Health Insurance FAQ
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What are insurance brokers?
When you’re shopping for insurance it can be difficult to understand the terminology, the structure of the industry, how and where to find the best auto insurance rates and more. One topic that can be particularly confusing is insurance brokers. What are insurance brokers? What is their role in the insurance policy purchasing process? Should I…
How do real estate agents get health insurance benefits?
Many aspiring real estate agents, and even some current real estate agents, are wondering how they will get a good health insurance policy. Many health insurance policies are not geared towards people who are self-employed, as many real estate agents are. However, there are several different easy ways that a real estate agent can get…
What does UCR in health insurance mean?
Payers frequently use the UCR standard when making decisions on fair prices for medical services. The usual, customary, and reasonable price is the amount paid in a particular geographic area for a medical service, or a similar medical service. This practice protects insurers and puts consumers at risk for unexpected costs. UCR is the main…
How to Sue a Health Insurance Provider
Health insurance has become so complicated that disputes between people and their insurance companies are frequent. If an insurance company has denied you coverage for needed care or refused to authorize a procedure, a lawsuit is one way to receive financial compensation, and potentially, the health care you need. If you are looking to change…
Is yoga covered by healthcare?
Yoga has reached the point of complete mainstream popularity. It is everywhere. Just take a drive through the city or town that you live in this evening, and you will likely pass one or two yoga studios, at a minimum. They seem to be popping up left and right. More and more folks want to…
What is the definition of voluntary health insurance?
You will understand the aspects of voluntary health insurance as well as other facts and factors attached to the particular policy. Voluntary health insurance, also known as VHI, is an insurance coverage that joins out of pocket expenses with voluntary health insurance premiums. Voluntary health insurance policies range from workplace group insurance plans to community-based…
How does a health insurance agent get paid?
The process of purchasing health insurance continues to evolve as the years go by. It was not too long ago that the only real way you could buy a health insurance policy was an insurance agent. You would work to get in touch with an agent, and they would then shop on your behalf to…
Is liposuction ever covered by health insurance?
Most health insurance companies will not cover liposuction because it is considered an elective procedure. However, you can choose to pay for the surgery in cash. The cost might be different at each surgery center depending on the location of the procedure and the provider performing it. If you are only receiving treatment for one…
What is HIP health insurance?
Many people who have heard the term HIP health insurance wonder what it means. As with many aspects of the health insurance world, there is not a simple answer. The definition changes depending on context, and many people misunderstand HIP plans. Many people think it is a type of health insurance plan, but the term…
What if my employer’s health insurance is too expensive?
Many Americans have had to look beyond group health insurance plans through employers to find affordable coverage. Finding alternative plans can be tricky when it comes to decent coverage. You may end up with a plan that does not offer all of the features you want, but at least provides bare minimum services. If you’re…