Homeowners Insurance

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What homeowners insurance companies allow all breeds of dogs?

Owning a dog can be an incredible experience. But certain homeowners insurance companies will not offer coverage for certain breeds of dogs. For example, if you own a Pitbull, Rottweiler, Doberman, or another breed of dog that is considered relatively dangerous, you may have a hard time finding coverage for your pet. Because homeowners insurance...

Owning a dog can be an incredible experience. But certain ho...

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What happens if someone lies on their homeowners insurance application?

Overview:  Lies can be anything from denying owning a trampoline to undervaluing property While an application may be approved, insurers can find out the truth years later when a claim is filed Your insurer can do anything from increasing rates to filing a fraud charge Lying on a homeowners insurance application carries a wide range...

Overview:  Lies can be anything from denying owning a tramp...

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What is a fee simple title insurance policy?

So, what is a fee simple title insurance policy? The short answer to this question is: A fee simple title insurance policy insures against title defects when real property is owned in fee simple. If the term ‘fee simple’ is the issue, it simply refers to owning the land or real estate. We’ll cover the term...

So, what is a fee simple title insurance policy? The short a...

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Where can you buy home insurance that allows exotic pets?

Pets are family, and we care about them to the point where pet insurance exists, which is wonderful! However, to buy home insurance that allows coverage for exotic animals is unlikely to happen. Most policies will require an exclusion that says your exotic pet is not covered. You can, however, purchase separate insurance for exotic pets...

Pets are family, and we care about them to the point where p...

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What does flood Zone X mean in homeowners insurance?

Buying a home can be stressful, but add the worry of having your home flooding in the future, and you may become a little overwhelmed. However, flood zones are mapped out across the United States to make homeowners aware of the risk and help them find ways to protect their homes if there is a...

Buying a home can be stressful, but add the worry of having ...

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Hastings Mutual Property & Casualty Insurance Review (2022)

Hastings Mutual Insurance Company is a property and casualty insurance company offering home and auto insurance to customers in six midwestern states.  Centrally located in Hastings, Michigan, the company has been in business for over 130 years. What is the Hastings Mutual Insurance Company? Hastings Mutual Insurance Company was founded in 1885. Known initially as...

Hastings Mutual Insurance Company is a property and casualty...

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Cheap Homeowners Insurance Coverage: What You Need to Know

Owning a home is the traditional American dream, but buying a house is increasingly difficult. From the prices of homes skyrocketing to inflation everywhere else, most homeowners could benefit from anything that saves them money. Unlike car insurance, homeowners coverage is not legally required to own a home. However, homeowners insurance should be a priority...

Owning a home is the traditional American dream, but buying ...

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American Bankers Flood Insurance (2022)

There are a lot of current homeowners living without comprehensive flood insurance. This is likely because typical homeowners’ and renters’ insurance does not cover damage from flooding. To protect your home from flood damage, it may be worth understanding what your coverage options are. If you are currently shopping for flood insurance, you may be...

There are a lot of current homeowners living without compreh...

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American Modern Home Insurance Review (2022)

Are you having trouble finding adequate and affordable insurance coverage because you live in a mobile home or have an extensive claims history? If so, you may find that the American Modern home insurance company is the right choice for you. First opened for business in 1965, American Modern actually specializes in mobile home insurance...

Are you having trouble finding adequate and affordable insur...

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Assurant Flood Insurance (2022)

If you are in the market for flood insurance, you may be interested in Assurant flood insurance options. Assurant insurance is available in several U.S. states and is also available in Canada, Puerto Rico, Peru, Argentina, Brazil, Chile, Colombia, Mexico, and several areas in Europe. For some people, flood insurance can be an add-on to...

If you are in the market for flood insurance, you may be int...

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What is a four-point inspection?

Is a four-point inspection for home insurance necessary, and what does the process include? Also, how long does a four-point inspection take, and how much does a four-point inspection cost? If you own a home, it is a good idea to get an occasional four-point inspection done to examine the structure of your home. Depending...

Is a four-point inspection for home insurance necessary, and...

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The Essential Cheap Texas Mobile Home Insurance Rates Guide for 2022

With the second largest population in America and plenty of wide-open space, it might come as no surprise that Texas has the most mobile homes. Unfortunately, there are many weather-related dangers for homes in Texas, which can be worse for manufactured homes. Tornadoes, hurricanes, wind, hail, and lightning can damage your mobile home.  Though Texas...

With the second largest population in America and plenty of ...

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Best Home Insurance Policy (Updated)

So you need to purchase a home insurance policy and don’t know where to start. We get it. It’s hard to tell which home insurance policy is best. There are so many options, and so many little details that can be overlooked. But starting somewhere is better than not being insured. Better safe than sorry...

So you need to purchase a home insurance policy and don̵...

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Alaska Home Insurance Expert Guide (2022 Coverage + Rates)

Whether you’re new to Alaska or have lived there all your life, it’s important to research home insurance options before purchasing a home in its metropolitan or rural areas. With a state that boasts so much housing and geographic diversity, we know finding the right home insurance coverage can get confusing. This expert guide will equip you...

Whether you’re new to Alaska or have lived there all your ...

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Allstate Insurance Review (Rates, Coverage + More)

Has there been a theft in your home? Was your roof just struck by lightning? However the damages happen, natural disaster or otherwise,  it’s crucial to have a home insurer you can rely on. But when there are so many agencies to choose from, finding the right home insurer can seem like a daunting task....

Has there been a theft in your home? Was your roof just stru...

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State Farm Insurance Review (Rates, Coverage + More)

Purchasing a home is one of the biggest investments people will make in their lives. There is much to be considered, such as a high risk for property damage and potential injury. Like all investments, you need to protect your interests; for a home, that can be general upkeep, or a fresh coat of paint....

Purchasing a home is one of the biggest investments people w...

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Liberty Mutual Home Insurance Review (Coverage + Rates)

Purchasing an insurance policy for your home, condo, or even just for the possessions in your rental can be a daunting challenge as your search takes you deep into an unknown territory of forms, insurance jargon, and fine-print exemptions. Don’t be too hard on yourself – a lot of people feel overwhelmed when they first...

Purchasing an insurance policy for your home, condo, or even...

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Boiler Insurance

Boiler insurance is an insurance policy on the boiler of a building. Homes, multi-unit buildings and commercial properties, especially those located in colder climates, should carry a boiler insurance policy. Boilers need regular maintenance and repairs. The older the boiler, the more often the equipment will need repairs. Common boiler insurance covers most of the...

Boiler insurance is an insurance policy on the boiler of a b...

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Title Insurance Comparison

If you are purchasing a house, you might want to talk about title insurance with your lender, or get in contact with an agent, specializing in title insurance. Title insurance is a security policy that shelters you and your lender from trials and tribulations related to the property’s title before the policy was written. Enter...

If you are purchasing a house, you might want to talk about ...

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