Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Mar 19, 2020

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pet groomer business insurancePet groomer business insurance is necessary for any professional grooming company. When you are considering opening a pet grooming business there are many steps you will have to go through. Choosing a location is only a small part of the process. In addition to obtaining the proper licenses and getting the right equipment installed, you will also need to choose insurance for your business.

Compare business insurance quotes online with our free comparison tool. Simply enter your zip code above to compare rates among all the top insurance companies!

You may feel that this is an unnecessary expense, but it is a vital part of any business that should not be ignored. Insurance protects you from lawsuits, it provides coverage for accidents that may happen and it gives your clients peace of mind knowing that you are fully covered. Here is what you need to know about the many benefits of pet groomer business insurance.

Accidents Happen

Even the most careful and conscientious dog groomer can share stories of things that went tragically wrong. Dogs can jump suddenly, startled by a noise. They might slip and fall off the table. When a person’s dog is injured, you need to be prepared to handle those vet bills.

Pet grooming insurance can handle the related vet bills in the case of an accidental injury. They can also shield your assets from a lawsuit in the event of something truly tragic. Even if you are not legally liable for the injury that an animal sustains, you could still be found civilly liable and forced to pay a substantial sum to the dog owner.

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Appearances Matter

pet groomer insurance

Some people are just bringing their dog in for a bath and quick grooming. They won’t be too concerned if the fur isn’t perfectly even or there is some other minor problem that will grow out. Others, however, will bring their dogs in specifically for the show ring.

In this case, appearances not only matter but they can make the difference between winning a substantial prize and walking away with nothing. The insurance can also protect you should a less than satisfactory job cause a client to lose in the show ring. It should also provide some compensation should they ever be injured seriously.

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Protect Your Assets

If you are working out of your own home, then pet grooming insurance takes on a new level of importance. Should something happen to a dog while it’s in your care, the owner of the dog could sue you. Anything can go wrong and it is possible for dogs to suddenly show signs of illness. You don’t want to be accused of causing a pet to fall ill, but the insurance should be in place just in case this should happen.

To adequately protect yourself, you should be sure to check all dogs as they come in and send any canines that appear to be sick home.

Injuries to People

Of course, the dogs aren’t the only ones who will need to be insured. If you are going to have employees working for you, the insurance should also cover them should a dog harm them. Dogs can bite unexpectedly; their nails can tear clothes and skin. A pooch that has always been docile can become frightened and nip out of fear. You must provide insurance protection for your employees.

To effectively shield yourself from lawsuits and safeguard your home, you must have pet grooming insurance in place. Talk to your agent and read the fine print to ensure that it will cover you, your family and your personal assets in the event of a lawsuit.

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Insurance Coverage

The type of business insurance you need will depend on the services you are providing. All pet groomers should have insurance for accidents and illnesses. Whether you also need protection for cuts that cause problems in the show ring will depend on whether you are grooming dogs for shows.

Finding Coverage

There are hundreds of companies offering business insurance in the field of pet services. Finding the right one can seem overwhelming. Fortunately, we offer comparison services so you can easily find the right company for your needs. You could spend hours searching the Internet or making phone calls. However, we can provide you with the information you need in a matter of minutes.

One Application

With our program, you would enter your information only one time. Our system works with the local providers in your area. Within a few short minutes you can have a list of providers in your area that might be able to help you. In addition to company names, you can also review money-saving quotes.

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Making the Decision

We will provide you with valuable information about each company including discounts you might qualify for and special programs that are offered. Once you have narrowed the list down to a few companies, you can then research each provider to see how stable they are and what their ratings are.

Choosing the right pet groomer business insurance provider is a vital part of opening your own business. Insurance can not be neglected if you woud like to stay safe and keep your assets covered. Finding the right coverage can seem overwhelming, but help is available. The use of comparison tools can help you find the right coverage for your needs and save money.