Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Mar 19, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Individual factors such as your age, the type of car you drive, your driving history and gender will be used by car insurance companies to calculate a car insurance quote. That said, there is no one answer as to which automotive insurance company will give you the lowest rates.

Enter your zip code now to find the best auto insurances rates on the internet!

What is certain is that the best auto insurance rates will often go to the safest and most experienced drivers with the most safe and reliable vehicles. There are also steps you can take to ensure you get the best possible rate for you.

The Best Auto Insurances Quotes Can Be Found Online

Using the internet to get instant auto quotes is both easily accessible and convenient. There are a number of trustworthy companies that will allow you to input a few basic details about you and your vehicle before you are given a rate. Often, these automotive insurance providers will also offer side by side comparisons with their top competitors.

You can shop for car insurance quotes at several different companies until you find a price that is in your ballpark.

Some auto insurance companies give you the option of getting either a basic quote or an exact quote. A basic quote will give you an estimated figure based on the area that you reside, your age and the make and model of your car. Getting an exact quote will require you to provide more detailed information.

Some of the information you will be asked to supply includes:

  • Name
  • Address
  • Driver’s license number
  • Vehicle make, model and year
  • Social security number
  • Age
It’s time for your to get started finding the best auto insurance rates – enter your zip in now to start!

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How to Get the Best Auto Insurance Rates By Selecting the Right Policy

While a large portion of the calculation used to give the best auto insurance rates will take your personal information into consideration, the type of policy that you choose will also be used. Car insurance companies offer a wide variety of coverage that ranges from liability to full coverage.

Liability auto insurance will cover the costs of repair only on the car that the covered driver collides with. This type of auto insurance policy will also cover residential and personal injury damage; however, the at-fault driver will be responsible for repairing their own car.

A collision policy is usually purchased in conjunction with liability insurance. Basically, a collision policy will cover the cost to repair the insured operator’s vehicle in the event of an accident.

Having a no fault auto insurance policy provides drivers coverage to their cars in the event of a collision, no matter which driver is at fault. Full coverage gives insured drivers a blanket policy that includes collision, no fault and liability insurance. It is advisable that you purchase a full coverage policy, but occasional drivers may benefit from buying a policy that provides slightly less coverage.

Work With an Agent to Find the Best Auto Insurance Rates

Depending on your circumstances, you may actually get the best auto insurance deals by working directly with a licensed agent. Some car insurance agents represent one company with others work as dual agents. There may be additional ways for you to save once the agent inspects your car and takes a look at your driving abstract.

When you call up an auto insurance company directly, you will still be working with an insurance agent. These agents may be privy to more national promotions and can also apply savings available through the official car insurance provider websites. When you develop a personal relationship with an agent, they may be willing to work diligently to find you the best rates possible. If you have ever received a promotional flier for a local auto insurance company, it won’t hurt to give them a call. Local branches are usually able to access the best promotions as of all.

Over time, some car insurance providers will offer you even more discounts if you maintain a responsible driving record. If you find that your rates have been hiked after incurring a few minor infractions, it may be in your best interest to look elsewhere. Look for companies that offer programs such as accident forgiveness and guaranteed rates.

When financing a car, sometimes car dealerships will offer you manufacturer sponsored policies. These types of policies may save you money, but that is usually not the case.

As your age and driving experience increases, you will find that you will qualify for much cheaper rates. A few tickets and accidents will not hurt you in the long-run, so long as they are spaced out over a period of time.

To get started now enter your zip code and find auto insurance quotes instantly!