Life Insurance Coverage

Free Insurance Providers Comparison

secured lock Secured with SHA-256 Encryption

Post

Does AAA offer life insurance to its members?

When we hear AAA, it’s fair to say that most of us automatically think of roadside assistance, not life insurance. Anyone who has found themselves behind the wheel of a car has heard the phrase “call AAA” in the event of a flat tire, dead battery, or other unfortunate vehicle-related troubles. However, AAA has a...

When we hear AAA, it’s fair to say that most of us aut...

Post

The Best Guaranteed Issue Life Insurance Companies

When you are searching to purchase a life insurance policy, you have a lot of different options to choose from. Depending on what you’re looking for, how old you are, and your health status, a guaranteed issue life insurance policy may be the best fit. Guaranteed issue life insurance is a type of whole life...

When you are searching to purchase a life insurance policy, ...

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Post

Affordable Life Insurance for Newlyweds

If you’ve recently gotten married — or if you will be married in the near future — you may find it a bit daunting to shop for life insurance as newlyweds. There are many different types of insurance available, but some life insurance policies and life insurance companies may work better for you as a...

If you’ve recently gotten married — or if you will b...

Post

Can you have two insurance policies?

In this turbulent day and age, one of the best things you can do to protect yourself and your loved ones is to be sure that you have purchased adequate life insurance coverage. Upon review, you may notice that your current policy is barely enough to provide a substantial financial cushion for your family if...

In this turbulent day and age, one of the best things you ca...

Post

What is voluntary life insurance?

What is voluntary life insurance? In short, a voluntary life insurance policy is when your employer opts into coverage for its employees. You choose whether or not you would like to enroll, hence the name. That being said, you can’t sign up anytime. You may need to wait for open enrollment. Now that you know what...

What is voluntary life insurance? In short, a voluntary lif...

Post

Modified Whole Life Insurance: Everything You Want to Know

If you are shopping for a life insurance policy, you will encounter a lot of different options for coverage. It may take you some time to decide on the perfect policy for you and your beneficiaries. One type of policy you may be interested in is a modified whole life insurance policy. Keep reading to...

If you are shopping for a life insurance policy, you will en...

Post

What is an incontestability clause?

The purpose of life insurance is to ensure the financial protection of your family and loved ones after you pass away. Therefore, it is important to make sure that the life insurance company you choose will pay the death benefit. An incontestability clause protects policyholders by prohibiting the life insurance company from canceling your policy...

The purpose of life insurance is to ensure the financial pro...

Post

How to Cancel Your Liberty Mutual Life Insurance Policy (2022)

In many circumstances, you may find you no longer need, or want, your Liberty Mutual life insurance policy. In those cases, it just doesn’t make sense to keep paying for a life insurance policy that you don’t need, or that you won’t use. Life insurance is important, but not every policy is right for everyone,...

In many circumstances, you may find you no longer need, or w...

Post

What is voluntary life insurance?

Voluntary life insurance is a program where an employer provides an optional life insurance policy for its employees. Through this program, individuals are offered a group rate on life insurance, providing savings on premiums to those who would pay more for traditional whole life insurance. If you’re looking for rates to compare to voluntary life...

Voluntary life insurance is a program where an employer prov...

Post

Modified Whole Life Insurance: Everything You Want to Know

Modified whole life insurance is a type of whole life insurance policy that offers lower-than-average rates for the first few years of coverage then raises the rates after that period is over. Modified whole life insurance is a complicated policy. There are several things to consider before you buy modified whole life insurance. What are...

Modified whole life insurance is a type of whole life insura...

Post

How do life insurance policies work?

How do life insurance policies work? Most of the time, you’ll pay into your policy to ensure that your loved ones receive financial support when you pass. A comprehensive life insurance policy can remove any additional financial stress from your loved one’s life. While researching how life insurance policies work, enter your ZIP code into our free...

How do life insurance policies work? Most of the time, you&#...

Post

Best Life Insurance for Married Couples (Discounts & More)

Having a safety net for you and your spouse is important. You want to choose the right coverage that will help to support your spouse after you pass away. But what is the best and most affordable life insurance for a married couple? And should married couples buy divorce insurance? Keep reading to find out...

Having a safety net for you and your spouse is important. Yo...

Post

Whole Life Insurance: Buyer’s Guide

The question most often asked by someone in the market for life insurance is whether to buy term life insurance or whole life insurance. The benefits of a whole life policy are that it acts as an investment, it offers lifelong coverage, and it comes with level premiums. The drawbacks are that it will cost...

The question most often asked by someone in the market for l...

Post

Who gets life insurance if the insurance company can’t find the beneficiary?

If the beneficiary of a life insurance policy can’t be found, then the proceeds from the life insurance policy will become part of the deceased person’s estate. An individual who is buying life insurance will want to inform the beneficiary or beneficiaries that they have been named in the policy and make sure they know...

If the beneficiary of a life insurance policy can’t be...

Post

What is indeterminate premium life insurance?

Indeterminate premium life insurance is one of several types of whole life insurance. Its distinguishing factor is that it has a provision for adjustable premiums. In short, they can change. When you take out an indeterminate premium whole life insurance policy, the premium payments are lower than for other comparable whole life policies. There is...

Indeterminate premium life insurance is one of several types...

Post

What is a life cycle life insurance policy?

  The simplest way of understanding a life cycle insurance contract (or adjustable whole life contract) is that it’s a contract that grows with the beneficiary’s needs and lifestyle. A life cycle life insurance policy does not refer to a literal policy but a concept in the insurance business. The insurance life cycle diagram can...

  The simplest way of understanding a life cycle insurance ...

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption