Chelsey Tucker graduated with a Bachelor of History degree from Metropolitan State University in 2019. She now writes about insurance with her specialty being life insurance and has been quoted on Help Smart Phone and MEL Magazine.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years. He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Nov 30, 2021

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The Lowdown

  • In most cases, Medicare will not cover circumcision for infants, children, or adults
  • Circumcision can cost between $150 and $400 for infants (excluding facility fees) or between $800 and $3,000 for older children and adults
  • If circumcision is considered medically necessary, Medicare or other insurance plans may provide coverage for the surgery

Is circumcision covered by insurance? Is my procedure covered by Medicare? If you’re considering getting circumcised, you may be wondering if your Medicare will cover the operation.

Circumcision is a procedure that removes the foreskin from the end of the penis. In most cases, circumcision is performed within the first couple of weeks after a baby is born, but older children and adults may also be circumcised.

Circumcision is typically more popular in the United States than many other parts of the world. So, if you’re deciding whether or not to be circumcised, we’ve answered some of your common questions below, including, “Does Medicare cover circumcision?”

Before you begin reading, enter your ZIP code into our free quote comparison tool above to get health insurance quotes from companies near you.

Does Medicare cover circumcision?

Does Medicare pay for circumcision? In general, Medicare does not cover circumcision. Medicare does not list circumcision for infants, children, or adults in its covered services.

While Medicare Advantage plans vary on their coverage limits, they are also unlikely to cover circumcision. However, you can always contact your MA plan provider to ask about the procedure.

With this in mind, Medicare is meant to provide financial assistance to patients who need help paying for medically necessary treatments. Therefore, if circumcision is deemed medically necessary, Medicare may provide some coverage for the surgery.

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How much does adult circumcision cost?

The cost of circumcision can vary widely based on the patient’s age, the reason for circumcision, and where the surgery is done.

Without insurance, circumcision for an infant could cost between $150 and $400. If the surgery takes place somewhere other than the performing doctor’s office, you may also need to pay a facility fee, which could be up to $400 on top of the surgery fee.

The Medicare insurance circumcision cost for adults could be between $800 and $3,000. The price of the surgery could be affected by factors such as the type of anesthesia used, facility or consultation fees, and whether or not the foreskin is retractable.

Does insurance cover circumcision for adults? Medicare insurance is unlikely to cover circumcision for either adults or infants. However, if you are covered by a private health insurance company, you may be able to get coverage.

Even if you have insurance that will cover circumcision, you may still need to pay your deductible or copayment.

Is circumcision necessary?

In most cases, circumcision is not medically necessary. The American Academy of Pediatrics does not typically recommend circumcision, but does  state that parents should have the opportunity to decide for their children based on their own opinion, culture, and religion.

Some of the risks associated with circumcision include pain and a risk of bleeding or infection. However, there are some advantages, including a lower risk of HIV and a slightly lower risk of other STDs or STIs, urinary tract infections, and penile cancer.

There are also some cultures and religions that prefer or require males to be circumcised. Therefore, some parents may choose to have their male children circumcised as infants.

If you are looking to buy health insurance that will cover circumcision, enter your ZIP code into our free quote comparison tool to find affordable health insurance rates.