Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Mar 19, 2020

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The lowdown...

  • Car insurance is important, but we all get busy
  • Sometimes you may misplace your insurance information
  • There are some things you can do to avoid losing your insurance documentation
  • Research and compare other companies to see if you have the best deal

Car insurance is important, but sometimes we get busy and forget some of the simple things. Bills get misplaced, and it’s hard to juggle all of the paperwork from business and shopping transactions, taxes, and other information.

Many people pay their bills online these days. It’s easy to do this now by simply signing up for an online payment option for various companies.

But, despite these conveniences, sometimes we forget things. One thing some people forget is their car insurance.

Remember needing better auto insurance? Compare at least three to four policies today to find the best rates for you! Enter your ZIP code above to get started!

Getting Organized

We understand the importance of having car insurance, but maybe we let it slip our minds which company our car insurance is with. It’s one of those things we put in the back of our minds so that we can focus on more important things.

Then, one day, it happens. We have a fender-bender, and we need to know the name of our car insurance agent and company.

Before this happens to you, it’s a good idea to take a minute to look your insurance company up.

If you have recently taken out new car insurance, it’s easy to forget the name of the company. But a few simple tips will keep this from happening to you.

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How to Remember Your Car Insurance Information

To remember your car insurance information, follow these simple ideas to keep up with your paperwork.

  • Keep your insurance card in your glove compartment – Keep your car insurance information in your glove compartment or somewhere in your car at all times, and maybe in your billfold too.
  • Call your insurance company with any questions – Get to know your insurance company. Call and ask questions about your policy if you have any. The more you understand your policy, the better you will be able to handle any claims or other things you need.
  • Go online and sign up – Many people pay their bill online these days. Start an online account where you can access your insurance documentation anytime, along with your policy number and due date. That way, you will never forget a payment.
  • Read about the company – Search for information about your insurer or go to their website to find out more about them.

All of these tips should serve to remind you of who your car insurance company is and give you information and contact numbers so that you can contact them quickly if you need to.

Do Your Research

If you do not know who your insurer is and you cannot find the paperwork, one way you can find out is to look back in old debit transactions in your bank. Look for a name like Geico, Liberty, or State Farm.

Insurance debit transactions are usually recorded by the name of the company. If you have it on automatic debit each month, it will likely be listed as the company name.

If you do not use a debit card for your transactions, ask a friend or spouse if they remember who you have your car insurance with.

Finally, if you have a car loan that you are still paying on, you could also call the finance company. They usually have a record of the insurance company you have on the car since they are interested in protecting your investment.

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You could also call different companies to see if your insurance is with them. They will have a record of you and your car if so.

If all else fails, sign up for new car insurance.

It’s possible your old policy has lapsed anyway, and you cannot afford to take the risk of driving without insurance. The fees and legal costs are so high that it can cause you significant financial problems if you are caught driving without insurance.

So if you have exhausted all methods and still are unable to locate who your auto insurer is, try shopping for new insurance. You might be paying a double bill for a month or so, but you can always drop your previous insurance if you find a better one.

How to Find a Great Insurance Company

When you are shopping for car insurance, you will want to keep a few things in mind. First, you should make sure that the policy covers the necessary requirements within your state of residence.

These requirements usually include the following:

  • Bodily Injury Liability – Bodily injury liability covers the costs of injury or death to another person or persons that you cause through negligence or accident. Bodily injury is required coverage in every state except those states that do not require insurance (Virginia and New Hampshire).
  • Property Damage Liability – Property damage liability covers the costs of damage done to others’ property due to negligence on your part. It is damage that you are legally liable for that you would not be able to pay yourself. You should know your state requirements including the amount you should carry on each vehicle.
  • Uninsured/Underinsured – Uninsured motorist coverage covers the cost of damage and injuries done by others to your vehicle or person when they do not have adequate coverage.

In addition to these coverage types, you may want to look into the following optional coverages:

  • Medical Benefits
  • Roadside Assistance
  • Car Rental Insurance

Although, one of the most important questions is how to save money on car insurance. Saving money is understandable on a day when it’s important to keep your budget in check.

But car insurance is vital. So look for companies that have your best interests at heart and who are ready to work with your specific needs.

If better car insurance is also important to you, start comparison shopping for the best auto insurance company and rates out there! Enter your ZIP code below to begin!