Life Insurance

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Who gets life insurance if the insurance company can’t find the beneficiary?

If the beneficiary of a life insurance policy can’t be found, then the proceeds from the life insurance policy will become part of the deceased person’s estate. An individual who is buying life insurance will want to inform the beneficiary or beneficiaries that they have been named in the policy and make sure they know...

If the beneficiary of a life insurance policy can’t be...

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What is indeterminate premium life insurance?

Indeterminate premium life insurance is one of several types of whole life insurance. Its distinguishing factor is that it has a provision for adjustable premiums. In short, they can change. When you take out an indeterminate premium whole life insurance policy, the premium payments are lower than for other comparable whole life policies. There is...

Indeterminate premium life insurance is one of several types...

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What is a life cycle life insurance policy?

  The simplest way of understanding a life cycle insurance contract (or adjustable whole life contract) is that it’s a contract that grows with the beneficiary’s needs and lifestyle. A life cycle life insurance policy does not refer to a literal policy but a concept in the insurance business. The insurance life cycle diagram can...

  The simplest way of understanding a life cycle insurance ...

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