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Do dental insurance plans cover invisalign?

You can get dental insurance plans that coverage Invisalign. Invisalign is an orthodontic procedure that works to straighten your teeth without using traditional orthodontics (braces).

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These braces are invisible and removable aligners that are designed specifically to push teeth into the right places. This is expensive, but effective, and particularly preferred by those who find out when they are older that they require orthodontics.

How much does Invisalign cost if I don’t have dental insurance?

Again, this is not a cheap treatment, and can differ from patient to patient. With your particular doctor or dentist, you will be able to get a real estimate of what Invisalign will cost you. Factors such as what exactly you want or need corrected as well as how difficult your specific case and how long you will need to be in treatment will help determine the actual cost of your situation.

For the most part, the cost of Invisalign is very comparable to that of the more traditional braces. The average cost for U.S. customers ranges anywhere between $3000 and $8000. The national average comes in around $5000 for 18 months.

Who wants Invisalign?

The better question may be, who doesn’t want Invisalign? Many people want to use Invisalign because it does not use the traditional metal of braces, and because it is supposed to be less invasive (less painful) than traditional braces.

The teeth are fitted with clear aligners that are hard to detect with the naked eye. Every month or so, you will get a new aligner to pull your teeth in straighter and straighter. Many people have to do this for at least 18 months (some people a bit more, just like how some of those who wear regular braces need them longer than others). This is why it can get so costly; you are getting fitted every month or so!

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So, what about insurance?

You can get dental insurance plans that cover only the basics of cleaning and other preventative care. These kinds of plans rarely cover anything other than:

  • Annual cleanings
  • A set of new X-rays every year or so
  • The cost of fillings

It is totally possible, though, to get plans that cover more than this, including serious dental work and braces. Some, however, will not cover braces because they are considered cosmetic work and perform no preventative function.

If you think Invisalign is something that you would be interested in at some point in the future, ask the company (or, better yet, the person who sold you your plan) directly if they cover this. They will likely cover something, even if you need to change your plan slightly to accommodate it.

They may consider Invisalign as a purely cosmetic procedure regardless of the situation. Or, they may have a set of guidelines in determining whether or not it would be a dental procedure. Ask about those guidelines and get everything in writing.

If your dental insurance plan does not specifically cover this treatment, it is still possible to get coverage through orthodontic insurance, which is what many people get when they need to afford braces for themselves or for someone in their families. Orthodontic insurance usually covers at least $1000 and up to $2500 for this treatment. You can sometimes add this to your basic dental insurance policy.

Don’t settle!

If you want and need Invisalign then finding the right insurance plan doesn’t have to be a painful and tolling process. You can the free online quote tool on this page that can connect you to national and local private insurance providers that will offer you fast quotes on the kind of insurance you are looking for.

Before you purchase any one insurance policy, make sure you get all your questions asked by a representative of the company, and that you see the answers you are looking for in writing. Never take someone’s word about that something is covered in your policy that you do not actually see written in the policy, because you will have a hard time getting it covered later down the line.

One insurance plan will never be able to do everything you would like for it to do so you’ll want to really sit and compare your options until you get the best mix of services and relative cost. Find the insurance that is the right fit for you and your family right now.

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