Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Sep 28, 2020

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Company Details
President: John Francis Welch
Address: 101 South Phillips Avenue P O Box 5077
City: Sioux Falls
State: SD
ZIP Code: 57117
Phone Number: (605) 336-0850
Toll Free: (800) 331-6053
Year Founded: 2000-07-10
Company Rating 0 (0 reviews)

Types of Insurance Offered

The Lowdown

  • CNA Financial is the parent company of Western Surety Company.
  • Western Surety Company was founded in 1900 by attorney Joe Kirby.
  • The company is located in Sioux Falls, South Dakota.
  • Western Surety Company was sold in 1992.

Have you been searching for Western Surety Company review? Our review will go into detail about the Western Surety Company phone number and where you can send certified mail to Western Surety Company locations. Also, we’ll talk about the company’s history, insurance products, locations, and how current customers can file claims.

If you want to learn more about Western Surety company home insurance rates, you’re in the right place.

If the Western Surety Company mailing address is out of your ZIP code, enter your ZIP code in the FREE comparison tool above to find cheap insurance coverage today. Continue reading if you want to know more about Western Surety Company before finding Western Surety Company home insurance quotes.

Is Western Surety Company home insurance company right for you? Find out.

Western Surety  Company Overview

What’s unique about Western Surety Company is that the same family ran it for four generations. From 1940 to mid-1970, Western Surety Company became one of the largest employers in Sioux Falls, SD.

According to the National Association of Insurance Commissioners (NAIC), the Western Surety Company address is in Chicago, IL.

Western Surety Bond Company is another subsidiary of CNA Financial.

There isn’t a Western Surety Company website, but you can get surety services from their parent company’s website, which is https://www.cna.com/.

Watch this brief video on CNA Financial’s history.

https://youtu.be/E9wNHoS9w2s

Western Surety Company is available in all states and offers Aircraft, Auto, Commercial Auto, Earthquake, Flood, and Homeowners insurance.

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Western Surety Company Rates

It can be challenging to locate insurance or surety rates for small companies. Western Surety company doesn’t list its annual or monthly rates. Therefore you’ll have to contact a representative or an agent to get a quote.

You may not find public insurance rates for Western Surety, but we can show you the latest average annual rates. The annual and monthly rates are shown below are the NAIC’s reported averages for auto insurance.

National Average Auto Insurance Rates by Coverage Type
Coverage TypeAnnual Coverage RatesMonthly Coverage Rates
Liability$555$46
Collision$326$27
Comprehensive$148$12
Full Coverage$1,030$86
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Of course, full coverage costs the most since it’s the combined cost of liability, collision, and comprehensive coverage.

Compare insurance rates in your local area by using our FREE online quote tool. Just enter your ZIP code to get started.

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Western Surety Company Claims Department

You can report a Western Surety Company claim in different ways. The fastest way is to go to the CNA Finacial website and click on the “Report a Claim” button. The selection will take you to a page where you can select the claim type.

If you prefer to call, you can contact CNA Surety claims phone number at 1-877-574-0540. They’re available Monday through Friday from 8 a. m. to 8 p. m. EST.

Western Surety Company Financial Ratings and Employee Reviews

Financial and credit ratings can show you how a company is performing financially and how well they respond to customers. Western Surety Company managed to get an A.M. Best “A” rating in July 2020. But what about other agencies? Let’s examine Western Surety and CNA Surety ratings from financial strength, credit, and employee review agencies.

Western Surety/CNA Surety Financial Strength and Credit Ratings
AgencyWestern SuretyCNA Surety
A.M. BestAA
S&PN/AA+
Moody'sN/AA2
FitchA+A+
Better Business BureauN/AB
Glassdoor Employee Rating3.5 stars3.5 stars
Indeed Employee Rating3.6 stars3.6 stars
NAIC Complaint Index0.52N/A
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Overall, both companies are well-reviewed by consumers, agencies, and employees alike. When we searched for CNA Financial’s NAIC complaint index, we couldn’t locate it. CNA Surety likely shares the same complaint index as Western Surety Company.

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Western Surety Company Review: The Bottom Line

Western Surety Company appears to be a good company, as seen in the financial strength and credit ratings. Despite its excellent ratings, Western Surety is often lost in the list of insurance companies. The parent company, however, may have better luck. You’re likely to deal with CNA Financial more so than Western Surety.

If you’re still unsure, enter your ZIP code in the FREE comparison tool below to explore different insurance companies in your local area and find rates to compare to affordable Western Surety Company home insurance.

Frequently Asked Questions: Western Surety Company Review

To wrap up the Western Surety Company review, we’ll answer frequently asked questions that appeared on search engines across the internet. These answers will add to what you’ve learned, and they will give you more confidence when selecting an insurance company.

Read these questions so you can be sure you’re ready to buy Western Surety Company home insurance.

#1 – What does surety mean in insurance?

A surety is a company or person that pays the debt if the person or organization in debt defaults or is unable to continue making payments.

#2 – What is a CNA Surety Bond?

This is CNA Financial’s version of commercial and contract surety bonds, which they provide in all 50 states.

#3 – What is the difference between surety and insurance?

While insurance covers accidents and uncontrolled events, surety provides coverage should you default on a debt.

#4 – How much does a $75,000 surety bond cost?

With a good credit score (credit score of 700 or above), you could pay between $563 to $1,125 per year. However, credit scores of 549 or lower will cost you $5,625 to $7,500 per year.

#5 – What is an example of a surety bond?

An example of a surety bond would be advance payments, construction contract, trade guarantees, and warranties.

Western Surety Company Additional Information

Western Surety Company is a Stock company that was incorporated in 2000-07-10. Western Surety Company is a Casualty insurance company and has assets of 1,209,592,869, capital of $4,000,000, and net surplus of $550,637,422.

The president of Western Surety Company is John Francis Welch, the treasurer is , and the secretary is . Western Surety Company insurance plans include
business, and home.

Western Surety Company is located in Sioux Falls, SD and the phone number for Western Surety Company claims, customer, service, and additional information is (605) 336-0850.

Western Surety Company Insurance Quotes

If you already have Western Surety Company insurance quotes then be sure that you compare your quoted Western Surety Company insurance plans with insurance quotes from many other top insurance companies so that you can find the very best insurance plan for your needs. Enter your zip code in for free insurance quotes now!