Course of construction liability coverage is insurance cover that goes beyond the typical cover offered on a home owner’s policy. This kind of coverage is also referred to as a builder’s risk policy. Enter your ZIP code in our comparison tool to compare insurance quotes for FREE. Course of Construction Insurance Costs Regardless of whether […]

The most important thing to remember when shopping for home insurance is to insure for replacement costs, rather than the market value or actual cash value, and do not include your land’s value in the total amount. After you have decided on the appropriate amount of coverage, it’s equally important to consider optional add-on coverage […]

When you bought your home, you most likely put a lot of time and heart into making that decision. Buying the best home insurance also requires that same kind of dedication to ensure that your home that is priceless to you has appropriate insurance with a reputable company. Get free quotes now to compare rates […]

For most people, their home is their greatest asset. For this reason, it is important to have good insurance to protect this investment. While it is not a good idea to skimp on coverage, it is possible to buy cheap home insurance if you shop around. When you shop around for insurance quotes, you can […]

Credit scores play a major role in determining several facets of your financial future, potentially including how much your home insurance premium is going to cost. While this is not the case in all states, most states allow insurance companies to use credit scores for all types of insurance applications, including home insurance. A low […]

Will homeowners insurance pay for a new roof for your house? That’s a good question. When it comes down to basics, yes, a roof is definitely part of your home, so in theory, homeowners insurance is made to cover this type of damage. However, because of various technicalities, the answer to whether or not the […]

Certain insurance companies offer home inventory tools to help their customers. Such tools are a definite perk of using those home insurance providers. Downloadable home inventory software makes it easy for you to complete a thorough and accurate home inventory for your home insurance needs. It also makes it much more likely that you will […]

Based on recent numbers the average cost of home insurance is just above $800 per year, nationwide. This means it is significantly higher in some states and significantly lower in others. Read the factors that make the difference and more specific figures in the article that follows. It is hard to put a figure on […]