FREE Insurance Comparison

Call (877) 826-9032

for FREE insurance quotes by phone
Insurance | Free Online Insurance Quotes

Compare Insurance Quotes!

Compare Quotes from Top Companies and Save

What is the best dental insurance?

Best Dental InsuranceThe best dental insurance companies have two important things in common. The first one is many coverage options and the second is great customer service. The following article will explore these two features as they pertain to finding the best dental insurance.

Compare online insurance quotes for dental cover with your zip code now!

No matter what you are shopping for, finding the best product at an affordable price should always be the goal. With dental insurance, there are many quality companies available to choose from. Look for a provider with many options and great customer service.

Many Coverage Options

There are few things with as many varying needs as dental insurance. If you are looking for a policy that covers a family, the needs of different family members can vary greatly according to:

  • Age
  • Dental history
  • Previous dental care
  • Condition of the teeth and gums

For children, you want good, quality preventative care. Everyone loves to hear the no cavities report when their child comes out of the dentist’s office. Preventive care coverage is offered by all the best dental insurance company because they know this saves them money in the long run.

Preventative care for children and adults starts with regular bi-annual check-ups. Every six months or so a routine cleaning can prevent cavities as well as help the dentist see any potential future problems. It is important to keep these appointments for adults as well as children, but it is especially important for children.

For children, preventative care also includes:

  • Getting sealants on teeth that look especially susceptible to decay
  • Getting fluoride treatments regularly

Coverage for these things will typically stop at the age of 16 as all adult teeth are in place and the chance of cavities lessens greatly.

Cost of Teeth Repair

A good dental insurance plan will also cover all or most of teeth repair costs. This includes:

  • Fillings for cavities
  • Repairing teeth that are damaged in an accident or fall
  • Removing teeth that are causing problems

Many dental plans will cover these things through a partial coverage plan. This means that you pay part of the cost and the insurance company pays the remainder. For example, you may pay 20% of the costs while the insurance company pays 80% of the cost. Repairing damaged teeth before they affect the rest of the mouth is important to overall oral health.

Get  free dental insurance quotes now!

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

Even a good dental plan will typically only cover a small portion of the expense for treatment of gum disease. This is because gum disease is 100% preventable with proper dental care and good dental habits such as twice daily brushing and flossing. People who:

  • Smoke
  • Chew tobacco, or
  • Do not brush and floss daily

are more prone to gum disease. The risk of gum disease also increases slightly for pregnant women so it is important to be extra diligent in caring for your teeth if you are pregnant. If this is something you think you are prone to, make sure you get a policy that has some gum disease coverage.

Great Customer Service

More and more often people are finding it difficult to find quality customer service. With many calls to companies being sent overseas, customers are being pickier about customer service when choosing a company. The best dental insurance companies have great customer service over the phone and through their website.

When you have a question about coverage, payment of a bill, or treatment options, you don’t want to wait a long time for a response. This is especially true if the dental treatment you need is due to pain or infection. You should always check a dental insurance company’s website before purchasing a plan to see if it is easy to navigate and locate information.

The best dental insurance companies also have a phone number with help on the other end so you can get any questions answered that you can’t find answers to on the company’s website. Sometimes, a question is too complex or multi-faceted to look up online and it is just good to talk to a person. But no matter what you do, always compare companies before purchasing a policy.

The best way to compare several companies at once is to use the online comparison tool provided, at no charge, on this page. This free tool gives you lots of options as far as companies, rates, and plans all in one place so you can choose the dental insurance company that best fits your dental needs as well as your budget.

Compare dental insurance rates by typing your zip code into the quote tool now!

Compare Insurance Quotes!

Compare Quotes from Top Companies and Save