Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Mar 19, 2020

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If you are wondering how to become a pet insurance agent then you’ve come to the right place. There are a few steps to take in becoming a pet insurance agent, most of which involve education, work experience, licensing, and business practice.

Compare insurance quotes to enhance your knowledge of this type of coverage by entering you zip code now!

Training and licensing are crucial steps to finish before you can legally sell insurance for people’s cuddly and beloved pets. The following information can help you to learn more about the process of selling pet insurance.

A Basic Knowledge of Insurance

To begin, you will need to have a basic knowledge of insurance. You will need to learn some basics required of every insurance agent no matter the type of insurance you represent. A degree in economics or in business can help you to get your foot in the door, but isn’t really necessary.

  • Gain Insurance Background- If a nearby school offers classes and degrees in insurance, then by all means enroll. You will be much more desirable to insurance companies if you take an entry-level job with knowledge and experience already under your belt. You may even get to choose the type of insurance you want to sell. Or just go online and search the closest colleges by location and see what programs and assistance they offer to new agents. If you are already an agent selling other types of insurance then you probably already have this first step covered.
  • Get Licensed to sell Property Insurance in Your State- The next step will be licensing, and specifically speaking, licensing to become a property insurance agent. Did we just lose you? You are probably thinking that pet health insurance works like people health insurance. However, in the majority of U.S. states, you would be wrong in assuming so.

Although your beloved Fido is like a member of your family, in most states all pets are considered property. You care for them, you own them, they are your responsibility and thus they are your property. In order to sell pet health insurance, you have to get a property insurance license for the state you live and work in.

To learn more about this requirement you can speak to someone in the Department of Insurance in your state. Remember though, whenever making an offer, never refer to your client’s pets as “property!”

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How Experience Helps

If you are not already working for an insurance agency, now is the time for you to start looking around and applying for a job. Make sure that the company you are thinking of working for offers pet health insurance, if that is your goal. You can also look into broker programs if you work better on your own or prefer to be more hands-on with your clients.

Some companies will require that you work with the basics of insurance for a limited time before moving into a niche field. Selling property insurance may not have been what you first had in mind when you applied, but you may enjoy it.

Besides, getting all that beneficial experience can only help you to progress in your career and leave you with options. Having pets of your own and showing a passion for pet insurance can also help to get you recognized for this specific task. Once you have some initial insurance training you will probably be asked to be change over to pet insurance sales exclusively. You can then begin to offer pet insurance to clients you already know and work with.

Remember to keep your chin up. Many people are buying insurance for their pets these days, especially with the costs of pet care rapidly rising. You will become more experienced with selling pet insurance as time goes on, and soon enough, you will gain more confidence. This will only help you succeed in this career.

The Importance of Pet Insurance

Consider the first couple of years a learning experience. You will be able to learn where your buyers can save money and how they can best protect their pets. Many people do not think so far into the future, but you can help them to see the truth of the situation.

All it takes is your dog swallowing that new squeaky toy, or your curious cat getting into something poisonous. Then the vet bills come pouring in! You can help your clients to acquire a peace of mind, knowing that in emergency circumstances, their pets will be covered by the insurance policy.

Selling pet insurance and helping people to be aware of the risks of pet ownership can be both a rewarding and a very profitable endeavor for you. Now that you know how to become a pet insurance agent, get out there and make it happen! You can start researching the business today by looking up pet insurance quotes using our web chaser tool.

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