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Why did my health insurance get canceled?

The Affordable Care Act, more commonly known as Obamacare, had several regulations concerning the cancellation of health insurance policies. Insurers were forbidden from canceling health insurance coverage due to pre-existing conditions, for example. These provisions were widely praised after the act was passed. The public opinion was that these regulations would keep Americans from getting […]

What happens if I cancel my health insurance policy?

Health insurance has been around for many years. Recently, when the Obama administration came into being, health Insurance was standardized to make it affordable to all Americans both young and old. The government introduced the Affordable Care Act to compel insurance companies to provide certain services such as maternity care, hospitalization and prescription drugs. So […]

What is a qualifying event to cancel health insurance?

With the evolution of the Affordable Care Act, it is often difficult to cancel an employer-sponsored health care policy outside of the open enrollment period. There are a variety of reasons why you might wish to cancel your existing health insurance policy, but does your particular situation qualify? That is often a question that is […]

What happens if my health insurance coverage lapses?

If you leave your job or lose your full-time employment status, you have the option of temporarily continuing your health insurance under the Consolidated Omnibus Budget Reconciliation Act (COBRA.) However, you do have to pay into your COBRA insurance and it is often much more money a month than you were previously paying under your […]

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