Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Mar 19, 2020

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The lowdown...

  • It’s important to contact your health insurance to see if you have any benefits for wisdom tooth extraction
  • Patients should talk to their dentist about local and general anesthetic
  • If wisdom teeth aren’t removed and need to be, it can cause serious health problems
  • Your dental insurance may pay for part of your procedure, but likely has an annual cap

Wisdom teeth are the third set of molars in the back of the human mouth. It’s the only round of tooth eruption that isn’t developed before a person is born.

For most people, wisdom teeth are more trouble than they’re worth. Most people’s third molars don’t begin to erupt until the late teens and early 20s.

Since the last tooth eruption happens much later than any of human’s other teeth, in the formative years of a person’s life, they’re called wisdom teeth. Unfortunately, these teeth aren’t full of wisdom.

Instead, they’re usually much more trouble than their worth and can actually be pretty painful too.

Adding to the headache of worrying about wisdom teeth eruption is trying to determine whether your health insurance will pay for all or any of the surgical removal.

To understand whether your health insurance may pay for part of all of this surgical removal, you need to know what these teeth are and why they need to be removed.

If you need your wisdom teeth removed and need better health insurance, enter your ZIP code above and compare at least three to four policies today!

Wisdom Teeth Aren’t Very Important

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