Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Mar 19, 2020

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Check out the below statistics on drinking and driving as well as texting and driving statistics and statistics on using a cell phone while driving. The graphic below shows just how important it is to stay safe while driving.

Check out the stats below and then be sure that you have adequate auto insurance coverage to protect yourself from all of the crazies out on the road. Just enter your zip in above for free insurance quotes!


Drinking and Driving, Cell Phones and Driving Statistics


4 Everyday Driving Hazards to be Aware Of

Safe driving is everyone’s responsibility. Unfortunately, no one can control how another person drives, and no laws can protect us all from distracted, drunk or angry drivers, and we certainly can’t legislate the weather.

Every time you get out on the road, you put yourself in harm’s way. Driving is a social contract: we all say, “I’ll do my best not to kill you with this 4000-pound death machine, and you do the same for me, please. Thanks!”

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Unfortunately, there will always be those people who disregard this agreement, feel that it doesn’t apply to them or just plain don’t care. In America, outside of major cities, almost everyone drives regularly or rides in a car. Even if you walk, bike or use public transportation, you are still at risk from other drivers.

Worse yet, the bad driving habits of a few push up the insurance premiums for everybody else. Whatever way you slice it, we all need to be much more cautious when we are behind the wheel, but sadly, few of us are.

Your Texts Can Wait

Cell phones are great. Most people have them, most people love them. They are good for some many things – listening to music, looking things up on the internet, playing games and using apps – oh, and you can even make phone calls on them!

However, you should never actively do any of these things while you are driving (okay – you can listen to music, but don’t mess with the interface too much).

The plethora of things that you can do with a cell phone has led to so many accidents caused by people using them that many municipalities have created new laws (and related penalties) for “distracted driving,” if not for outright “texting while driving.” After an accident, many police departments check the cell phone of the person who is suspect of having caused the crash to see if he or she had sent a text right before the accident happened.

How bad are cell phones? Well for starters, they cause 24,000 accidents every year, with 995 deaths. Texting while driving also makes you 8 times more likely to crash than if you were actually paying full attention to the road. By way of comparison, a drunk driver is only 4 times more likely to get into an accident than a sober one.

This is attributable to many things, but of particular note is the fact that while drunk drivers need an extra 4 feet to stop and avoid an accident, texting drivers need 70!

Also shocking is that just over 20% of all drivers admit that they text while driving (no word on how frequently). Even worse: 46% of teens text. Teens get into enough accidents, have the highest insurance premiums, and the least amount of experience of all drivers. They don’t need any help getting into accidents.

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Never Drink and Drive

Most state’s drivers licensing programs require new drivers to learn detailed information about the drunk driving laws in their states. Zero-tolerance laws, which forbid anyone under 21 from getting behind the wheel with any alcohol in their systems are common in many states.

These laws can be great deterrents, because the penalty for breaking them is often losing one’s license for a year or until the person turns 21(whichever is longer). This is especially important when dealing with the youth because more than 3 youthful victims die from drunk driving accidents every year.

This is just a small part of the 10,839 drunk driving deaths that occur every year. These fatalities represent 32% of all traffic deaths. That’s one driving death every 50 minutes.

Don’t Eat on the Run

Turns out that almost any beverage can be dangerous when you are behind the wheel of an automobile. Eating and drinking while driving makes you 80% more likely to get into an accident. This is due to a combination of several factors. For starters, anything that you do while you are driving divides your attention between the road and this other activity, and you know that you need your full concentration to drive a car.

Additionally, spilling a hot drink, having your sandwich fall apart on you, or almost choking on something because you suddenly had to hit the brakes are all instantaneous complications that can arise while eating/drinking while driving that can cause you to have an accident. The worst part: 7 out of 10 people eat while driving and 8 out of 10 people drink.

Prepare for Inclement Weather

It’s not just what people do that puts us in danger. The weather, over which we have no control at all, is also a factor while driving. Most of us know that we should slow down, take our time, and drive more cautiously in heavy rain, snow, or ice. However, most of us also don’t think about those things when we are in a hurry and need to get where we’re going.

That might be why more than 1.5 million accidents reported every year are attributed to the weather – and those are just the ones that people report. Professionals estimate that more than half of weather-related accidents don’t get reported. Of the 43% that are reported, there are 673,000 injuries and 7,400 fatalities attached.

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What Ignoring These Stats Could Cost You

All of these factors contribute to the high cost of auto insurance in this country. The national average is $1,567. 40% of that goes to pay liability costs, because 16% of drivers don’t have insurance, which is illegal and imprudent.

Even if you do have insurance, one accident will get you a 10% or more increase in your premiums, the second accident ups it by about 30%, with the third accident boosting it 50%. A fourth accident (if anyone will still insure you by that point) will almost double your cost.

No matter how many accidents you have in your driving history (hopefully none!) you can still save a lot of money on your auto insurance rates by shopping around and comparing rates from many different auto insurance companies. Enter your zip code in now to start!