Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Mar 19, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The lowdown...

  • If you are coming from Australia to visit America, you have the option of purchasing visitor’s medical insurance
  • Visitor’s medical insurance can help you avoid an extremely expensive medical bill if you experience a health emergency while you are abroad
  • Not all temporary medical plans cost the same amount or cover the same benefits
  • If you have a visa that allows you to stay in the United States for several months or more, look at purchasing a health insurance plan on the marketplace or getting short term insurance from a private company

Visitor’s medical insurance is a temporary insurance policy that you can purchase in the United States when you are traveling from Australia. It can help you pay the high cost of medical services while traveling in case you need American medical services.

The health care system in the United States operates differently than in Australia so be sure to get a plan that can help you cover the high costs.

In most cases, you will purchase a plan from an insurer located in the United States.

These companies regular work with the health care system in the United States, and medical providers are more likely to accept these insurance plans than ones based in Australia. Many of these companies offer excellent customer service.

In some cases, you can purchase an insurance plan from Australia, but an American one will most likely serve you better while you are traveling in the United States.

If you have a medical emergency while you are abroad, you will have to notify the insurance company. In most cases, you will need to provide documented proof of your medical treatment and the bill that followed.

If you’re looking to visit the U.S. soon and want health insurance coverage while you’re there, enter your ZIP code above to find the best rates for you! Compare at least three to four policies today!

What kind of treatment does temporary insurance cover?


When you purchase temporary insurance, you can get a limited plan or a comprehensive plan.

The benefits are not always the same and vary based on who writes your plan and the cost.

You might be able to choose how high your deductible is with some companies. If you have a higher deductible, your premium will most likely be lower. However, you will have to meet your deductible before your coverage kicks in and covers your treatment.

Most visitor’s medical insurance plans will cover the majority of wounds and afflictions that happen while you are in the United States. Some plans may cover more serious medical disorders that require treatment in a hospital.

Comprehensive plans cover more than a basic plan. Most visitor’s medical insurance will not cover medical services that relate to a disorder you had before traveling, pregnancy, or childbirth. They also will not pay for the cost of preventive care.

Research a plan’s list of benefits before purchasing to ensure that your medical needs are met.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

 Secured with SHA-256 Encryption

Compare Insurance Providers Rates to Save Up to 75%

 Secured with SHA-256 Encryption

What is the cost of medical insurance for an Australian visitor?

The cost of visitor’s medical insurance depends on the company you purchase it from and the services that are covered.

Many of the insurance plans ask you to pay additional out-of-pocket costs, such as deductibles, as well as the premium cost.

If you are only going to be visiting from Australia for a few weeks, you will pay daily rates as opposed to a monthly premium. The daily rates differ based on age and other health factors, in some cases. Rates can be as low as just a few dollars a day.

Are there other health insurance plans available for Australian visitors with eligible visas?


If you are going to be staying in the United States for more than just a few weeks and you have an eligible visa from Australia, you should look into purchasing a short term health insurance plan. They are slightly different than temporary travel insurance.

These types of plans do not have to meet the minimum essential coverage requirements as defined by the Affordable Care Act.

You can be denied a short term plan based on a pre-existing condition, and insurance companies can deny your coverage if you have a condition that you did not mention on your application.

Short term insurance plans are meant to cover you for less than a year, while a marketplace plan would provide coverage for an entire year.

Although Australian immigrants who hold a green card or another type of eligible visa can purchase a plan on the health care exchange marketplace, you cannot buy a short term plan on the marketplace. Private insurance companies or brokers typically sell short term plans.

It might be a good idea for an Australian immigrant to purchase short term coverage because it is affordable, temporary, and you can get coverage immediately.

Either way, if you are an Australian visitor traveling in the United States for only a few weeks, temporary visitor’s insurance might be the best option for you.

If you are an Australian immigrant who will be in the United States on a long term visa, you can apply for health insurance on the marketplace or purchase short term health insurance.

Start comparison shopping today for health insurance while you visit the U.S.! Enter your ZIP code below to begin!