customer Ratings & Reviews [2023]

What You Should Know About Universal Underwriters Insurance Company

Company contact information:

• Website: https://www.uuinsurance.com/
• Phone: 1-800-345-8207
• Email: [email protected]
• Address: Universal Underwriters Insurance Company, 7045 College Blvd., Overland Park, KS 66211

Related parent or child companies:

There is no specific information available at this time.

Financial ratings:

Universal Underwriters Insurance Company has an A+ (Superior) rating from A.M. Best, which is a leading credit rating agency in the insurance industry.

Customer service ratings:

Universal Underwriters has knowledgeable and friendly customer service representatives, but it does not provide any specific customer service ratings.

Claims information:

Universal Underwriters has a fast and efficient claims-handling process, but it does not provide any specific claims information.

Company apps:

There is no specific information available at this time.

Universal Underwriters Insurance Company Insurance Coverage Options

Universal Underwriters Insurance Company offers a wide range of coverage options to meet the diverse needs of its customers. These coverage options include:

• Auto Insurance: Coverage for personal and commercial vehicles, including liability, collision, comprehensive, and personal injury protection.
• Homeowners Insurance: Coverage for homes and other residential properties, including dwelling protection, personal property coverage, liability protection, and additional living expenses.
• Renters Insurance: Coverage for renters, including personal property coverage, liability protection, and additional living expenses.
• Business Insurance: Coverage for small and medium-sized businesses, including general liability, property, workers’ compensation, and business auto insurance.
• Life Insurance: Coverage to help protect your loved ones in the event of your death, including term life, whole life, and universal life insurance.
• Health Insurance: Coverage to help pay for medical expenses, including individual and family health insurance, as well as Medicare supplement insurance.
• Pet Insurance: Coverage for your furry friends, including accident and illness coverage and wellness coverage.

It’s important to note that coverage options may vary by state, and not all coverage options may be available in all areas. Customers should speak with a Universal Underwriters representative to determine which coverage options best meet their needs.

Universal Underwriters Insurance Company Discounts Available

Universal Underwriters Insurance Company offers a variety of discounts to help customers save money on their insurance premiums. These discounts include:

• Multi-Policy Discount: Save up to 25% when you bundle multiple policies, such as auto and home insurance.
• Safe Driver Discount: Save up to 15% if you have a clean driving record and have completed a defensive driving course.
• Good Student Discount: Save up to 10% if you’re a full-time student with good grades.
• Homeowner Discount: Save up to 10% if you own your home.
• Pay in Full Discount: Save up to 10% when you pay your annual premium in full.
• Loyalty Discount: Save up to 5% if you’ve been a Universal Underwriters customer for a certain number of years.

It’s important to note that discounts may not be available in all states or to all customers, and some restrictions may apply. Customers should speak with a Universal Underwriters representative to see which discounts they qualify for.

How Universal Underwriters Insurance Company Ranks Among Providers

The insurance industry is highly competitive, and Universal Underwriters Insurance Company has several main competitors. Some of the company’s biggest competitors include:

• State Farm: State Farm is the largest auto insurance provider in the United States, with a market share of around 16%. The company also offers homeowners, renters, life, and health insurance, as well as banking and investment services.
• Geico: Geico is the second-largest auto insurance provider in the United States, with a market share of around 13%. The company is known for its quirky advertising campaigns and offers a range of insurance products, including auto, home, renters, and business insurance.
• Allstate: Allstate is one of the largest insurance providers in the United States, offering a range of insurance products, including auto, home, renters, life, and business insurance. The company is known for its “You’re in Good Hands” slogan and has a market share of around 9%.
• Progressive: Progressive is the fourth-largest auto insurance provider in the United States, with a market share of around 8%. The company offers a range of insurance products, including auto, home, renters, and business insurance, and is known for its “Flo” advertising campaign.

These companies, along with others in the industry, compete with Universal Underwriters Insurance Company for market share and customer loyalty. Customers should compare rates, coverage options, and customer service ratings to determine which company best meets their needs.