Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Mar 19, 2020

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Home Inventory SoftwareCertain insurance companies offer home inventory tools to help their customers. Such tools are a definite perk of using those home insurance providers.

Downloadable home inventory software makes it easy for you to complete a thorough and accurate home inventory for your home insurance needs. It also makes it much more likely that you will actually do it. Anything that makes the process quicker and more accurate is a plus when it comes to home inventories.

A home inventory will make home insurance claims much easier and more complete. Knowing exactly what was in your home, its age and how much it cost takes a huge amount of stress out of dealing with insurance companies and adjusters following a huge disaster.

An investment of time completing that inventory now means peace of mind for you and your family should you ever need it.

Read on to learn some of the homeowners insurance companies that offer home inventory tools and then be sure to enter your zip code above for a free home insurance rate comparison!

List of Companies with Home Inventory Tools

Most insurance companies offer advice on maximizing your homeowners insurance coverage. One of the things they always suggest is a home inventory. Many companies will offer a home inventory checklist, while a select few actually have home inventory tools that you can download to your computer to make the job so much more manageable. The companies with home inventory tools include:

  • Allstate
  • Liberty Mutual
  • Hanover

While some of these companies offer a direct link to the well-known home inventory tool Know Your Stuff, some of them have their own custom-made tools. Know Your Stuff is put out by the Insurance Information Institute and is therefore very comprehensive and well-respected. By using a home inventory you will also be able to tally losses for income taxes easily and be sure that you have enough home insurance purchased to cover your actual possessions.

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Creating Your Own Home Inventory

Quite often you will find that the insurer you have chosen does not have a home inventory tool available or you may prefer to do it on your own. If you definitely want to create your own, you can do so easily. There are many checklists out there on the Internet. Do a search for “home inventory checklist”, print off a couple and choose the one you like best to work with.

Move from room to room in your home making an inventory of all the items in each. It is wise to videotape, or at least photograph, each room at the same time. Be detailed in the information you provide including model numbers, serial numbers, manufacturers, cost when possible and how old it is. Finish one room before moving to the next.

When finished store the video and the log of items in a safe place that is not in your home. Update the home inventory annually or when you have made major purchases.

Alternatively you may want to opt for another home inventory tool to help you do the work for you. There are free home inventory tools that you can find on the internet, such as Know Your Stuff. It is very easy to use and is well explained so that practically anyone can do their own home inventory.

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Hiring a Home Inventory Company

Many of us have a variety of reasons for not actually doing our own home inventory. Often it is little more than procrastination about one more thing that we know we should do. However, it really does need to be done in order to provide you and your family with the security of knowing that you will be able to make claims thoroughly and effortlessly if you need to.

If you find that you do not have the organization skills, the time or a video recorder to do it properly, you may want to consider hiring a home inventory company. They will produce a professional home inventory that is automatically stored away from your home. Just be sure that you choose a reputable company for such services. Fly by night home inventory companies can be a front for thieves.

Another idea is to set aside a day each year to perform this task. Choose something memorable, but when you don’t have a large array of other commitments. Maybe President’s Day or Labor Day will work for you, depending on your other commitments. Then reward your self for completing the task as an added motivator. You can also use this day to review your policy and compare rates.

Finding the Best Home Insurer

Choosing a home insurance company that offers a home inventory tool is just one of the criteria you should consider when looking for home insurance. Be sure to also check the financial stability of the insurer, its complaints history and how much it will cost for your policy.

It is easy to get a price quote for your home insurance needs quickly, by using our online quote tool. Simply input your zip code, answer a few questions and in no time you will have the quotes you need to make your decision.

Get started now with our free online quote tool!