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How to Sue a Health Insurance Provider

Health insurance has become so complicated that disputes between people and their insurance companies are frequent. If an insurance company has denied you coverage for needed care or refused to authorize a procedure, a lawsuit is one way to receive financial compensation, and potentially, the health care you need. If you are looking to change […]

What does underwriting mean in health insurance?

Medical underwriting is a large and important task carried out by actuaries within the insurance industry. Their fact gathering allows for a complete picture to be made of anyone that is trying to get health insurance coverage. Underwriting procedures are used to help minimize fraud but are used far less to cancel policies for reasons […]

What does “rider” mean in health insurance?

Insurance riders were a primary tool of the insurance industry for avoiding unwanted risks among the populations they covered. The practice involved separating out medical areas from coverage. For example, they might insure a woman of childbearing age but exclude pregnancy and maternity benefit. Comparison shopping is an excellent method for finding the best value […]

When was the Obama healthcare bill passed?

The actual name for the Obama healthcare bill is the Affordable Care Act. The bill was officially signed into law by President Obama on March 23, 2010. If you want to know more about when the healthcare bill was passed, review how the events occurred over time. Don’t want Obamacare? Skip the Marketplace and buy […]

Do illegal immigrants get healthcare under Obamacare?

Most United States citizens, United States nationals, and immigrants who are here legally are all eligible to apply and purchase plans on the Healthcare Marketplace. Illegal immigrants are not eligible for any savings, tax credits, or plans on the Healthcare Exchange. If you’re a legal immigrant or American citizen, click here to compare health insurance […]

Who has to offer health insurance under Obamacare?

With all the regulations and rules surrounding healthcare, you might wonder who is mandated to offer health insurance. Certain groups are required to offer health insurance while others are not. There is an important distinction to be made between those who have to offer health insurance and those who have to obtain it. Under the […]

How will the government know if I have health insurance?

How will the government know if I have health insurance? The status of your health insurance coverage is reported to the federal government when you file your tax returns. Insurance companies and employers send documentation to the Internal Revenue Service informing them of who is covered under their plans. Additionally, these organizations will send documentation […]

How does a college student get health insurance?

College is a transitional time for many Americans. College students are experiencing more independence than they ever have in their entire lives. One aspect of adulthood young people may be suddenly exposed to in college is acquiring and paying for health care. From treatment for scrapes and sinus infections to major, debilitating conditions, college students […]

Is health insurance necessary?

Health insurance is generally not cheap in the U.S. and the tough economic times don’t make it any better. Many families who don’t have stable employer-based health insurance covers or government sponsored covers may be tempted to forgo the cost and stay without it. With the skyrocketing monthly premium rates and out of pocket expenses, […]

When is it the law to have health insurance?

The Patient Protection and Affordable Care Act was passed in 2010, upheld by the Supreme Court in 2012, and went into effect in 2014. This particular legislation requires most Americans living in the United States to maintain minimum essential coverage for health insurance; however, there are a few situations where a person may not be […]


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