West American Insurance Company: Customer Ratings & Reviews [2023]

Discover the coverage options, discounts, and customer reviews of West American Insurance Company: a trusted provider in the insurance industry.

UPDATED: Apr 25, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 25, 2023Fact Checked

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 25, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 25, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 25, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 25, 2023Fact Checked

The Bottom Line

West American Insurance Company is a reliable and trustworthy insurance provider that offers comprehensive coverage options for auto, home, and business insurance. The company has a long history of providing insurance services and a mission to offer affordable and reliable insurance solutions to customers. With a commitment to ethical business practices and exceptional customer service, West American Insurance Company is well-respected in the industry. They offer several discounts to customers, including safe driver discounts, multi-policy discounts, and discounts for loyal customers. Their competitive pricing and range of coverage options make them an excellent choice for customers looking for quality insurance services.

When it comes to protecting your assets and loved ones, choosing the right insurance provider is crucial. West American Insurance Company has been providing top-notch insurance services to customers for years, offering comprehensive coverage options for auto, home, and business insurance. With a commitment to ethical business practices and exceptional customer service, West American Insurance Company stands out as a reliable and trusted insurance provider.

Is West American Insurance Company a Good Choice?

Company contact information:

Related parent or child companies: West American Insurance Company is a subsidiary of West American Insurance Group, which is a part of the Nationwide Mutual Insurance Company family of companies.

Financial ratings: West American Insurance Company has an A (Excellent) rating from A.M. Best, indicating a strong financial position.

Customer service ratings: West American Insurance Company has received positive customer reviews for their knowledgeable and helpful customer service team. However, there is limited information available regarding their overall customer service ratings.

Claims information: West American Insurance Company has a reputation for efficient claims processing and a commitment to resolving claims in a timely and fair manner. Customers can file claims by calling the claims hotline at (800) 925-2886 or by submitting a claim online through the company’s website.

Company apps: West American Insurance Company does not currently have a mobile app available for customers. However, customers can access their account information and policy details through the company’s website.

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West American Insurance Company Discounts Available

West American Insurance Company offers several discounts to customers to help them save money on their insurance premiums. Some of the discounts they offer include:

  • Safe driver discounts for drivers who maintain a clean driving record
  • Multi-policy discounts for customers who bundle their auto, home, and business insurance policies with West American Insurance Company
  • Good student discounts for students who maintain a high GPA or are on the Dean’s List
  • Discounts for customers who have been with the company for a certain number of years
  • Anti-theft discounts for customers who install anti-theft devices in their vehicles
  • Defensive driving course discounts for drivers who complete a state-approved defensive driving course

These discounts can help customers save a significant amount of money on their insurance premiums, making West American Insurance Company an attractive choice for customers looking for affordable insurance options.

West American Insurance Company Coverage Options

West American Insurance Company offers a range of coverage options for auto, home, and business insurance to help protect their customers from unexpected events. Some of the coverage options they offer include:

Auto Insurance:

  • Liability coverage
  • Collision coverage
  • Comprehensive coverage
  • Personal injury protection (PIP)
  • Uninsured/underinsured motorist coverage
  • Roadside assistance

Home Insurance:

  • Dwelling coverage
  • Personal property coverage
  • Liability coverage
  • Loss of use coverage
  • Additional living expenses coverage
  • Scheduled personal property coverage

Business Insurance:

  • General liability insurance
  • Commercial property insurance
  • Business interruption insurance
  • Workers’ compensation insurance
  • Cyber liability insurance
  • Professional liability insurance

These coverage options can be customized to meet the unique needs of each customer, ensuring that they have the protection they need for their assets and liabilities.

West American Insurance Company vs. Competitors

West American Insurance Company faces competition from several other insurance providers in the market, including:

  • State Farm: With over 19,000 agents and more than 83 million policies and accounts, State Farm is one of the largest insurance providers in the United States. They offer a wide range of insurance products, including auto, home, and business insurance.
  • Allstate: Allstate is another large insurance provider that offers a variety of insurance products, including auto, home, and business insurance. They also offer a range of discounts to help customers save on their insurance premiums.
  • Progressive: Progressive is known for their competitive pricing and innovative insurance products, such as usage-based auto insurance. They offer a range of coverage options for auto, home, and business insurance.
  • Nationwide: Nationwide is a large insurance provider that offers a range of insurance products, including auto, home, and business insurance. They have a reputation for excellent customer service and a commitment to ethical business practices.
  • Geico: Geico is a well-known insurance provider that offers affordable auto insurance with a range of coverage options. They also offer insurance products for homeowners, renters, and businesses.

These companies are among the main competitors of West American Insurance Company, and each has its own strengths and weaknesses that set them apart from one another.

Frequently Asked Questions

How can I get a quote for insurance services from West American Insurance Company?

You can get a quote by visiting the company’s website or by contacting their customer service team directly

Does West American Insurance Company offer roadside assistance?

Yes, the company offers roadside assistance as part of their auto insurance coverage.

How do I qualify for discounts on insurance services from West American Insurance Company?

Qualifying for discounts may require meeting certain criteria, such as maintaining a clean driving record or bundling multiple insurance policies with the company. Contact their customer service team to learn more

How quickly does West American Insurance Company process claims?

The company strives to process claims as quickly as possible, often within a few days of the claim being submitted.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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