Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jan 18, 2022

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The Lowdown

  • Drivers have options when it comes to canceling their GEICO auto insurance
  • Drivers can shop online to find cheaper insurance rates
  • Drivers should have their new policy begin on the end date of their previous policy to avoid a lapse in coverage

Have you found yourself conducting internet searches like “how to cancel my GEICO account” or “cancel GEICO drive easy”? You’ll be happy to learn that you can find affordable auto insurance and cancel GEICO with ease. It’s incredibly simple to cancel a GEICO policy and sometimes you could even have a good chunk of change sent back to you.

Of course, you should never cancel your policy without having another auto insurance policy activated. Failing to do so could leave you without insurance coverage for a time and be regarded as a lapse in coverage by other insurance companies, making cheaper rates harder to obtain.

Keep reading to learn how you can find great auto insurance quotes and cancel GEICO on your terms whenever you would like.

Enter your ZIP code to get free insurance quotes from insurance companies near you before you cancel GEICO.

How can drivers cancel their GEICO auto policy?

The are many reasons to cancel your insurance policy. If you want to find better customer service or simply don’t like your auto insurance rates, cancel GEICO by following these simple steps:

  • Call GEICO’s customer service line
  • Request to speak to an agent
  • Have your GEICO policy number handy
  • Ask that your policy be canceled

Unfortunately, you can’t cancel your GEICO policy online; however, if you would like to avoid an awkward phone call, you can always request your new insurance company to send a cancellation letter. While there isn’t a specific “cancel GEICO policy fax number,” your insurance company should still be able to help you. Just make sure that you give the new company your previous insurance number and be sure to have your new policy begin the day the old one ends.

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How can drivers find a new insurance policy?

If you’re ready to start shopping for a new insurance policy, you’ll need to know how to find one. Some drivers appreciate working with insurance brokers. These brokers are insurance professionals who are not tied to any one insurance company. That means that they can listen to their clients’ needs and scour the insurance marketplace to find the best fitting policies.

Now if you have a busy schedule or simply don’t feel like trekking out to someone’s office during the day, you can always search for new auto insurance companies online. Bear in mind that both of these options are each valuable in their own ways so let’s take a closer look at how each of these methods can benefit you.

The Benefits of Hiring a Broker

As mentioned previously, a broker owes no allegiance to any individual insurance company. Your needs are put first, and in some states, hiring the broker may cost you nothing. Brokers are typically paid through commissions by the insurance companies that their clients decide to do business with.

The Benefits of Online Shopping

Shopping online is incredibly convenient. With the internet, you have a plethora of free quotes delivered right to your inbox. Not only that but if you want to buy auto insurance and cancel GEICO all in one afternoon or in the middle of the night, you can.

Online shopping also empowers you to refer back to free resources while you’re comparing quotes so you can be sure that you are getting the best deal with a reliable company. For instance, feel free to refer to this chart to see what monthly rates you could be offered for different coverage levels by some of the top companies in the insurance industry:

Average Monthly Liability Auto Insurance Rates by Company and Coverage Level

CompaniesState Minimum Liability Rates50/100/50 BI-PD Liability Rates100/300/100 BI-PD Liability Rates
Allstate$67$76$84
Farmers$52$60$67
GEICO$40$49$57
Liberty Mutual$53$59$67
Nationwide$59$61$69
Progressive$57$64$73
State Farm$44$52$59
USAA$33$37$42
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When you shop online, you can also take your time to review what kinds of discounts each company offers. This crucial step can help you find opportunities to save big on your insurance rates. The next time you feel the urge to look up “GEICO cancel policy,” hop online and start looking at all your insurance possibilities.

Will drivers have to pay a cancellation fee?

So you know how to find a new auto insurance company and cancel GEICO, but are there any hidden fees that you’ll have to worry about, like a cancellation fee? Thankfully, GEICO doesn’t charge drivers any fees for canceling their policy. This means that the second you find a better policy, you can make the switch without any financial repercussions.

Keep in mind, when switching insurance in general, state laws can affect when the cancellation goes into effect. Insurance companies can always charge for coverage provided. If you’re at all unsure, you should check on your state’s laws.

Can drivers receive a refund?

There’s nothing better than getting a check in the mail, and that could potentially happen to you if you cancel your GEICO policy. For instance, let’s say that you found an insurance company that was offering better rates after having already paid in full for your GEICO policy. If you decided to cancel your GEICO policy after only two months, you would be eligible for a refund for the time after the cancellation goes into effect.

Of course, if you paid for a month of coverage and remained with GEICO for a month before switching, you would most likely not get a refund. If you’re concerned about saving money, you can always review your policy to see if you are missing out on any discounts like the ones listed here:

Auto Insurance Discounts from Top Companies

Auto Insurance DiscountsAllstate (%)American Family (%)Farmers (%)GEICO (%)Liberty Mutual (%)Nationwide (%)Progressive (%)State Farm (%)Travelers (%)USAA (%)
Adaptive Cruise ControlN/AN/AN/AN/A5xxN/AN/AN/A
Adaptive HeadlightsN/AN/AxN/A5xxN/AN/AN/A
Anti-lock Brakesxxx555x5xx
Anti-Theftxxx252025x15xx
Claim Freexxx26x10x152312
Continuous CoveragexxxxN/AN/AxN/A15N/A
Daytime Running Lightsxxx155xN/Axx
Defensive Driverxxxx105105103
Distant StudentxxxxN/A10xx7x
Driver's Edxxxx10N/A101583
Driving Device/AppxxN/Ax30402050305
Early SigningxxxxN/A8xN/A1012
Electronic Stability ControlxxxN/A5xxN/AN/AN/A
Emergency DeploymentN/AN/AN/A25N/AN/AN/AN/AN/AN/A
Family LegacyN/AxN/AxN/AN/AxN/AN/A10
Family PlanN/AxxN/AN/A25N/AN/AN/AN/A
Farm VehiclexN/AxxN/AN/AN/AN/AN/AN/A
Federal EmployeeN/AN/Ax810N/AN/AN/AN/AN/A
Forward Collision WarningN/AN/AN/AN/A5xxN/AN/AN/A
Full PaymentN/Axxx$5N/AxN/A7.5N/A
Further EducationN/AN/AN/Ax1015N/AN/AxN/A
Garaging/StoringN/AN/AxN/AN/AN/AN/AN/Ax90
Good CreditxxN/AN/AN/AxxxN/AN/A
Good Studentxxx1522.510x2583
Green VehiclexN/A5N/A10N/AN/AN/A10N/A
HomeownerN/AN/Axxx5x35N/A
Lane Departure WarningN/AN/AN/AN/AxxxN/AN/AN/A
Life InsurancexN/AN/AN/AN/AxN/AN/AN/AN/A
Low Mileagexxxxxxx30xx
LoyaltyN/AxN/AxN/A5xN/AN/Ax
MarriedN/AN/AN/AN/AxxxxN/Ax
Membership/GroupN/AN/AN/Ax107N/AN/AxN/A
MilitaryxN/Ax154N/AN/AxN/Ax
Military GaragingN/AN/AN/AN/AN/AN/AN/AN/AN/A15
Multiple DriversN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Multiple Policies1029x102010121713x
Multiple Vehiclesxxx25102010208x
New AddressN/AN/AN/AN/A5N/AN/AN/AN/AN/A
New Customer/New PlanN/AN/AN/AN/AxN/AN/AN/AN/AN/A
New GraduateN/AN/AN/AN/A5N/AN/AN/AN/AN/A
Newer VehiclexN/AxxN/Axx401012
Newly LicensedN/AN/AN/AN/A5N/AN/AN/AN/AN/A
NewlywedsN/AN/AN/AN/A5N/AN/AN/AN/AN/A
Occasional OperatorN/AN/AN/AN/AN/AN/AN/AN/AN/Ax
OccupationxN/Axx1015N/AN/AxN/A
On-Time PaymentsxN/AN/AN/AN/AN/AN/AN/A15N/A
Online ShopperN/AN/AN/AN/AN/AN/A7N/AN/AN/A
Paperless DocumentsxxxN/AN/A5$50N/AN/AN/A
Paperless/Auto BillingxxxN/Ax$30x$233
Passive Restraintxxx40x20x40xx
Recent RetireesN/AN/AN/AN/A4N/AN/AN/AN/AN/A
Safe DriverN/AN/Ax15N/A3531152312
Seat Belt UseN/AN/AN/A15N/AN/AN/AN/AN/AN/A
Senior DriverxN/AxN/AN/AN/AN/AN/AN/Ax
Stable ResidenceN/AN/AN/AN/AN/AxxN/AN/AN/A
Students & AlumniN/AxN/Ax107N/AN/AN/AN/A
Switching ProviderN/AxxN/A10N/AxN/AN/AN/A
Utility VehiclexN/AxxN/AN/AN/AN/AN/AN/A
Vehicle Recoveryxxx153525x5xx
VIN EtchingN/AN/AxN/A5xxN/Axx
VolunteerN/AxN/AN/AN/AN/AN/AN/AN/AN/A
Young DriverN/AN/AN/AN/AxN/AxN/AN/A$75
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Canceling your GEICO policy and saving money can be easy endeavors as long as you are armed with the knowledge and tools to do so.

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Canceling GEICO: What You Need to Know

Your auto insurance policy is yours to customize or cancel as you see fit. If you think you are paying too much for your auto insurance, shop online to find the best rates and coverage for your needs. Once you’ve found a policy you want, you can call GEICO to cancel your old policy.

But you must be sure that your new policy is active before you cancel the old one so you don’t have a lapse in coverage. Now that you know how to cancel GEICO coverage whenever you need to, you can shop for a new insurance company with confidence.

Before you cancel GEICO, enter your ZIP code to start comparing free auto insurance quotes today.