Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Mar 19, 2020

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Online Pet Insurance

If you are like many people, you have many fond memories of growing up with your beloved pet. What you might not know is that your pet may have suffered unnecessarily because your parents were not able to afford treatment, or may even have been put down because of mounting veterinarian bills.

Today, insurance companies have developed many pet insurance policies that will protect both you and your pet against high medical bills.

Type in your zip code and instantly see online insurance quotes!

The most common reason that people purchase pet insurance is to at least reduce their risk of getting stuck paying expensive veterinarian bills. You may easily be able to afford the cost of an annual checkup, but what if you were to find out that your pet needed further testing?

Online Pet Insurance Prevents Paying High Veterinarian Bills

Paying veterinarian bills is akin to going to a hospital for treatment without medical insurance for yourself. The same tools, equipment and testing processes used to diagnose and treat humans are modified and used on animals.

In addition to veterinarian bills, if your pet needs aftercare or additional medication, you will have to try to figure out how to pay additional monthly expenses if you don’t buy pet insurance. Just like you, injured pets will have to follow up with physical therapy, additional trips to the veterinarian to check on their progress and have exit testing done to insure that they are fully healed. One annual visit that you thought would only cost a hundred dollars could end up costing you thousands.

Although online pet insurance will probably require you to pay a deductible, people that cannot pay expensive veterinarian bills are often forced to put their pets down instead. If you own an expensive breed or variety of pet, you should be fully prepared to pay astronomical pet bills as they often are prone to suffer from rare diseases and illnesses that are difficult to treat.

Some pet stores will not even sell you these particular kinds of animals unless you provide them with a copy of your pet insurance policy.

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How Does Online Pet Insurance Work?

Essentially, you will shop, pay for and renew your online pet insurance policy in the same manner that you would with your medical insurance. Know beforehand what kind of specific protection that you need, then shop for online quotes and pick out an online pet insurance provider.

If you own a large breed of animal that is known for aggressive behavior, think about buying a policy that will give you liability protection that will guard against lawsuits. Owning an expensive or exotic pet may make your pet more at risk of being stolen. Purchasing a policy that will provide you with the funds necessary to put on an all points bulletin will make it easier to locate and retrieve your beloved companion sooner.

For the most part, pet insurance is affordable to most people. You will probably spend 10 times the amount of money that you pay for your own health insurance policy than you will on pet insurance coverage. Try to purchase a pet insurance policy as soon as possible as pets that are older are more prone to developing illnesses.

Choose Online Pet Insurance for Alternative Treatments

Your pet may be perfectly healthy to the untrained eye, but animals too suffer from depression, anxiety and other behavioral problems. Your veterinarian may be able to prescribe medications to help your animal, but sometimes alternative therapies can prove more helpful. Taking your pet to an animal trainer or animal therapist will be expensive if you don’t have pet insurance to subsidize some of the costs. If you value all aspects of your animal’s health, you will take the time to find a good form of alternative pet therapy.

Older pets frequently suffer from ailments such as arthritis and even Alzheimer’s disease. While there is no definitive treatment that will cure these diseases, your pet deserves to have treatment options besides being put to sleep. There are many experimental treatments available for pets, but without pet coverage you may not be able to afford them.

Watching your animal suffer can cause you anguish and guilt, but if you don’t have the means to reduce the pain, sometimes the best option is to put your animal out of its misery. Having pet insurance will allow you to seek out treatment options that will instantly give your pet a renewed lease on life.

Purchasing pet insurance online isn’t complicated or difficult, but you should always make sure that you get the least expensive and most comprehensive coverage available to you. Spend just a few minutes of your time to purchase an online pet insurance policy and your new pet can be around for years to come.

See online pet insurance quotes now by typing in your zip code!