Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Mar 19, 2020

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The lowdown...

  • There has to be an event or accident that led to the water damage for insurance to cover it
  • You will often need comprehensive coverage on your policy
  • A claim has to be filed so that the water damage doesn’t get worse

Water damage can be extensive inside a car. Knowing whether insurance will cover the damage is important so that you can schedule the repairs to be done.

Some water damage will be covered, so it will depend on the type of coverage you have on your auto insurance policy.

Has your car recently experienced water damage? If you need better auto insurance, compare at least three to four policies today by entering your ZIP code above!

Interior Damage

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