Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com.

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Nov 5, 2020

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The lowdown...

  • Each member on a health plan is assigned a unique ID number that helps providers verify your health insurance coverage and eligibility
  • This number is located on most insurance cards
  • If you have employer-based health insurance coverage, there is also usually a group number on your card that was assigned to the employer who purchased your plan
  • Each health insurance plan purchased in the health care Marketplace has a unique 14 character identifier that can be a combination of numbers and letters that is known as the plan ID


Table of Contents

Member ID Policy Number

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What is a policy number?

Your health insurance policy number is typically your member ID number. This number is usually located on your health insurance card so it is easily accessible and your health care provider can use it to verify your coverage and eligibility.

You can also provide this number to your health insurance company so they can look up your information when you have questions about your benefits and any recent claims.

If you have family members listed as dependents on your health insurance plan, they may each have their own unique policy number as it is used for identification purposes and billing procedures.

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Is policy number the same as member id?

Your policy number for health insurance is the same as your member ID.

Is policy number the same as group number?

Your policy number on your health insurance card will not be the same as your group number. The policy number on health insurance refers to your individual member number, but the group number is different.

Normally, your group number refers to your employer or where you get your insurance coverage from.

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Group Number

If you have coverage from an employer-based health insurance plan, there will most likely be a group number on your insurance card, as well.

It is assigned to your employer by the insurance company and can also be beneficial for both you and your health care provider in finding out what your coverage entails and submitting claims.

What if I lose my insurance card with the policy number on it?

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If you lose your health insurance card with your policy and group number on it, it is important to contact your health insurance company right away and let them know.

They should issue you a new card that may have a new policy and group number on it. However, your coverage and benefits should remain the same as they were with your previous identification numbers.

Plan ID

Another number you may want to be aware of is a plan ID. This is a unique 14 digit identifier that may be a combination of both numbers and letters. When searching on the health care marketplace, you will be able to find a plan’s ID number below the plan’s name along with a preview of the plan’s prices and coverage options.

If you are no longer searching for a plan in the health care marketplace because you are already enrolled in one, you should be able to find your plan ID in your Marketplace account.

It should be located under the tab labeled “My plans and programs.” If you would like to stay on the same plan when you are re-enrolling for the 2017 year, go to where your plan ID is located and click on the green enroll link.

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Application ID

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Your marketplace plan ID is different than your application ID. You will receive your application ID along with your eligibility results after you apply for marketplace coverage. After you receive your application ID, you will need it to continue on with your application, compare different plans and prices, and to officially complete your health care enrollment.

You may need to provide your application ID to a representative you are speaking with on the phone or you may need to type it in after you log in to your account and find your existing application if you are filling out the forms online.

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