Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Apr 26, 2022

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The lowdown...

  • Each member on a health plan is assigned a unique ID number that helps providers verify your health insurance coverage and eligibility
  • This number is located on most insurance cards
  • If you have employer-based health insurance coverage, there is also usually a group number on your card that was assigned to the employer who purchased your plan
  • Each health insurance plan purchased in the health care Marketplace has a unique 14 character identifier that can be a combination of numbers and letters which is known as the plan ID

What is a policy number member ID on an insurance card?

What is a health care policy number?

Your health insurance policy number on the card is typically your member ID number. If you’re wondering “How do I find my insurance policy number?”, this number is usually located on your health insurance card so it is easily accessible and your health care provider can use it to verify your coverage and eligibility.

You can also provide this number to your health insurance company so they can look up your information when you have questions about your medical benefits and any recent insurance claims.

If you have family members listed as dependents on your health insurance plan, they may each have their own unique policy number as it is used for identification purposes and billing procedures. Your health insurance policy number (HIPN) is what identifies you as a covered individual under your current or previous plans. It’s important because if you change jobs or get married, divorced, etc., then your HIPN will need to match the new situation. If you move out of state, your HIPN needs to reflect where you live now. You must keep track of your HIPN at all times.

Now that you know where is your insurance policy number located, let’s find out more.

Is the policy number the same as the member ID?

Your policy number for health insurance is the same as your member ID.

Is policy number the same as group number?

Your insurance policy number on your health insurance card will not be the same as your group number. The policy number on health insurance refers to your individual member number, but the insured’s policy group number is different.

Normally, your group number refers to your employer or where you get your insurance coverage from.

A policy number is a unique identifying number given to every person enrolled with a specific health insurer.

A Member ID is an internal reference number associated with a particular enrollee within a health insurer’s system.

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What is a health insurance policy group number on an insurance card?

If you have coverage from an employer-based health insurance plan, there will most likely be a group number on your insurance card, as well.

It is assigned to your employer by the insurance company and can also be beneficial for both you and your health care provider in finding out what your coverage entails and submitting insurance claims.

What if I lose my insurance card with the policy number on it?

If you lose your health insurance card with your policy and group number on it, it is important to contact your health insurance company right away and let them know. Call your insurance provider’s customer service number and a representative should be able to help you.

They should issue you a new health insurance card that may have a new policy and group number on it. However, your coverage and benefits should remain the same as they were with your previous identification numbers.

What is a plan ID number?

Another number you may want to be aware of is a plan ID. This is a unique 14 digit identifier that may be a combination of both numbers and letters. When searching on the health care marketplace, you will be able to find a plan’s ID number below the plan’s name along with a preview of the plan’s prices and coverage options.

If you are no longer searching for a plan in the health care marketplace because you are already enrolled in one, you should have online access to your plan ID if you log into your Marketplace account.

It should be located under the tab labeled “My plans and programs.” If you would like to stay on the same plan when you are re-enrolling for the 2017 year, go to where your plan ID is located and click on the green enroll link.

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What is your application ID number?

Your marketplace plan ID is different than your application ID. You will receive your application ID along with your eligibility results after you apply for marketplace coverage. After you receive your application ID, you will need it to continue on with your application, compare different plans and prices, and to officially complete your health care enrollment.

You may need to provide your application ID to a representative you are speaking with on the phone or you may need to type it in after you log in to your account and find your existing application if you are filling out the forms online.

How do you find the best health coverage?

To begin comparing health insurance provider rates, simply enter your ZIP Code above. The search engine will return a wide range of health insurance companies that offer policies within your area.

The next step is choosing which plan best fits your needs.