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PostPayers frequently use the UCR standard when making decisions on fair prices for medical services. The usual, customary, and reasonable price is the amount paid in a particular geographic area for a medical service, or a similar medical service. This practice protects insurers and puts consumers at risk for unexpected costs. UCR is the main...
Payers frequently use the UCR standard when making decisions...
PostMany aspiring real estate agents, and even some current real estate agents, are wondering how they will get a good health insurance policy. Many policies from health insurance companies are not geared towards people who are self-employed, as many real estate agents are. However, there are several different easy ways that a real estate agent can get...
Many aspiring real estate agents, and even some current real...
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PostMost health insurance companies will not cover liposuction because it is considered an elective procedure. Since, liposuction is not covered by insurance, you can choose to pay for the surgery in cash. The cost might be different at each surgery center depending on the location of the procedure and the provider performing it. If you...
Most health insurance companies will not cover liposuction b...
PostWhat is a policy number member ID on an insurance card? What is a health care policy number? Your health insurance policy number on the card is typically your member ID number. If you’re wondering “How do I find my insurance policy number?”, this number is usually located on your health insurance card so it...
What is a policy number member ID on an insurance card? What...
PostThe cost of urgent care visits for patients without insurance varies from place to place and is dependent on what kind of treatment or services you require. However, if you have a non-fatal injury or illness, the urgent care clinics or walk-in clinics costs are a much cheaper alternative than going to the emergency room....
The cost of urgent care visits for patients without insuranc...
PostDental insurance is not considered qualifying health insurance under the Affordable Care Act guidelines. Vision only and dental only plans will not exempt you from the individual mandate fine. However, some marketplace plans include dental insurance, in addition to the other health benefits they offer. What is qualifying coverage? A qualified health plan must provide...
Dental insurance is not considered qualifying health insuran...
PostYour insurance cards’ group number identifies the employer that purchased your health insurance plan. It usually only appears on insurance cards that were given to you by your employer, so if you purchased your insurance through the Healthcare Marketplace or if you have a government based plan such as Medicare, you may not see a group...
Your insurance cards’ group number identifies the empl...
PostLet us provide answers to these commonly asked questions. Can you purchase health insurance for domestic partners? If so, how long do you have to live with someone to be a domestic partner for health insurance purposes? Also, why is health insurance so expensive for domestic partners instead of spouses? The rules for health insurance may...
Let us provide answers to these commonly asked questions. Ca...
PostMany people consider hospice care for their loved ones but don’t apply for it because they assume that health insurance does not cover hospice. So, does insurance cover hospice? Most health insurance companies will cover hospice care as long as the insuree meets a few basic requirements. It is important to check out insurance plans...
Many people consider hospice care for their loved ones but d...
PostWhether you pay your Medicare premiums manually, have them deducted from your Social Security benefits automatically, or you have a private Medicare plan, such as Medicare Advantage, you may be asking: Are Medicare premiums tax deductible in 2022? Are Medicare premiums pre-tax? Are Medicare Advantage premiums tax deductible? Taxes can be confusing, and there are...
Whether you pay your Medicare premiums manually, have them d...
PostFor the most part, understanding what your health insurance covers vs. what requires dental coverage is pretty straightforward. Health insurance covers preventative care, illnesses, injuries, and other doctor visits. If you need the dentist, it’s typically covered by your dental. Things get a little less clear when Medicare is involved. Seniors who depend on Medicare...
For the most part, understanding what your health insurance ...
PostDoes Medicare cover cardiac rehab? If you are enrolled in traditional Medicare health insurance, you’ll only have to pay 20% of the cost for your cardiac rehabilitation treatment. Medicare Part A coverage pays for most of your surgery and hospital stay. Medicare Part B covers rehab. Now that you know Medicare covers cardiac rehab, enter...
Does Medicare cover cardiac rehab? If you are enrolled in tr...
PostDoes health insurance cover mental health? Not only will you find that mental health services are likely provided by your insurer, they can’t cost any more than other medical services by law. No matter where you get health insurance, it likely comes with mental health coverage. Now that you know health insurance does cover mental...
Does health insurance cover mental health? Not only will you...
PostWhile living with dementia can be incredibly difficult, taking care of a loved one with dementia is also stressful and emotionally draining. When a loved one’s case of dementia has progressed to the point of them needing 24-hour care, the best option for them and their family is to get the loved one into an...
While living with dementia can be incredibly difficult, taki...
PostDoes Medicare cover cancer treatment? If you are a cancer patient or know that you are at risk of being diagnosed with cancer, then understanding how your Medicare health insurance plan will cover services is important. Does Medicare cover chemo and radiation? Does Medicare cover immunotherapy? Does Medicare cover other cancer treatments and services? We’ll answer these...
Does Medicare cover cancer treatment? If you are a cancer pa...
PostIn some cases it’s easy to tell what Medicare covers. For example, things like illness, disease, and common injuries are all covered by Medicare. However, what about injuries you receive in a car accident? While it’s terrible to be injured in a car accident, the good news is that Medicare does cover auto accident injuries....
In some cases it’s easy to tell what Medicare covers. ...
PostDoes insurance cover B12 shots? More specifically, does Medicare cover B12 shots? If you have a Medicare plan, your coverage options and limits can sometimes be confusing. If you’re experiencing the symptoms of a B12 deficiency, you may want to consider taking a supplement to alleviate some of these symptoms. However, in some cases, your...
Does insurance cover B12 shots? More specifically, does Medi...
PostDo you need international health insurance? Depending on the country you plan to visit, plus the level of coverage your regular health insurance offers, you might need extra coverage during your travels. In many cases, your regular health insurance policy will not provide you with coverage while you are abroad. You may need to purchase a separate...
Do you need international health insurance? Depending on the...
PostIf you have a full-time job, you may have the option to participate in your employer’s benefits plan. Some companies offer their full-time employees dental, vision, and other insurance options. These types of group insurance options are examples of voluntary health insurance. Voluntary health insurance is a type of health insurance available to specific groups...
If you have a full-time job, you may have the option to part...
PostWhether heading to the doctor for an annual exam or the hospital for an x-ray, you need to have your health insurance card. Even when you pick up a prescription, you need to be prepared to present your medical card. But what happens if you lose your medical insurance card? Can you get a new...
Whether heading to the doctor for an annual exam or the hosp...
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