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My Health Insurance Costs Too Much

Health insurance costs are high in the U.S. compared to other countries. In the decades since WWII, health care costs have risen and sometimes in alarmingly large amounts. In the environment of rising health care costs, insurance companies have raised prices both to cover costs and to increase profits. Public health care programs had lower […]

What is social health insurance?

There is little room for disagreement about the purposes of social health insurance systems. They seek to do the following: keep people healthy heal the sick guard families against financial ruin from the weight of the costs of modern medical science The consensus ends there; the means for reaching these agreed purposes have caused division […]

What is a health insurance plan sponsor?

Health insurance sponsors organize health plans and present then to groups or individuals and families. Sponsors can be any business qualified to do insurance risks by state laws. These are not state exchanges that provide Marketplace policies and federal subsidies. Typical sponsored plans include health insurance and prescription drug coverage. Compare health insurance quotes by […]

What is a policyholder for health insurance?

In health insurance, the policyholder has a critical role in carrying out a health insurance plan. The policyholder has very different roles in individual and family coverage than in the small or large group setting. In the individual or family setting, the policyholder is often the insured person, or someone directly connected to the insured […]

Ulcerative Colitis and Health Insurance

Ulcerative colitis is a disease characterized by inflammation and ulcers in the colon. It is one of the most common inflammatory bowel diseases along with Crohn’s disease. The difference between the two disorders is that ulcerative colitis is only present in the colon and the rectum, while Crohn’s disease is present in many different parts […]

Why does Obamacare reduce Medicare benefits?

Before the introduction of the Affordable Care Act, the federal government made payments to Medicare Advantage plans that were 14 percent higher than traditional Medicare programs. Under Obamacare, payments to Medicare Advantage plans were reduced over the course of six years, bringing the average federal payments in line with regular Medicare programs. In addition, Medicare […]

What is the Affordable Care Act employer mandate?

Businesses with more than 50 full-time equivalent employees are required to offer health insurance to their full-time employees under the Affordable Care Act regulations. The┬ánumber of full-time equivalent employees is calculated by averaging the amount of part-time and full-time hours worked. Employers must offer insurance to 95 percent of their full-time employees, not necessarily 100 […]

When was the Obama healthcare bill passed?

The actual name for the Obama healthcare bill is the Affordable Care Act. The bill was officially signed into law by President Obama on March 23, 2010. If you want to know more about when the healthcare bill was passed, review how the events occurred over time. Don’t want Obamacare? Skip the Marketplace and buy […]

When is it the law to have health insurance?

The Patient Protection and Affordable Care Act was passed in 2010, upheld by the Supreme Court in 2012, and went into effect in 2014. This particular legislation requires most Americans living in the United States to maintain minimum essential coverage for health insurance; however, there are a few situations where a person may not be […]

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