Health Insurance

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What does UCR in health insurance mean?

Payers frequently use the UCR standard when making decisions on fair prices for medical services. The usual, customary, and reasonable price is the amount paid in a particular geographic area for a medical service, or a similar medical service. This practice protects insurers and puts consumers at risk for unexpected costs. UCR is the main...

Payers frequently use the UCR standard when making decisions...

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How do real estate agents get health insurance benefits?

Many aspiring real estate agents, and even some current real estate agents, are wondering how they will get a good health insurance policy. Many policies from health insurance companies are not geared towards people who are self-employed, as many real estate agents are. However, there are several different easy ways that a real estate agent can get...

Many aspiring real estate agents, and even some current real...

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Is liposuction covered by health insurance?

Most health insurance companies will not cover liposuction because it is considered an elective procedure. Since, liposuction is not covered by insurance, you can choose to pay for the surgery in cash. The cost might be different at each surgery center depending on the location of the procedure and the provider performing it. If you...

Most health insurance companies will not cover liposuction b...

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What is my health insurance policy number?

What is a policy number member ID on an insurance card? What is a health care policy number? Your health insurance policy number on the card is typically your member ID number. If you’re wondering “How do I find my insurance policy number?”, this number is usually located on your health insurance card so it...

What is a policy number member ID on an insurance card? What...

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How much does urgent care cost without health insurance?

The cost of urgent care visits for patients without insurance varies from place to place and is dependent on what kind of treatment or services you require. However, if you have a non-fatal injury or illness, the urgent care clinics or walk-in clinics costs are a much cheaper alternative than going to the emergency room....

The cost of urgent care visits for patients without insuranc...

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Is dental insurance considered health insurance?

Dental insurance is not considered qualifying health insurance under the Affordable Care Act guidelines. Vision only and dental only plans will not exempt you from the individual mandate fine. However, some marketplace plans include dental insurance, in addition to the other health benefits they offer. What is qualifying coverage? A qualified health plan must provide...

Dental insurance is not considered qualifying health insuran...

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What is the group number on a health insurance card?

Your insurance cards’ group number identifies the employer that purchased your health insurance plan. It usually only appears on insurance cards that were given to you by your employer, so if you purchased your insurance through the Healthcare Marketplace or if you have a government based plan such as Medicare, you may not see a group...

Your insurance cards’ group number identifies the empl...

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