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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Mar 29, 2022

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Have you ever thought that you are paying too much for health or life insurance? There is a chance that you are. Did you know that those who tend to have higher medical costs typically end up having higher life insurance premiums? So what can you do about this? 

Though it may sound simple, there is one thing that you can do on a daily basis that has the potential to decrease the cost of your health and life insurance. Drink more water. 

Drinking water quote by Caleb Backe

Why should you drink water? 

On average, American office workers have gained up to 12 pounds while working office jobs. The majority of these people that gain weight while working desk jobs blame it on the mindless snacking that takes place at the office. Oftentimes, businesses provide their employees with snack options during the day in place of consuming water or healthy snacks in moderation.

Many businesses offer processed snacks that provide little to no nutritional value to their employees. The road to obesity is much shorter than most think. 

Pre-existing conditions are one of the most effective factors in the healthcare industry.

If you are looking to get health or life insurance and have struggled with obesity, it is possible that your premiums will be higher than those that have not.

Yes, this seems unfair, but unfortunately, it happens all the time. 

One of the simplest ways that you can avoid weight gain while working a desk job is drinking water on a consistent basis. KJ Landis, a Nutrition Educator and Life and Wellness Coach from Superior Self With KJ Landis said, “Water increases sweat and urine production. Perspiration and urination are how our bodies remove fat when we are on a fat loss protocol. The more water taken in, the more water and fat out.”

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10 Tip and Tricks For Drinking More Water 

It is not uncommon to hear people say that they “need” to drink more water, but that they just don’t have the motivation to do so. The following tips should help as you strive to change some of your unhealthy habits and drink more water on a daily basis.

*Remember, you don’t have to be perfect when trying to change for the better; you just have to do your best. 

Tip #1: Start the Day with a Glass of Water

If you are trying to drink more water throughout the day, there is no better way to start the day than drinking a tall glass of water. Not only will this rehydrate your body, but it will also help your body to digest when you eat and keep things moving in the lower bowels for more regular movements. 

Tip #2: Drink a Glass of Water Before Eating

Are you one of those people that wakes up with hunger pains? Starting your day off with a large glass of water will help ensure that you don’t overeat when you sit down for breakfast. Though you may feel very hungry, your body is likely thirsty as well which can increase the “hunger” that you feel. Not only will this help you to eat more realistic portions during breakfast, but it will help you get off to a good start drinking water throughout the day. 

Keep this habit up throughout the day. Drink a glass of water before lunch and dinner to make sure that you are getting enough water. We all know that after a good meal, at times it is hard to drink water because we feel full. 

Tip #3: Add Fruits or Vegetables to Water to Give it a Different Taste

Some people don’t drink water because they simply don’t like it. It is true, water to many is hard to compare to fruit juices, sodas, or other beverages. If you feel this way, have you ever considered adding things to your water to make it taste better? Here are some fruits and vegetables that are commonly put in water to give it a different taste: 

  • Lemon
  • Lime
  • Berries
  • Cucumbers
  • Basil
  • Ginger
  • Oranges

Tip #4: Instead of Eating Snacks, Have a Glass of Water

If you are sitting at a computer all day, it can be hard to keep the munchies at bay. Every time that you feel the temptation to go and get a snack, drink a glass of water first. Lindsay Bennett, a Celebrity Personal Trainer said, “It can aid in weight loss to keep you feeling fuller longer, and prevent you from feeling falsely hungry.”

Tip #5: Keep a Water Bottle at Your Desk

If you do not have a water bottle at your desk, go and get one. You can find cheap water bottles at most stores and/or online. If you don’t have water in front of you, the likelihood of you drinking it is significantly lower. 

The more water we take in, the more water and fat out quote Lindsay Benett

Tip #6: Get a Clear Water Bottle You Can Draw On

If you are going to be buying a water bottle, getting a clear one is a great option. With a sharpie, draw horizontal lines around your water bottle at equal intervals and label each line with a time of day. You will then drink your water down to at least that line throughout the day to stay on target.

Healthline recommends that you drink 64 ounces of water each day. That being said, depending on the size of your water bottle, you will need to take refills into account. 

Tip #7: Set Alarms on Your Phone

Annoying? Maybe. If you are working hard towards your goal of drinking more water, setting alarms throughout the day to remind you to drink your water may be a good way to go. Is this method for everyone? NO! If you think it would help you, the worst you can do is give it a go. 

Tip #8: Track How Much Water You Drink Each Day

It is not uncommon to think that we have had a lot of water during the day, but realistically we have only had a portion of our daily need. To ensure that you are getting enough water, try tracking the amount that you drink.

One easy way to do this is to always have a water bottle with you so that you know how many times you have emptied it. Other tracking options include a number of free Apps. Here are some that are currently available:

Tip #9: Don’t Substitute other Liquids for Water

Just because you are consuming a liquid does not mean that it is necessarily hydrating your body. Drinking liquids besides water should not count towards your water goal. Yes, this may sound cruel, but a large portion of drinks have the potential to dehydrate your body even more than it already is. Though you may feel like you are doing better with your liquid consumption, substituting other products for water is not a sustainable solution. 

Tip #10: Don’t Drink Soda

Not only does soda either have an excessive amount of sugar in it (unless it is diet), but caffeine can cause dehydration. Though it may feel like it is quenching your thirst, your body will need more water overtime to compensate for its losses.

Caffeine is known for having diuretic properties that cause the kidneys to produce more urine and cause the need to urinate more frequently. Over time, this can cause your body to become dehydrated if the fluids are not appropriately replaced.

When in doubt, just drink water.