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Does homeowners insurance cover hurricane damage to my landscape?

As Hurricane season comes upon us, there are many things to consider. One of your concerns may be whether or not your landscaping is covered under your home insurance policy. It’s no secret, designing an amazing landscape is not cheap. For most homes, it’s more than just a few shrubs and flowering plants. So if […]

Who needs course of construction insurance?

Course of construction liability coverage is insurance cover that goes beyond the typical cover offered on a home owner’s policy. This kind of coverage is also referred to as a builder’s risk policy. Enter your ZIP code in our comparison tool to compare insurance quotes for FREE. Course of Construction Insurance Costs Regardless of whether […]

Online Home Insurance

The most important thing to remember when shopping for home insurance is to insure for replacement costs, rather than the market value or actual cash value, and do not include your land’s value in the total amount. After you have decided on the appropriate amount of coverage, it’s equally important to consider optional add-on coverage […]

Best Home Insurance

When you bought your home, you most likely put a lot of time and heart into making that decision. Buying the best home insurance also requires that same kind of dedication to ensure that your home that is priceless to you has appropriate insurance with a reputable company. Get free quotes now to compare rates […]

Cheap Home Insurance

For most people, their home is their greatest asset. For this reason, it is important to have good insurance to protect this investment. While it is not a good idea to skimp on coverage, it is possible to buy cheap home insurance if you shop around. When you shop around for insurance quotes, you can […]

Is the tenant or the landlord responsible for damages in an apartment fire?

If you are a renter, you should know the answer to the question: is the tenant or the landlord responsible for damages in an apartment fire? The answer is both of you, but in different ways and for different things. If you don’t have renters insurance compare FREE insurance quotes by entering your ZIP code now! […]

Why are credit scores used for home insurance?

Credit scores play a major role in determining several facets of your financial future, potentially including how much your home insurance premium is going to cost. While this is not the case in all states, most states allow insurance companies to use credit scores for all types of insurance applications, including home insurance. A low […]

Will my homeowners insurance pay for a new roof?

Will homeowners insurance pay for a new roof for your house? That’s a good question. When it comes down to basics, yes, a roof is definitely part of your home, so in theory, homeowners insurance is made to cover this type of damage. However, because of various technicalities, the answer to whether or not the […]

Which insurance companies offer home inventory tools?

Certain insurance companies offer home inventory tools to help their customers. Such tools are a definite perk of using those home insurance providers. Downloadable home inventory software makes it easy for you to complete a thorough and accurate home inventory for your home insurance needs. It also makes it much more likely that you will […]

What is the average cost of home insurance?

Based on recent numbers the average cost of home insurance is just above $800 per year, nationwide. This means it is significantly higher in some states and significantly lower in others. Read the factors that make the difference and more specific figures in the article that follows. It is hard to put a figure on […]

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