Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Mar 19, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

get quote for business insurance

Running a business means that certain precautions must be taken that most people can ignore, one of which, is getting quotes for business insurance to be sure the right coverage is obtained.

While the general public has the option to choose getting insurance or not, it is essentially a necessity for a business to have one. While it is not legally required in every state, there are several instances where business insurance will come in handy.

 

Such examples include:

  • Being liable for any injury sustained on the property
  • Protecting both employees as well as clients
  • Preventing any out-of-pocket expenses
  • Following the required laws for the state
Enter your zip code into the business insurance quote comparison tool above to find the best rates on business insurance!

Why is Business Insurance Important?

The reason why business insurance is so important is because of the fact that they can be held liable for any injury that occurs on the property. This can range from a simple slip and fall in the office to a hit and run in the parking lot. Regardless of who was at fault, the business can end up paying for fees and even penalties because of where the incident took place.

Compare Insurance Providers Rates to Save Up to 75%

 Secured with SHA-256 Encryption

The Risk of Not Having Business Insurance

Bussines risk

Businesses without insurance may end up paying much more than they would ever have to if they were covered. While it may have been safe to not have business insurance in the past, the shaky economy has made people more cautious and more likely to file claims for any incidents because they will not have to pay for the hospital fees. It is not a unique story to hear of a business that was forced to go bankrupt because they were unable to pay for hospital fees and did not have adequate insurance coverage.

Finding the Best Price

While it is important to have business insurance, it is equally as important to know where to look to get the best prices. This aspect is actually what most people dread because they assume they will have to call each individual company to get an accurate quote. Not only is this time consuming, but it is also a waste of resources because of the fact that this process can take an entire day.

How Technology has Changed the Landscape

Even though calling and getting quotes is how the process used to be done, it does not mean that it still has to be done that way anymore. Given how technology has changed business over the years, it is no surprise that people have resorted to the Internet to find the best business insurance prices. They have the opportunity to simply type in data and get instant results, including whether they are approved and how much coverage will cost.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

 Secured with SHA-256 Encryption

Compare Insurance Providers Rates to Save Up to 75%

 Secured with SHA-256 Encryption

The Online Advantage

Getting business insurance quotes online has altered the insurance landscape significantly. Companies know that customers now have access to all different types of quotes, forcing them to offer unique incentives as well as lower prices to attract new clients. In fact, they have had to change their strategies so that they have favorable results when quotes are brought up. Smart shoppers will be able to utilize this competitive edge in order to gain the best coverage for the lowest price.

Comparison Shopping with Websites

online quotes for business insurance

Even though it is possible to go to each insurance company’s site and get a quote, there are websites that can search a wide range of insurance sites and quickly pull in results. By simply putting in the required information and submitting what is desired, these comparison sites can retrieve the exact information that will help make the best decision. This is by far the quickest method of obtaining a wide number of results in a short amount of time. Why spend the time of visiting each site individually when a site can pull the same results in a matter of seconds?

Why Comparing is the Best Option

Even if there is an insurance company that you have used for several years, it is beneficial to compare their rates with other companies. Even if the price is the same, the coverage may be different from company to company. While one company may offer a lower price, it may not cover everything that you are looking for to ensure the safety of everyone who is on your property.

Compare Insurance Providers Rates to Save Up to 75%

 Secured with SHA-256 Encryption

What is the Cost of Using Comparison Sites?

It is not unnatural to assume that a website that searches a broad range of insurance companies would charge a fee to do so. However, there are several comparison sites that will offer this service free of charge. In other words, there is absolutely no reason why a person should refrain from using a comparison site when they are looking for the best business insurance.

Use Comparison Sites to Get the Best Quotes

In the end, having the right business insurance ensures that your business is protected no matter what happens. By comparing quotes online, you can rest assured that you have the best coverage at the lowest cost. Regardless of if you are looking to replace your current insurance provider or are looking for the first time, be sure to use a comparison site to quickly and effectively get the results you need to find the insurance you want.