Life Insurance

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AFLAC vs. Liberty National Life Insurance Company

Major medical insurance benefits generally covers a high percentage of your medical bills, whether you go in for a routine doctor’s visit or you have to spend time in the hospital. But, they don’t cover everything and they won’t pay you cash to help you with general living expenses you may struggle to pay while...

Major medical insurance benefits generally covers a high per...

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AFLAC vs. New York Life Insurance Company

Founded in 1845, New York Life Insurance Company (NYLIC) is under the parent company, New York Life Group. As a mutual insurance company, NYLIC is owned and operated for the benefit of its members and specializes in life insurance policies. Paying dividends, offering exceptional service, and being an international company, NYLIC is a Fortune 100...

Founded in 1845, New York Life Insurance Company (NYLIC) is ...

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Who gets life insurance if the insurance company can’t find the beneficiary?

If the beneficiary of a life insurance policy can’t be found, then the proceeds from the life insurance policy will become part of the deceased person’s estate. An individual who is buying life insurance will want to inform the beneficiary or beneficiaries that they have been named in the policy and make sure they know...

If the beneficiary of a life insurance policy can’t be...

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What is indeterminate premium life insurance?

Indeterminate premium life insurance is one of several types of whole life insurance. Its distinguishing factor is that it has a provision for adjustable premiums. In short, they can change. When you take out an indeterminate premium whole life insurance policy, the premium payments are lower than for other comparable whole life policies. There is...

Indeterminate premium life insurance is one of several types...

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What is a life cycle life insurance policy?

  The simplest way of understanding a life cycle insurance contract (or adjustable whole life contract) is that it’s a contract that grows with the beneficiary’s needs and lifestyle. A life cycle life insurance policy does not refer to a literal policy but a concept in the insurance business. The insurance life cycle diagram can...

  The simplest way of understanding a life cycle insurance ...

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