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My Health Insurance Costs Too Much

Health insurance costs are high in the U.S. compared to other countries. In the decades since WWII, health care costs have risen and sometimes in alarmingly large amounts. In the environment of rising health care costs, insurance companies have raised prices both to cover costs and to increase profits. Public health care programs had lower […]

What is social health insurance?

There is little room for disagreement about the purposes of social health insurance systems. They seek to do the following: keep people healthy heal the sick guard families against financial ruin from the weight of the costs of modern medical science The consensus ends there; the means for reaching these agreed purposes have caused division […]

What is a health insurance plan sponsor?

Health insurance sponsors organize health plans and present then to groups or individuals and families. Sponsors can be any business qualified to do insurance risks by state laws. These are not state exchanges that provide Marketplace policies and federal subsidies. Typical sponsored plans include health insurance and prescription drug coverage. Compare health insurance quotes by […]

Is my health insurance based on income?

The Affordable Care Act reformed the heath insurance industry. The law limited the discretion of insurers to reject applicants for reasons based on individual characteristics such as pre-existing conditions. Obamacare set up a broad program based on income to expand insurance coverage to nearly every American family, and nearly every income level. Comparison shopping is […]

Why is Obamacare costing so much?

The Affordable Care Act (ACA) or Obamacare changed the face of the insurance industry in the United States, providing more coverage opportunities for the people. Before the ACA came into existence, individuals had to search for policies that met their needs or depend upon employee group policies to secure health care coverage. However, a good […]

When was the Obama healthcare bill passed?

The actual name for the Obama healthcare bill is the Affordable Care Act. The bill was officially signed into law by President Obama on March 23, 2010. If you want to know more about when the healthcare bill was passed, review how the events occurred over time. Don’t want Obamacare? Skip the Marketplace and buy […]

Health Insurance for One Year

Even with the passing of the Affordable Care Act, essentially mandating that all Americans have health insurance, millions of residents are still without a sufficient long-term policy. As an alternative, many people are opting for short-term health insurance policies that only last for a year. When you are considering getting a one-year medical insurance policy, […]

When can I get government health insurance?

The Individual Mandate of the Affordable Care Act requires that every eligible resident get and keep qualified health insurance. The right to buy insurance does not exist on a year-round basis, rather it has limited periods for sign up and changing plans. The issue of when to get insurance coverage is important. The law requires […]

Can you change your healthcare plan under Obamacare?

You may have to stick with the Obamacare plan you have until it is time for open enrollment unless you qualify for special enrollment period privilege. Take your time to check out the marketplace offerings closely to ensure you have the best deal available that suits budget and needs. There could be many reasons to […]

Maternity Leave and Obamacare

These are some of the basics that are helpful to know when discussing maternity leave, but there is much more to it than this. The ensuing sections will go into this topic on a much deeper level. The Basics of Maternity Care Under Obamacare Under the Affordable Care Act, all citizens and legal residents of […]

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