Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Oct 28, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The Lowdown

  • Medicare Supplement insurance in Massachusetts is standardized, but rates vary
  • Both Massachusetts Part D coverage and Medigap have an additional cost if you have original Medicare
  • Your Massachusetts Medicare Advantage plan may include dental, vision, hearing, prescription coverage, and other perks

Choosing a Medicare plan in Massachusetts can be a challenge. There are a lot of Massachusetts Medicare plans offered by a range of providers, which means you can find the plan that suits your needs and budget.

From Massachusetts Medicare Advantage to Medicare Supplement plans in MA that fill in the gaps, you can compare and shop for Medicare coverage right here.

Ready to compare Massachusetts Medicare rates from top providers? Enter your ZIP code now for fast, free Medicare quotes in Massachusetts.

Medicare Advantage Plans in Massachusetts

Medicare Advantage plans in MA combine Part A and Part B coverage in one plan, and included added benefits like dental, vision, and hearing coverage. Some include Part D prescription drug coverage as well. You can purchase a Massachusetts Medicare Advantage plan with no added premium on top of your regular Part B cost, or you can pay a little extra in return for extra benefits. Take a look at the Medicare Advantage plans in Massachusetts here.

View as image

Medicare Advantage Companies in Massachusetts

Company Number of Plans Counties
Aetna Medicare 4 Bristol, Norfolk, Suffolk, Worcester, Plymouth, Hampshire, Essex, Hampden, Middlesex
BMC HealthNet 1 Barnstable, Bristol, Suffolk, Plymouth, Hampden
Blue Cross Blue Shield of Massachusetts 7 Barnstable, Franklin, Bristol, Norfolk, Suffolk, Worcester, Plymouth, Hampshire, Essex, Hampden, Middlesex
Commonwealth Care Alliance 1 Franklin, Bristol, Norfolk, Suffolk, Worcester, Plymouth, Hampshire, Essex, Hampden, Middlesex
Erickson Advantage 2 Plymouth, Essex
Fallon Health 9 Barnstable, Franklin, Bristol, Norfolk, Suffolk, Worcester, Plymouth, Hampshire, Berkshire, Essex, Hampden, Middlesex
Harvard Pilgrim Health Care of New England, Inc 3 Barnstable, Bristol, Norfolk, Suffolk, Worcester, Plymouth, Essex, Middlesex
Health New England Medicare Advantage Plans 7 Franklin, Hampshire, Berkshire, Hampden
Humana 4 Bristol, Worcester
Lasso Healthcare 2 Barnstable, Nantucket, Franklin, Bristol, Norfolk, Suffolk, Worcester, Plymouth, Dukes, Hampshire, Berkshire, Essex, Hampden, Middlesex
Senior Whole Health 2 Bristol, Norfolk, Suffolk, Worcester, Plymouth, Essex, Hampden, Middlesex
Tufts Health Plan 9 Barnstable, Bristol, Norfolk, Suffolk, Worcester, Plymouth, Hampshire, Essex, Hampden, Middlesex
UnitedHealthcare 11 Barnstable, Nantucket, Franklin, Bristol, Norfolk, Suffolk, Worcester, Plymouth, Dukes, Hampshire, Berkshire, Essex, Hampden, Middlesex

Compare Insurance Providers Rates to Save Up to 75%

 Secured with SHA-256 Encryption

Medicare Part D Plans in Massachusetts

Massachusetts Part D prescription drug coverage may be offered as part of a Medicare Advantage plan, or it can be purchased separately. There are a lot of Part D plans in MA to choose from, with varying deductibles, coinsurance, and monthly costs. Take a look at your options.

Standalone Medicare Part D Plans in Massachusetts

Plan Details Tiers
AARP MedicareRx Preferred (PDP)
S5820 – 002 – 0
by UnitedHealthcare
Monthly Premium: $86.00
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $5.00
Tier 2: $10.00
Tier 3: $45.00
Tier 4: 40%
Tier 5: 33%
AARP MedicareRx Saver Plus (PDP)
S5921 – 348 – 0
by UnitedHealthcare
Monthly Premium: $31.90
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $5.00
Tier 3: $31.00
Tier 4: 40%
Tier 5: 25%
AARP MedicareRx Walgreens (PDP)
S5921 – 385 – 0
by UnitedHealthcare
Monthly Premium: $37.90
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $6.00
Tier 3: $40.00
Tier 4: 40%
Tier 5: 25%
Blue MedicareRx Premier (PDP)
S2893 – 003 – 0
by Anthem Blue Cross and Blue Shield
Monthly Premium: $135.00
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $1.00
Tier 2: $7.00
Tier 3: $30.00
Tier 4: 35%
Tier 5: 33%
Blue MedicareRx Value Plus (PDP)
S2893 – 001 – 0
by Anthem Blue Cross and Blue Shield
Monthly Premium: $50.50
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $6.00
Tier 3: $36.00
Tier 4: 40%
Tier 5: 25%
Cigna Secure Rx (PDP)
S5617 – 008 – 0
by Cigna
Monthly Premium: $36.50
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $3.00
Tier 3: $41.00
Tier 4: 50%
Tier 5: 25%
Cigna Secure-Essential Rx (PDP)
S5617 – 281 – 0
by Cigna
Monthly Premium: $24.00
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: 18%
Tier 4: 49%
Tier 5: 25%
Cigna Secure-Extra Rx (PDP)
S5617 – 247 – 0
by Cigna
Monthly Premium: $40.90
Annual Deductible: $100
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $4.00
Tier 2: $10.00
Tier 3: $42.00
Tier 4: 50%
Tier 5: 31%
Elixir RxPlus (PDP)
S7694 – 125 – 0
by Elixir Insurance
Monthly Premium: $14.30
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $6.00
Tier 3: $43.00
Tier 4: 45%
Tier 5: 25%
Elixir RxSecure (PDP)
S7694 – 002 – 0
by Elixir Insurance
Monthly Premium: $34.40
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $7.00
Tier 3: 15%
Tier 4: 32%
Tier 5: 25%
Express Scripts Medicare – Choice (PDP)
S5660 – 206 – 0
by Express Scripts Medicare
Monthly Premium: $76.40
Annual Deductible: $100
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $2.00
Tier 2: $7.00
Tier 3: $42.00
Tier 4: 50%
Tier 5: 31%
Express Scripts Medicare – Saver (PDP)
S5660 – 219 – 0
by Express Scripts Medicare
Monthly Premium: $27.40
Annual Deductible: $285
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $2.00
Tier 2: $7.00
Tier 3: $35.00
Tier 4: 50%
Tier 5: 28%
Express Scripts Medicare – Value (PDP)
S5660 – 105 – 0
by Express Scripts Medicare
Monthly Premium: $32.80
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $3.00
Tier 3: $30.00
Tier 4: 50%
Tier 5: 25%
Humana Basic Rx Plan (PDP)
S5884 – 102 – 0
by Humana
Monthly Premium: $35.10
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $1.00
Tier 3: 20%
Tier 4: 35%
Tier 5: 25%
Humana Premier Rx Plan (PDP)
S5884 – 149 – 0
by Humana
Monthly Premium: $65.40
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $4.00
Tier 3: $45.00
Tier 4: 49%
Tier 5: 25%
Humana Walmart Value Rx Plan (PDP)
S5884 – 182 – 0
by Humana
Monthly Premium: $17.20
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $4.00
Tier 3: 17%
Tier 4: 35%
Tier 5: 25%
Mutual of Omaha Rx Plus (PDP)
S7126 – 002 – 0
by Mutual of Omaha Rx
Monthly Premium: $87.10
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: 20%
Tier 4: 39%
Tier 5: 25%
Mutual of Omaha Rx Premier (PDP)
S7126 – 072 – 0
by Mutual of Omaha Rx
Monthly Premium: $25.10
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: 23%
Tier 4: 45%
Tier 5: 25%
SilverScript Choice (PDP)
S5601 – 004 – 0
by Aetna Medicare
Monthly Premium: $32.90
Annual Deductible: $225
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $5.00
Tier 3: $35.00
Tier 4: 41%
Tier 5: 29%
SilverScript Plus (PDP)
S5601 – 005 – 0
by Aetna Medicare
Monthly Premium: $72.00
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: Yes
Tier 1: $0.00
Tier 2: $2.00
Tier 3: $47.00
Tier 4: 45%
Tier 5: 33%
SilverScript SmartRx (PDP)
S5601 – 177 – 0
by Aetna Medicare
Monthly Premium: $7.20
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $19.00
Tier 3: $46.00
Tier 4: 49%
Tier 5: 25%
WellCare Classic (PDP)
S4802 – 076 – 0
by WellCare
Monthly Premium: $31.00
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: $30.00
Tier 4: 34%
Tier 5: 25%
WellCare Medicare Rx Saver (PDP)
S5810 – 036 – 0
by WellCare
Monthly Premium: $35.70
Annual Deductible: $445
Zero Premium If Full LIS Benefits: Yes
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $2.00
Tier 3: $42.00
Tier 4: 37%
Tier 5: 25%
WellCare Medicare Rx Select (PDP)
S5810 – 276 – 0
by WellCare
Monthly Premium: $26.40
Annual Deductible: $400
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $3.00
Tier 3: $47.00
Tier 4: 42%
Tier 5: 25%
WellCare Medicare Rx Value Plus (PDP)
S5768 – 126 – 0
by WellCare
Monthly Premium: $74.40
Annual Deductible: $0
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $1.00
Tier 2: $4.00
Tier 3: $47.00
Tier 4: 47%
Tier 5: 33%
WellCare Value Script (PDP)
S4802 – 137 – 0
by WellCare
Monthly Premium: $16.20
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $8.00
Tier 3: $43.00
Tier 4: 47%
Tier 5: 25%
WellCare Wellness Rx (PDP)
S4802 – 171 – 0
by WellCare
Monthly Premium: $14.40
Annual Deductible: $445
Zero Premium If Full LIS Benefits: No
ICL: $4,130
Additional Gap Coverage: No
Tier 1: $0.00
Tier 2: $8.00
Tier 3: $40.00
Tier 4: 46%
Tier 5: 25%

Medicare Supplement Plans in Massachusetts

Medicare Supplement plans in Massachusetts are standardized. All of the companies that sell Massachusetts Medicare Supplement coverage must offer the plans the same way, but costs do vary. Take a look at the standard plans for Medicare Supplement (Medigap) in Massachusetts.

Medicare Supplement Plans in Massachusetts

Plan Name Monthly Cost Copays Coinsurance Deductibles Plan Benefits
Medigap Core Plan Premiums range from $108-$204 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $1,484 Hospital (Part A) deductible,
$203 Medical (Part B) deductible
Skilled nursing facility: No
Part A deductible: No
Part B deductible: No
Part B excess charges: No
Foreign travel emergency: No
Medigap Supplement 1 Plan Premiums range from $206-$330 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible,
$0 Medical (Part B) deductible
Skilled nursing facility: Yes
Part A deductible: Yes
Part B deductible: Yes
Part B excess charges: Yes
Foreign travel emergency: Yes
Medigap Supplement 1A Plan Premiums range from $161-$320 depending on your age, sex, health status, and when you buy. $0 is generally your cost for approved Part B services. $0 Hospital (Part A) deductible,
$203 Medical (Part B) deductible
Skilled nursing facility: Yes
Part A deductible: Yes
Part B deductible: No
Part B excess charges: Yes
Foreign travel emergency: Yes

Medicare Supplement Plans by Provider in Massachusetts

Each Medigap company in Massachusetts can choose which of the above plans to offer and what to charge. Take a look at the available plans by company and compare Medicare Supplement rates in Massachusetts.

Medicare Supplement Plans by Company

Company Plans
AARP – UnitedHealthcare Insurance Company (Standard 15% Disc) Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
AARP – UnitedHealthcare Insurance Company (Standard 15% Disc/Household) Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
AARP – UnitedHealthcare Insurance Company (Standard) Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
AARP – UnitedHealthcare Insurance Company (Standard/Household) Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
Blue Cross and Blue Shield of Massachusetts Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
Fallon Health and Life Assurance Company Inc. Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
Harvard Pilgrim Health Care Inc. Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
Harvard Pilgrim Health Care Inc. (10% Disc) Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
Harvard Pilgrim Health Care Inc. (15% Disc) Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
Harvard Pilgrim Health Care Inc. (5% Disc) Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
Health New England Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
Humana (Humana Insurance Company) Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
Humana (Humana Insurance Company) (15% Disc) Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
Humana (Humana Insurance Company) (15% Disc/Household) Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
Humana (Humana Insurance Company) (Household) Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
Humana Healthy Living (Humana Insurance Company) Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
Humana Healthy Living (Humana Insurance Company) (15% Disc) Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
Humana Healthy Living (Humana Insurance Company) (15% Disc/Household) Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
Humana Healthy Living (Humana Insurance Company) (Household) Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan
Tufts Insurance Company Medigap Core Plan,
Medigap Supplement 1 Plan,
Medigap Supplement 1A Plan

If you want to compare rates for Medicare plans in Massachusetts today, we can help. Just enter your ZIP code and we’ll gather free Massachusetts Medicare quotes personalized for you right away.